Cheap Car Insurance in Pittsburgh

Written by Xuyun Zeng and 2 others
Updated Jul 28, 2025
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Cheap Car Insurance in Pittsburgh

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The city that gave us Primanti Bros., Andy Warhol and the Steelers also gave us disjointed road layouts, an abundance of one-way streets and more than 400 bridges. Locals are sure to be charmed by the city, but newcomers may be perplexed as they drive through it. It’s wise to carry robust car insurance for protection as you navigate Pittsburgh.

We’ve pulled quote data from thousands of Jerry customers in Pittsburgh to show you how the cheapest rate can change based on your age, coverage preference and driving history.

More: Best car insurance in Pennsylvania

Cheapest minimum coverage insurance in Pittsburgh

Drivers in Pennsylvania are required to carry these coverages:

  • $15,000 in bodily injury liability for injury to one person.
  • $30,000 for bodily injury liability for injury to several people in an accident.
  • $5,000 for property damage.

Here are the cheapest quotes for minimum coverage that drivers in Pittsburgh have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $370 National General 29 February 10, 2025 Pittsburgh, PA 15220
$31 $372 Progressive 44 June 14, 2025 Pittsburgh, PA 15226
$31 $374 Progressive 32 July 6, 2025 Pittsburgh, PA 15206
$31 $376 Progressive 37 August 6, 2024 Pittsburgh, PA 15209
$34 $412 Progressive 31 October 8, 2024 Pittsburgh, PA 15211
$36 $436 Progressive 38 January 22, 2025 Pittsburgh, PA 15235
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210
$38 $460 Progressive 33 April 26, 2025 Pittsburgh, PA 15212
$39 $470 Embark General 54 December 13, 2024 Pittsburgh, PA 15217
$41 $490 National General 48 May 4, 2025 Pittsburgh, PA 15210
Last Updated Jul 24, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in Pennsylvania

Cheapest full coverage insurance in Pittsburgh

Full coverage combines collision coverage and comprehensive insurance, meaning your insurer can pay to repair your vehicle in situations like vandalism, theft, flooding, and accidents, regardless of who is at fault. Liability coverage typically does not help you repair your vehicle in those scenarios. The following table shows the cheapest full coverage quotes, according to Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210
$52 $620 Progressive 42 August 2, 2024 Pittsburgh, PA 15206
$56 $670 National General 32 October 16, 2024 Pittsburgh, PA 15205
$65 $784 Progressive 49 March 29, 2025 Pittsburgh, PA 15241
$74 $886 Progressive 29 February 12, 2025 Pittsburgh, PA 15236
$77 $928 Progressive 52 July 19, 2025 Pittsburgh, PA 15229
$81 $972 Progressive 30 January 24, 2025 Pittsburgh, PA 15212
$94 $1,122 Progressive 42 July 17, 2025 Pittsburgh, PA 15228
$95 $1,144 Progressive 44 June 14, 2025 Pittsburgh, PA 15226
$96 $1,146 Progressive 30 February 19, 2025 Pittsburgh, PA 15204
Last Updated Jul 24, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Pittsburgh (18-29 years old)

Drivers in their teens and 20s often pay the highest auto insurance rates because insurers view their lack of driving experience as a risk. Here are the cheapest quotes that young drivers in Pittsburg have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $370 National General 29 No February 10, 2025 Pittsburgh, PA 15220
$50 $600 National General 26 No September 8, 2024 Pittsburgh, PA 15203
$55 $656 Progressive 27 No April 16, 2025 Pittsburgh, PA 15219
$57 $686 National General 25 No September 13, 2024 Pittsburgh, PA 15214
$60 $722 Progressive 26 No April 28, 2025 Pittsburgh, PA 15205
Last Updated Jul 24, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Pittsburgh (30-54 years old)

Drivers between the ages of 30 and 54 generally pay lower insurance rates than younger drivers. Here are the cheapest quotes that mature motorists in Pittsburgh have received, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $376 Progressive 37 No August 6, 2024 Pittsburgh, PA 15209
$34 $412 Progressive 31 No October 8, 2024 Pittsburgh, PA 15211
$36 $436 Progressive 38 No January 22, 2025 Pittsburgh, PA 15235
$38 $460 Progressive 33 No April 26, 2025 Pittsburgh, PA 15212
$39 $470 Embark General 54 No December 13, 2024 Pittsburgh, PA 15217
Last Updated Jul 24, 2025

