Driving in Tulsa comes with challenges like heavy traffic on Interstate 44 and Highway 75, frequent construction, and unpredictable weather, including rain, hail, and tornadoes. With urban streets leading to rural roads, reliable car insurance is essential to protect you and your finances.
It’s wise to compare quotes from multiple insurers to find the best rates, but your quote can vary by your age, location in the city and driving record. We’ve gathered quotes from real Jerry customers to show you what you can expect to pay for car insurance in Tulsa.
Cheapest minimum coverage insurance in Tulsa
Oklahoma requires drivers to carry the following minimum car insurance:
- $25,000 per person and $50,000 per accident for bodily injury liability.
- $25,000 for property damage liability coverage.
Drivers must also be offered $25,000 per person and $50,000 per accident for uninsured motorist coverage, but you can reject these coverages.
Here are the cheapest quotes that Jerry customers in Tulsa have received for the minimum coverage.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $41 | $496 | Progressive | 56 | February 23, 2025 | Tulsa, OK | 74133 |
| $42 | $504 | Progressive | 54 | February 9, 2025 | Tulsa, OK | 74105 |
| $43 | $514 | Progressive | 80 | February 2, 2025 | Tulsa, OK | 74114 |
| $43 | $518 | Progressive | 32 | January 1, 2025 | Tulsa, OK | 74133 |
| $47 | $560 | Progressive | 47 | April 30, 2025 | Tulsa, OK | 74136 |
| $47 | $562 | Progressive | 65 | March 25, 2025 | Tulsa, OK | 74112 |
| $48 | $578 | Progressive | 27 | February 14, 2025 | Tulsa, OK | 74105 |
| $54 | $650 | Progressive | 39 | December 22, 2024 | Tulsa, OK | 74136 |
| $57 | $678 | Progressive | 30 | April 17, 2025 | Tulsa, OK | 74136 |
| $57 | $678 | Progressive | 59 | March 23, 2025 | Tulsa, OK | 74145 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Tulsa
Tulsans who opt for full coverage will carry the state’s minimum liability insurance as well as coverage for your vehicle. Full coverage combines collision insurance, which pays for repairs to your vehicle after an accident, and comprehensive insurance, which kicks in if your car is stolen or damaged by hazardous weather.
These are some of the cheapest quotes that Tulsa Jerry customers have received for full coverage car insurance.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $496 | Progressive | 56 | February 23, 2025 | Yes | Tulsa, OK | 74133 |
| $46 | $556 | Progressive | 39 | January 29, 2025 | Yes | Tulsa, OK | 74135 |
| $47 | $560 | Progressive | 47 | April 30, 2025 | Yes | Tulsa, OK | 74136 |
| $47 | $562 | Progressive | 65 | March 25, 2025 | Yes | Tulsa, OK | 74112 |
| $54 | $650 | Progressive | 39 | December 22, 2024 | Yes | Tulsa, OK | 74136 |
| $63 | $758 | Progressive | 34 | January 28, 2025 | Yes | Tulsa, OK | 74104 |
| $70 | $840 | Progressive | 27 | February 22, 2025 | Yes | Tulsa, OK | 74119 |
| $78 | $940 | Progressive | 55 | June 17, 2024 | Yes | Tulsa, OK | 74114 |
| $81 | $970 | Progressive | 36 | October 13, 2024 | Yes | Tulsa, OK | 74137 |
| $86 | $1,026 | Progressive | 50 | March 4, 2025 | Yes | Tulsa, OK | 74105 |
Cheapest car insurance for young drivers in Tulsa (18-29 years old)
Your age is a factor in your car insurance quote, and young drivers tend pay the higher rates than older drivers. That doesn’t mean you won’t find affordable coverage, but you may need to cost-compare with multiple insurers to get a good rate.
