Cheap Car Insurance in Pittsburgh

Written by Xuyun Zeng and 2 others
Updated Mar 27, 2025
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Cheap Car Insurance in Pittsburgh

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The city that gave us Primanti Bros., Andy Warhol and the Steelers also gave us disjointed road layouts, an abundance of one-way streets and more than 400 bridges. Locals are sure to be charmed by the city, but newcomers may be perplexed as they drive through it. It’s wise to carry robust car insurance for protection as you navigate Pittsburgh.

We’ve pulled quote data from thousands of Jerry customers in Pittsburgh to show you how the cheapest rate can change based on your age, coverage preference and driving history.

Cheapest minimum coverage insurance in Pittsburgh

Drivers in Pennsylvania are required to carry these coverages:

  • $15,000 in bodily injury liability for injury to one person.
  • $30,000 for bodily injury liability for injury to several people in an accident.
  • $5,000 for property damage.

Here are the cheapest quotes for minimum coverage that drivers in Pittsburgh have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$32 $388 Progressive 26 March 20, 2025 Pittsburgh, PA 15221
$44 $530 National General 33 March 20, 2025 Pittsburgh, PA 15206
$46 $548 Progressive 44 December 25, 2024 Pittsburgh, PA 15213
$47 $564 Progressive 61 December 5, 2023 Pittsburgh, PA 15218
$47 $564 National General 64 September 17, 2024 Pittsburgh, PA 15218
$48 $572 Embark General 37 April 25, 2025 Pittsburgh, PA 15205
$48 $574 Progressive 29 April 2, 2025 Pittsburgh, PA 15206
$48 $580 Progressive 27 April 14, 2025 Pittsburgh, PA 15239
$50 $598 National General 28 November 20, 2024 Pittsburgh, PA 15241
$51 $612 Progressive 32 October 16, 2024 Pittsburgh, PA 15205
Last Updated May 6, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Pittsburgh

Full coverage combines collision and comprehensive policies, meaning your insurer can pay to repair your vehicle in situations like vandalism, theft, flooding, and accidents, regardless of who is at fault. Liability coverage typically does not help you repair your vehicle in those scenarios. The following table shows the cheapest full coverage quotes, according to Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$32 $388 Progressive 26 March 20, 2025 Pittsburgh, PA 15221
$46 $548 Progressive 44 December 25, 2024 Pittsburgh, PA 15213
$47 $564 National General 64 September 17, 2024 Pittsburgh, PA 15218
$51 $612 Progressive 32 October 16, 2024 Pittsburgh, PA 15205
$52 $620 Progressive 42 August 2, 2024 Pittsburgh, PA 15206
$54 $646 Progressive 50 April 18, 2025 Pittsburgh, PA 15205
$66 $786 Progressive 56 March 29, 2024 Pittsburgh, PA 15221
$71 $852 Progressive 36 February 25, 2024 Pittsburgh, PA 15218
$81 $970 Progressive 26 February 20, 2025 Pittsburgh, PA 15201
$82 $980 Progressive 27 April 16, 2025 Pittsburgh, PA 15219
Last Updated May 6, 2025

Cheapest car insurance for young drivers in Pittsburgh (18-29 years old)

Drivers in their teens and 20s often pay the highest auto insurance rates because insurers view their lack of driving experience as a risk. Here are the cheapest quotes that young drivers in Pittsburg have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$32 $388 Progressive 26 Yes March 20, 2025 Pittsburgh, PA 15221
$48 $574 Progressive 29 No April 2, 2025 Pittsburgh, PA 15206
$48 $580 Progressive 27 No April 14, 2025 Pittsburgh, PA 15239
$50 $598 National General 28 No November 20, 2024 Pittsburgh, PA 15241
$53 $640 First Acceptance 28 No December 19, 2024 Pittsburgh, PA 15204
Last Updated May 6, 2025

Cheapest car insurance for mature drivers in Pittsburgh (30-54 years old)

Drivers between the ages of 30 and 54 generally pay lower insurance rates than younger drivers. Here are the cheapest quotes that mature motorists in Pittsburgh have received, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$34 $412 Progressive 30 No April 11, 2024 Pittsburgh, PA 15220
$44 $530 National General 33 No March 20, 2025 Pittsburgh, PA 15206
$46 $548 Progressive 44 Yes December 25, 2024 Pittsburgh, PA 15213
$48 $572 Embark General 37 No April 25, 2025 Pittsburgh, PA 15205
$51 $612 Progressive 32 Yes October 16, 2024 Pittsburgh, PA 15205
Last Updated May 6, 2025

