The city that gave us Primanti Bros., Andy Warhol and the Steelers also gave us disjointed road layouts, an abundance of one-way streets and more than 400 bridges. Locals are sure to be charmed by the city, but newcomers may be perplexed as they drive through it. It’s wise to carry robust car insurance for protection as you navigate Pittsburgh.
We’ve pulled quote data from thousands of Jerry customers in Pittsburgh to show you how the cheapest rate can change based on your age, coverage preference and driving history.
More: Best car insurance in Pennsylvania
Cheapest minimum coverage insurance in Pittsburgh
Drivers in Pennsylvania are required to carry these coverages:
- $15,000 in bodily injury liability for injury to one person.
- $30,000 for bodily injury liability for injury to several people in an accident.
- $5,000 for property damage.
Here are the cheapest quotes for minimum coverage that drivers in Pittsburgh have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $20 | $244 | Progressive | 40 | June 18, 2025 | Pittsburgh, PA | 15228 |
| $21 | $250 | Progressive | 29 | May 29, 2025 | Pittsburgh, PA | 15209 |
| $22 | $260 | Progressive | 37 | June 13, 2025 | Pittsburgh, PA | 15206 |
| $25 | $302 | Progressive | 41 | June 19, 2025 | Pittsburgh, PA | 15201 |
| $29 | $348 | Progressive | 49 | March 1, 2025 | Pittsburgh, PA | 15226 |
| $32 | $384 | National General | 38 | June 16, 2025 | Pittsburgh, PA | 15201 |
| $33 | $390 | Progressive | 38 | June 14, 2025 | Pittsburgh, PA | 15202 |
| $33 | $400 | National General | 38 | June 15, 2025 | Pittsburgh, PA | 15237 |
| $36 | $428 | Liberty Mutual | 63 | June 10, 2025 | Pittsburgh, PA | 15235 |
| $36 | $436 | First Acceptance | 37 | April 8, 2025 | Pittsburgh, PA | 15205 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Pennsylvania
Cheapest full coverage insurance in Pittsburgh
Full coverage combines collision coverage and comprehensive insurance, meaning your insurer can pay to repair your vehicle in situations like vandalism, theft, flooding, and accidents, regardless of who is at fault. Liability coverage typically does not help you repair your vehicle in those scenarios. The following table shows the cheapest full coverage quotes, according to Jerry’s customer data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $45 | $538 | Progressive | 39 | June 17, 2025 | Pittsburgh, PA | 15214 |
| $50 | $596 | Liberty Mutual | 40 | July 1, 2025 | Pittsburgh, PA | 15237 |
| $50 | $602 | Clearcover | 29 | May 29, 2025 | Pittsburgh, PA | 15209 |
| $52 | $628 | National General | 61 | February 23, 2025 | Pittsburgh, PA | 15208 |
| $58 | $690 | Safeco | 56 | March 6, 2025 | Pittsburgh, PA | 15205 |
| $62 | $742 | Progressive | 46 | June 27, 2025 | Pittsburgh, PA | 15207 |
| $65 | $776 | National General | 37 | June 13, 2025 | Pittsburgh, PA | 15210 |
| $65 | $778 | Progressive | 44 | June 26, 2025 | Pittsburgh, PA | 15239 |
| $67 | $808 | Bristol West | 51 | July 27, 2025 | Pittsburgh, PA | 15227 |
| $70 | $840 | Liberty Mutual | 38 | June 16, 2025 | Pittsburgh, PA | 15201 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Pittsburgh (18-29 years old)
Drivers in their teens and 20s often pay the highest auto insurance rates because insurers view their lack of driving experience as a risk. Here are the cheapest quotes that young drivers in Pittsburg have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $21 | $250 | Progressive | 29 | No | May 29, 2025 | Pittsburgh, PA | 15209 |
| $37 | $440 | Progressive | 29 | No | March 25, 2025 | Pittsburgh, PA | 15239 |
| $42 | $498 | National General | 22 | No | April 18, 2025 | Pittsburgh, PA | 15220 |
| $48 | $580 | National General | 25 | No | February 17, 2025 | Pittsburgh, PA | 15205 |
| $49 | $582 | National General | 27 | No | April 12, 2025 | Pittsburgh, PA | 15227 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Pittsburgh (30-54 years old)
Drivers between the ages of 30 and 54 generally pay lower insurance rates than younger drivers. Here are the cheapest quotes that mature motorists in Pittsburgh have received, based on Jerry’s data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $20 | $244 | Progressive | 40 | No | June 18, 2025 | Pittsburgh, PA | 15228 |
| $22 | $260 | Progressive | 37 | No | June 13, 2025 | Pittsburgh, PA | 15206 |
| $25 | $302 | Progressive | 41 | No | June 19, 2025 | Pittsburgh, PA | 15201 |
