Driving in Tulsa comes with challenges like heavy traffic on Interstate 44 and Highway 75, frequent construction, and unpredictable weather, including rain, hail, and tornadoes. With urban streets leading to rural roads, reliable car insurance is essential to protect you and your finances.

It’s wise to compare quotes from multiple insurers to find the best rates, but your quote can vary by your age, location in the city and driving record. We’ve gathered quotes from real Jerry customers to show you what you can expect to pay for car insurance in Tulsa.

Cheapest minimum coverage insurance in Tulsa

Oklahoma requires drivers to carry the following minimum car insurance:

• $25,000 per person and $50,000 per accident for bodily injury liability.
• $25,000 for property damage liability coverage.

Drivers must also be offered $25,000 per person and $50,000 per accident for uninsured motorist coverage, but you can reject these coverages.

Here are the cheapest quotes that Jerry customers in Tulsa have received for the minimum coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Tulsa

Tulsans who opt for full coverage will carry the state’s minimum liability insurance as well as coverage for your vehicle. Full coverage combines collision insurance, which pays for repairs to your vehicle after an accident, and comprehensive insurance, which kicks in if your car is stolen or damaged by hazardous weather.

These are some of the cheapest quotes that Tulsa Jerry customers have received for full coverage car insurance.

Cheapest car insurance for young drivers in Tulsa (18-29 years old)

Your age is a factor in your car insurance quote, and young drivers tend pay the higher rates than older drivers. That doesn’t mean you won’t find affordable coverage, but you may need to cost-compare with multiple insurers to get a good rate.

Here are the cheapest quotes that 18- to 29-year-olds have received in Tulsa via Jerry.

Cheapest car insurance for mature drivers in Tulsa (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Tulsa

A record free of violations or claims can help guarantee you’re getting the lowest rate possible. Here are some quotes from real Jerry customers with clean driving records in Tulsa.

Cheapest car insurance for drivers with low credit scores in Tulsa

A low credit score can increase your car insurance rate, which means you may have to shop around for a low-cost policy. Here are the cheapest quotes that drivers in Tulsa with credit scores below 550 have received via Jerry.

Cheapest car insurance for drivers with at-fault accidents in Tulsa

Cheapest car insurance for drivers with speeding tickets in Tulsa

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS

Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.