Cheap Car Insurance in Pittsburgh

Written by Xuyun Zeng and 2 others
Updated Jul 8, 2025
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Cheap Car Insurance in Pittsburgh

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The city that gave us Primanti Bros., Andy Warhol and the Steelers also gave us disjointed road layouts, an abundance of one-way streets and more than 400 bridges. Locals are sure to be charmed by the city, but newcomers may be perplexed as they drive through it. It’s wise to carry robust car insurance for protection as you navigate Pittsburgh.

We’ve pulled quote data from thousands of Jerry customers in Pittsburgh to show you how the cheapest rate can change based on your age, coverage preference and driving history.

More: Best car insurance in Pennsylvania

Cheapest minimum coverage insurance in Pittsburgh

Drivers in Pennsylvania are required to carry these coverages:

  • $15,000 in bodily injury liability for injury to one person.
  • $30,000 for bodily injury liability for injury to several people in an accident.
  • $5,000 for property damage.

Here are the cheapest quotes for minimum coverage that drivers in Pittsburgh have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $376 Progressive 37 August 6, 2024 Pittsburgh, PA 15209
$34 $412 Progressive 31 October 8, 2024 Pittsburgh, PA 15211
$35 $416 Progressive 38 January 22, 2025 Pittsburgh, PA 15235
$37 $444 Progressive 28 May 13, 2025 Pittsburgh, PA 15203
$38 $456 Progressive 34 February 20, 2025 Pittsburgh, PA 15208
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210
$38 $460 Progressive 33 April 26, 2025 Pittsburgh, PA 15212
$39 $470 Embark General 54 December 13, 2024 Pittsburgh, PA 15217
$45 $534 Progressive 33 February 23, 2024 Pittsburgh, PA 15216
$45 $538 National General 30 April 15, 2025 Pittsburgh, PA 15220
Last Updated Jul, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in Pennsylvania

Cheapest full coverage insurance in Pittsburgh

Full coverage combines collision coverage and comprehensive insurance, meaning your insurer can pay to repair your vehicle in situations like vandalism, theft, flooding, and accidents, regardless of who is at fault. Liability coverage typically does not help you repair your vehicle in those scenarios. The following table shows the cheapest full coverage quotes, according to Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210
$41 $488 Progressive 46 June 12, 2025 Pittsburgh, PA 15203
$42 $498 Progressive 35 January 26, 2025 Pittsburgh, PA 15227
$42 $500 Progressive 26 May 15, 2025 Pittsburgh, PA 15221
$45 $534 Progressive 33 February 23, 2024 Pittsburgh, PA 15216
$45 $542 Progressive 30 January 24, 2025 Pittsburgh, PA 15212
$46 $548 Progressive 44 December 25, 2024 Pittsburgh, PA 15213
$47 $558 National General 45 March 24, 2025 Pittsburgh, PA 15229
$47 $564 National General 64 September 17, 2024 Pittsburgh, PA 15218
$52 $620 Progressive 42 August 2, 2024 Pittsburgh, PA 15206
Last Updated Jul, 2025

More: Best car insurance companies

Cheapest car insurance for young drivers in Pittsburgh (18-29 years old)

Drivers in their teens and 20s often pay the highest auto insurance rates because insurers view their lack of driving experience as a risk. Here are the cheapest quotes that young drivers in Pittsburg have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$42 $500 Progressive 26 Yes May 15, 2025 Pittsburgh, PA 15221
$48 $580 Progressive 27 No April 14, 2025 Pittsburgh, PA 15239
$50 $598 National General 28 No November 20, 2024 Pittsburgh, PA 15241
$51 $608 Progressive 26 No September 8, 2024 Pittsburgh, PA 15203
$51 $614 National General 28 No April 12, 2024 Pittsburgh, PA 15203
Last Updated Jul, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Pittsburgh (30-54 years old)

Drivers between the ages of 30 and 54 generally pay lower insurance rates than younger drivers. Here are the cheapest quotes that mature motorists in Pittsburgh have received, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $372 Progressive 44 No June 14, 2025 Pittsburgh, PA 15226
$31 $376 Progressive 37 No August 6, 2024 Pittsburgh, PA 15209
$34 $412 Progressive 31 No October 8, 2024 Pittsburgh, PA 15211
$34 $412 Progressive 30 No April 11, 2024 Pittsburgh, PA 15220
$35 $416 Progressive 38 No January 22, 2025 Pittsburgh, PA 15235
Last Updated Jul, 2025