| $32 | $384 | National General | 38 | No | June 16, 2025 | Pittsburgh, PA | 15201 |
| $33 | $390 | Progressive | 38 | No | June 14, 2025 | Pittsburgh, PA | 15202 |
Cheapest car insurance for older drivers in Pittsburgh (55+ years old)
Drivers aged 55 and older often pay the lowest rates, although their premiums may rise again around 70 years old. These are the cheapest quotes for seniors in Pittsburgh, based on Jerry’s customer data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $51 | $608 | First Acceptance | 58 | May 21, 2025 | Pittsburgh, PA | 15209 | No |
| $52 | $628 | National General | 61 | February 23, 2025 | Pittsburgh, PA | 15208 | Yes |
| $58 | $690 | Safeco | 56 | March 6, 2025 | Pittsburgh, PA | 15205 | Yes |
| $69 | $830 | The General | 77 | July 11, 2025 | Pittsburgh, PA | 15227 | No |
| $71 | $856 | Infinity | 63 | August 10, 2025 | Pittsburgh, PA | 15214 | No |
Cheapest car insurance for drivers with clean records in Pittsburgh
Drivers without traffic violations or accident claims generally qualify for the lowest possible premiums. Check out the cheapest quotes that Pittsburgh drivers with flawless records have received through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $20 | $244 | Progressive | 40 | June 18, 2025 | No | Pittsburgh, PA | 15228 |
| $21 | $250 | Progressive | 29 | May 29, 2025 | No | Pittsburgh, PA | 15209 |
| $22 | $260 | Progressive | 37 | June 13, 2025 | No | Pittsburgh, PA | 15206 |
| $25 | $302 | Progressive | 41 | June 19, 2025 | No | Pittsburgh, PA | 15201 |
| $32 | $384 | National General | 38 | June 16, 2025 | No | Pittsburgh, PA | 15201 |
Cheapest car insurance for drivers with low credit scores in Pittsburgh
Insurers can use credit-based insurance scores to price car insurance in Pennsylvania and drivers with low scores may pay higher rates. As a result, it’s wise to go shopping for car insurance to land the cheapest coverage. Below is a table showing the cheapest quotes for drivers in Pittsburgh with credit scores below 550, using real data from Jerry customers.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $41 | $490 | National General | 48 | May 4, 2025 | Pittsburgh, PA | 15210 |
| <550 | $55 | $658 | First Acceptance | 30 | June 20, 2025 | Pittsburgh, PA | 15235 |
| <550 | $69 | $824 | National General | 29 | July 21, 2024 | Pittsburgh, PA | 15212 |
| <550 | $81 | $968 | Progressive | 26 | May 9, 2025 | Pittsburgh, PA | 15232 |
| <550 | $91 | $1,092 | The General | 64 | April 18, 2024 | Pittsburgh, PA | 15227 |
Cheapest car insurance for drivers with at-fault accidents in Pittsburgh
An accident typically results in steeper insurance premiums, but each insurer has its own method for calculating the increase, so shopping around could bring you savings. Here are the cheapest rates that drivers in Pittsburg with accidents on their records have received through Jerry.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $52 | $620 | Progressive | 42 | Yes | August 2, 2024 | Pittsburgh, PA | 15206 |
| At Fault With No Injury | $55 | $656 | Progressive | 27 | No | April 16, 2025 | Pittsburgh, PA | 15219 |
| At Fault With No Injury | $55 | $658 | First Acceptance | 30 | No | June 20, 2025 | Pittsburgh, PA | 15235 |
| At Fault With No Injury | $56 | $670 | National General | 32 | Yes | October 16, 2024 | Pittsburgh, PA | 15205 |
| At Fault With No Injury | $57 | $686 | National General | 25 | No | September 13, 2024 | Pittsburgh, PA | 15214 |
Cheapest car insurance for drivers with speeding tickets in Pittsburgh
A speeding violation usually means higher insurance bills, but the amount of the rate hike may depend on your insurer. If you’ve been cited for speeding, compare quotes from multiple insurers before your policy renews to find the best rate. Here are the cheapest quotes Jerry customers in Pittsburgh with a speeding citation have received.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $34 | $412 | Progressive | 31 | October 8, 2024 | Pittsburgh, PA | 15211 |
| Speeding over 15 | $41 | $490 | National General | 48 | May 4, 2025 | Pittsburgh, PA | 15210 |
| Speeding under 15 | $57 | $686 | National General | 25 | September 13, 2024 | Pittsburgh, PA | 15214 |
| Speeding under 15 | $77 | $928 | Progressive | 52 | July 19, 2025 | Pittsburgh, PA | 15229 |
| Speeding over 15 | $109 | $1,302 | Progressive | 36 | January 28, 2025 | Pittsburgh, PA | 15227 |
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