Cheapest car insurance for older drivers in Pittsburgh (55+ years old)

Drivers aged 55 and older often pay the lowest rates, although their premiums may rise again around 70 years old. These are the cheapest quotes for seniors in Pittsburgh, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$38 $458 Progressive 76 March 19, 2025 Pittsburgh, PA 15210 Yes
$78 $938 The General 62 February 11, 2024 Pittsburgh, PA 15202 No
$81 $968 Progressive 80 December 25, 2024 Pittsburgh, PA 15217 No
$82 $986 Progressive 68 August 12, 2024 Pittsburgh, PA 15221 No
$83 $990 The General 60 February 10, 2024 Pittsburgh, PA 15201 No
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with clean records in Pittsburgh

Drivers without traffic violations or accident claims generally qualify for the lowest possible premiums. Check out the cheapest quotes that Pittsburgh drivers with flawless records have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$31 $370 National General 29 February 10, 2025 No Pittsburgh, PA 15220
$39 $470 Embark General 54 December 13, 2024 No Pittsburgh, PA 15217
$45 $534 National General 40 November 16, 2024 No Pittsburgh, PA 15234
$45 $542 Progressive 44 July 23, 2025 No Pittsburgh, PA 15210
$49 $588 National General 31 June 12, 2025 No Pittsburgh, PA 15213
Last Updated Jul 29, 2025

Cheapest car insurance for drivers with low credit scores in Pittsburgh

Insurers can use credit-based insurance scores to price car insurance in Pennsylvania and drivers with low scores may pay higher rates. As a result, it’s wise to go shopping for car insurance to land the cheapest coverage. Below is a table showing the cheapest quotes for drivers in Pittsburgh with credit scores below 550, using real data from Jerry customers.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $41 $490 National General 48 May 4, 2025 Pittsburgh, PA 15210
<550 $55 $658 First Acceptance 30 June 20, 2025 Pittsburgh, PA 15235
<550 $69 $824 National General 29 July 21, 2024 Pittsburgh, PA 15212
<550 $81 $968 Progressive 26 May 9, 2025 Pittsburgh, PA 15232
<550 $91 $1,092 The General 64 April 18, 2024 Pittsburgh, PA 15227
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Pittsburgh

An accident typically results in steeper insurance premiums, but each insurer has its own method for calculating the increase, so shopping around could bring you savings. Here are the cheapest rates that drivers in Pittsburg with accidents on their records have received through Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $52 $620 Progressive 42 Yes August 2, 2024 Pittsburgh, PA 15206
At Fault With No Injury $55 $656 Progressive 27 No April 16, 2025 Pittsburgh, PA 15219
At Fault With No Injury $55 $658 First Acceptance 30 No June 20, 2025 Pittsburgh, PA 15235
At Fault With No Injury $56 $670 National General 32 Yes October 16, 2024 Pittsburgh, PA 15205
At Fault With No Injury $57 $686 National General 25 No September 13, 2024 Pittsburgh, PA 15214
Last Updated Jul 29, 2025

Cheapest car insurance for drivers with speeding tickets in Pittsburgh

A speeding violation usually means higher insurance bills, but the amount of the rate hike may depend on your insurer. If you’ve been cited for speeding, compare quotes from multiple insurers before your policy renews to find the best rate. Here are the cheapest quotes Jerry customers in Pittsburgh with a speeding citation have received.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $34 $412 Progressive 31 October 8, 2024 Pittsburgh, PA 15211
Speeding over 15 $41 $490 National General 48 May 4, 2025 Pittsburgh, PA 15210
Speeding under 15 $57 $686 National General 25 September 13, 2024 Pittsburgh, PA 15214
Speeding under 15 $77 $928 Progressive 52 July 19, 2025 Pittsburgh, PA 15229
Speeding under 15 $78 $938 The General 62 February 11, 2024 Pittsburgh, PA 15202
Last Updated Jul 24, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.