Here are the cheapest quotes that 18- to 29-year-olds have received in Tulsa via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $48 | $578 | Progressive | 27 | No | February 14, 2025 | Tulsa, OK | 74105 |
| $70 | $840 | Progressive | 27 | Yes | February 22, 2025 | Tulsa, OK | 74119 |
| $74 | $886 | Progressive | 24 | No | December 19, 2023 | Tulsa, OK | 74116 |
| $101 | $1,216 | Bristol West | 28 | No | March 4, 2024 | Tulsa, OK | 74127 |
| $104 | $1,248 | Progressive | 23 | No | January 7, 2025 | Tulsa, OK | 74129 |
Cheapest car insurance for mature drivers in Tulsa (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $42 | $504 | Progressive | 54 | No | February 9, 2025 | Tulsa, OK | 74105 |
| $43 | $518 | Progressive | 32 | No | January 1, 2025 | Tulsa, OK | 74133 |
| $46 | $556 | Progressive | 39 | Yes | January 29, 2025 | Tulsa, OK | 74135 |
| $47 | $560 | Progressive | 47 | Yes | April 30, 2025 | Tulsa, OK | 74136 |
| $54 | $650 | Progressive | 39 | Yes | December 22, 2024 | Tulsa, OK | 74136 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $496 | Progressive | 56 | Yes | February 23, 2025 | Tulsa, OK | 74133 |
| $42 | $508 | Progressive | 63 | No | March 14, 2025 | Tulsa, OK | 74112 |
| $43 | $514 | Progressive | 80 | No | February 2, 2025 | Tulsa, OK | 74114 |
| $47 | $562 | Progressive | 65 | Yes | March 25, 2025 | Tulsa, OK | 74112 |
| $57 | $678 | Progressive | 59 | No | March 23, 2025 | Tulsa, OK | 74145 |
Cheapest car insurance for drivers with clean records in Tulsa
A record free of violations or claims can help guarantee you’re getting the lowest rate possible. Here are some quotes from real Jerry customers with clean driving records in Tulsa.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Date of Policy
|
Age
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $496 | Progressive | February 23, 2025 | 56 | Yes | Tulsa, OK | 74133 |
| $42 | $504 | Progressive | February 9, 2025 | 54 | No | Tulsa, OK | 74105 |
| $42 | $508 | Progressive | March 14, 2025 | 63 | No | Tulsa, OK | 74112 |
| $43 | $514 | Progressive | February 2, 2025 | 80 | No | Tulsa, OK | 74114 |
| $43 | $518 | Progressive | January 1, 2025 | 32 | No | Tulsa, OK | 74133 |
Cheapest car insurance for drivers with low credit scores in Tulsa
A low credit score can increase your car insurance rate, which means you may have to shop around for a low-cost policy. Here are the cheapest quotes that drivers in Tulsa with credit scores below 550 have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $63 | $754 | Mercury | 30 | March 19, 2025 | Tulsa, OK | 74129 |
| <550 | $76 | $908 | The General | 36 | May 1, 2025 | Tulsa, OK | 74131 |
| <550 | $83 | $994 | The General | 32 | February 23, 2025 | Tulsa, OK | 74126 |
| <550 | $88 | $1,060 | The General | 60 | December 13, 2023 | Tulsa, OK | 74129 |
| <550 | $95 | $1,136 | Bristol West | 42 | December 4, 2024 | Tulsa, OK | 74120 |
Cheapest car insurance for drivers with at-fault accidents in Tulsa
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $70 | $844 | National General | 34 | No | September 27, 2024 | Tulsa, OK | 74135 |
| At Fault With No Injury | $78 | $934 | Progressive | 34 | No | September 9, 2024 | Tulsa, OK | 74116 |
| At Fault With No Injury | $78 | $940 | Progressive | 55 | Yes | June 17, 2024 | Tulsa, OK | 74114 |
| At Fault With No Injury | $79 | $942 | The General | 38 | No | March 28, 2025 | Tulsa, OK | 74120 |
| At Fault With No Injury | $83 | $994 | The General | 32 | No | February 23, 2025 | Tulsa, OK | 74126 |
Cheapest car insurance for drivers with speeding tickets in Tulsa
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $74 | $886 | Progressive | 24 | December 19, 2023 | Tulsa, OK | 74116 |
| Speeding over 15 | $119 | $1,430 | Bristol West | 36 | March 20, 2024 | Tulsa, OK | 74105 |
| Speeding over 15 | $134 | $1,606 | Progressive | 22 | October 31, 2024 | Tulsa, OK | 74127 |
| Speeding under 15 | $143 | $1,712 | National General | 26 | September 6, 2024 | Tulsa, OK | 74133 |
| Speeding over 15 | $165 | $1,982 | Bristol West | 40 | June 24, 2024 | Tulsa, OK | 74136 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
