Over the past year, Jerry has helped 3,670 Pontiac drivers find smarter coverage and meaningful savings. By analyzing real Pontiac insurance policies, we know what owners are paying and what you can expect across different coverage levels.
Competitive annual prices for Pontiac drivers are currently around:
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$878 for basic coverage.
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$1,504 for standard coverage.
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$1,755 for premium coverage.
Of course, your exact rate depends on personal factors like your location, driving record, age and model.
On average, Pontiac drivers pay between $1,738 and $3,652 annually for full coverage, with an average premium around $3,043. That’s well below the national average of $4,054, reflecting Pontiac’s affordable repair costs and long-term reliability.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare prices. If we find you a better deal, you can switch right away, even before renewal. Jerry takes care of the cancellation and ensures you get any refund you’re owed.
Fast track your Pontiac insurance with Jerry.
How much does Pontiac insurance cost?
Pontiac insurance rates vary, but Jerry makes it easy to see what real drivers with your model and profile are actually paying.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Even two Pontiac drivers in the same area can pay different premiums. Jerry compares rates from top insurers in real time so you can find coverage that fits your car and your budget.
What’s the best insurance for a Pontiac?
Pontiacs are known for performance, reliability and value that lasts. The right insurance should protect those strengths, without costing more than it needs to.
If your Pontiac is financed or leased, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your vehicle is totaled.
Jerry recommends Pontiac drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While that’s higher than most state minimums, it’s smart protection for cars built with performance in mind.
Here are the most common coverage options Pontiac drivers choose and why.
Higher liability limits
Pontiacs are known for performance and power, which can make at-fault accidents costly. About a third (35%) of Jerry Pontiac drivers choose higher-than-minimum coverage.
Full coverage
Comprehensive and collision protect against theft, weather and at-fault damage. Roughly 21% of Pontiac drivers carry full coverage for added protection.
Roadside assistance
Covers towing, jump-starts and lockouts. Many Pontiac drivers add this for extra peace of mind on older vehicles.
Rental reimbursement
Pays for a rental car while your Pontiac is being repaired. Most insurers offer 30 to 45 days of coverage depending on your policy and state.
Accident forgiveness
Keeps your rate from increasing after your first at-fault accident. Without it, premiums can rise by nearly 12%.
See coverage options for your Pontiac.
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Coverage definitions
4 smart ways Pontiac drivers can lower insurance costs
Finding the right insurance means balancing protection and affordability. For Pontiac owners, that balance depends on your model, driving record and how your insurer values older vehicles.
Jerry’s experts help Pontiac drivers keep premiums low without cutting back on coverage that matters. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 34% to 59% among Pontiac drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Use telematics | 6% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before renewing
Not every insurer prices Pontiac coverage fairly. Some overvalue older models, while others reward good driving history and reliability. Comparing quotes helps you find the best rate for the protection you need.
Here’s where Pontiac drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Pontiac drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 22% | 43% |
| Bristol West | 11% | 21% |
| Commonwealth | 11% | 17% |
| Mendota Auto Insurance | 11% | 51% |
| National General | 11% | 61% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Pontiac drivers can save well over half by comparing quotes. Jerry shows real prices in real time so you can choose your best deal before you buy.
Tip 2: Combine discounts for extra savings
Pontiac drivers often qualify for multiple discounts like multi-policy bundles, safe driver programs or low-mileage savings. But insurers don’t always apply them automatically. Jerry checks your available options to make sure you don’t miss out.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Adjust coverage as your Pontiac ages
Older vehicles often don’t need as much protection as new ones. Many Pontiac owners save by raising deductibles or removing extras once their car’s value decreases.
Minimum
$69 – $151/mo
Offers the legal minimum limits, which vary by state.
Full
$112 – $231/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$147 – $307/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$170 – $348/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Many Pontiac drivers carry full coverage and higher limits initially, then adjust over time. Jerry experts recommend 100/300/100 liability for strong protection that fits your budget.
Tip 4: Try telematics for personalized savings
Telematics programs use a mobile app or plug-in device to track how you drive. It measures things like mileage, speed and braking to personalize your insurance rate. For Pontiac drivers, these programs can lower premiums by up to 6%, especially for steady, low-mileage drivers.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Pontiac drivers, real savings
See what Pontiac owners are saving. Here are real drivers, their vehicles and the deals they found after comparing quotes with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Pontiac vehicles may be retired, but their reputation for reliability lives on, and your insurance should reflect that. Whether you drive a Grand Prix, G6 or Vibe, Jerry helps you find coverage that fits your needs and your budget.
We compare top insurers, uncover discounts and manage renewals. That way, your protection stays simple, steady and affordable.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