Cheapest car insurance for older drivers in Pittsburgh (55+ years old)

Drivers aged 55 and older often pay the lowest rates, although their premiums may rise again around 70 years old. These are the cheapest quotes for older drivers in Pittsburgh, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$47 $564 National General 64 September 17, 2024 Pittsburgh, PA 15218 Yes
$47 $564 Progressive 61 December 5, 2023 Pittsburgh, PA 15218 No
$58 $692 Progressive 76 September 4, 2024 Pittsburgh, PA 15219 No
$65 $782 First Acceptance 80 December 25, 2024 Pittsburgh, PA 15217 No
$66 $786 Progressive 56 March 29, 2024 Pittsburgh, PA 15221 Yes
Last Updated May 6, 2025

Cheapest car insurance for drivers with clean records in Pittsburgh

Drivers without traffic violations or accident claims generally qualify for the lowest possible premiums. Check out the cheapest quotes that Pittsburgh drivers with flawless records have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$32 $388 Progressive 26 March 20, 2025 Yes Pittsburgh, PA 15221
$34 $412 Progressive 30 April 11, 2024 No Pittsburgh, PA 15220
$46 $548 Progressive 44 December 25, 2024 Yes Pittsburgh, PA 15213
$47 $564 National General 64 September 17, 2024 Yes Pittsburgh, PA 15218
$51 $614 First Acceptance 38 July 3, 2024 No Pittsburgh, PA 15214
Last Updated May 6, 2025

Cheapest car insurance for drivers with low credit scores in Pittsburgh

Insurers can use consumers’ credit scores to price car insurance in Pennsylvania and drivers with low scores may pay higher rates. As a result, it’s wise to shop around to land the cheapest coverage. Below is a table showing the cheapest quotes for drivers in Pittsburgh with credit scores below 550, using real data from Jerry customers.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $48 $572 Embark General 37 April 25, 2025 Pittsburgh, PA 15205
<550 $79 $942 National General 64 April 18, 2024 Pittsburgh, PA 15227
<550 $94 $1,132 Progressive 22 August 30, 2024 Pittsburgh, PA 15204
<550 $96 $1,146 The General 42 November 22, 2023 Pittsburgh, PA 15206
<550 $96 $1,146 The General 42 December 7, 2023 Pittsburgh, PA 15206
Last Updated May 6, 2025

Cheapest car insurance for drivers with at-fault accidents in Pittsburgh

An accident typically results in steeper insurance premiums, but each insurer has its own method for calculating the increase, so shopping around could bring you savings. Here are the cheapest rates that drivers in Pittsburg with accidents on their records have received through Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $47 $564 Progressive 61 No December 5, 2023 Pittsburgh, PA 15218
At Fault With No Injury $51 $612 Progressive 32 Yes October 16, 2024 Pittsburgh, PA 15205
At Fault With No Injury $52 $620 Progressive 42 Yes August 2, 2024 Pittsburgh, PA 15206
At Fault With No Injury $54 $646 Progressive 50 Yes April 18, 2025 Pittsburgh, PA 15205
At Fault With No Injury $57 $686 National General 25 No September 13, 2024 Pittsburgh, PA 15214
Last Updated May 6, 2025

Cheapest car insurance for drivers with speeding tickets in Pittsburgh

A speeding violation usually means higher insurance bills, but the amount of the rate hike may depend on your insurer. If you’ve been cited for speeding, compare quotes from multiple insurers before your policy renews to find the best rate. Here are the cheapest quotes Jerry customers in Pittsburgh with a speeding citation have received.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $48 $574 Progressive 29 April 2, 2025 Pittsburgh, PA 15206
Speeding under 15 $53 $640 First Acceptance 28 December 19, 2024 Pittsburgh, PA 15204
Speeding under 15 $57 $686 National General 25 September 13, 2024 Pittsburgh, PA 15214
Speeding over 15 $79 $952 Gainsco 29 March 26, 2024 Pittsburgh, PA 15236
Speeding over 15 $111 $1,330 Bristol West 23 April 11, 2025 Pittsburgh, PA 15207
Last Updated May 6, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.