Cheapest car insurance for older drivers in Pittsburgh (55+ years old)

Drivers aged 55 and older often pay the lowest rates, although their premiums may rise again around 70 years old. These are the cheapest quotes for seniors in Pittsburgh, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210 Yes
$44 $532 Progressive 73 October 3, 2024 Pittsburgh, PA 15239 No
$47 $564 National General 64 September 17, 2024 Pittsburgh, PA 15218 Yes
$65 $782 First Acceptance 80 December 25, 2024 Pittsburgh, PA 15217 No
$66 $786 Progressive 56 March 29, 2024 Pittsburgh, PA 15221 Yes
Last Updated Jul, 2025

Cheapest car insurance for drivers with clean records in Pittsburgh

Drivers without traffic violations or accident claims generally qualify for the lowest possible premiums. Check out the cheapest quotes that Pittsburgh drivers with flawless records have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$34 $412 Progressive 30 April 11, 2024 No Pittsburgh, PA 15220
$39 $470 Embark General 54 December 13, 2024 No Pittsburgh, PA 15217
$42 $498 Progressive 33 July 5, 2025 No Pittsburgh, PA 15205
$46 $546 Bristol West 64 September 17, 2024 Yes Pittsburgh, PA 15218
$46 $556 Progressive 45 March 24, 2025 No Pittsburgh, PA 15229
Last Updated Jul 9, 2025

Cheapest car insurance for drivers with low credit scores in Pittsburgh

Insurers can use credit-based insurance scores to price car insurance in Pennsylvania and drivers with low scores may pay higher rates. As a result, it’s wise to go shopping for car insurance to land the cheapest coverage. Below is a table showing the cheapest quotes for drivers in Pittsburgh with credit scores below 550, using real data from Jerry customers.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $41 $490 National General 48 May 4, 2025 Pittsburgh, PA 15210
<550 $48 $572 Embark General 37 May 17, 2025 Pittsburgh, PA 15205
<550 $53 $636 Progressive 25 May 29, 2024 Pittsburgh, PA 15221
<550 $55 $658 First Acceptance 30 June 20, 2025 Pittsburgh, PA 15235
<550 $71 $858 Embark General 32 June 3, 2024 Pittsburgh, PA 15219
Last Updated Jul, 2025

Cheapest car insurance for drivers with at-fault accidents in Pittsburgh

An accident typically results in steeper insurance premiums, but each insurer has its own method for calculating the increase, so shopping around could bring you savings. Here are the cheapest rates that drivers in Pittsburg with accidents on their records have received through Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $43 $520 Progressive 39 No June 13, 2025 Pittsburgh, PA 15216
At Fault With No Injury $45 $534 Progressive 33 Yes February 23, 2024 Pittsburgh, PA 15216
At Fault With No Injury $49 $584 National General 73 No October 3, 2024 Pittsburgh, PA 15239
At Fault With No Injury $52 $620 Progressive 42 Yes August 2, 2024 Pittsburgh, PA 15206
At Fault With No Injury $53 $636 Progressive 32 Yes October 16, 2024 Pittsburgh, PA 15205
Last Updated Jul 9, 2025

Cheapest car insurance for drivers with speeding tickets in Pittsburgh

A speeding violation usually means higher insurance bills, but the amount of the rate hike may depend on your insurer. If you’ve been cited for speeding, compare quotes from multiple insurers before your policy renews to find the best rate. Here are the cheapest quotes Jerry customers in Pittsburgh with a speeding citation have received.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $34 $412 Progressive 31 October 8, 2024 Pittsburgh, PA 15211
Speeding under 15 $35 $420 National General 26 January 24, 2025 Pittsburgh, PA 15239
Speeding over 15 $41 $490 National General 48 May 4, 2025 Pittsburgh, PA 15210
Speeding under 15 $53 $640 First Acceptance 28 December 19, 2024 Pittsburgh, PA 15204
Speeding under 15 $55 $660 Progressive 52 April 20, 2025 Pittsburgh, PA 15229
Last Updated Jul, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.