Geico is the best car insurance company in South Carolina, according to Jerry’s editorial analysis.
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Best car insurance in South Carolina overall: Geico
More of the best South Carolina insurers
Honorable mention: State Farm
Best full coverage car insurance in South Carolina
Best car insurance for teen drivers in South Carolina
Best car insurance for young drivers under 25 in South Carolina
Best car insurance for seniors in South Carolina
How to get the best car insurance in South Carolina
Jerry’s editorial analyses found that Geico offers the best car insurance in South Carolina. Here’s a rundown of why it’s the top pick, plus other well-rated insurers available in the state.
Best car insurance in South Carolina overall: Geico
5.0
Jerry’s Score
Our Take
Geico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico receives 5 stars from Jerry due to its superior financial strength rating and few customer complaints.
South Carolina drivers can get discounts for things like paying their premium in full, bundling policies and being an active or retired military member. They may also save by opting into Geico’s telematics program, DriveEasy, and practicing safe driving behavior. Drivers who complete a qualifying defensive driving course may also get a discount.
Geico’s highly rated mobile app lets drivers access ID cards, manage their policy, request roadside assistance, request a quote and estimate vehicle repairs costs.
Nationwide auto insurance rewards loyalty and good driving behavior. The insurer offers a mileage-based policy that may help those who don’t frequently travel far save on premium costs.
Allstate car insurance allows drivers to tailor their policies based on their needs and driving habits, however customer service scores are below average.
Progressive offers customizable car insurance policies with many discount opportunities. Though the insurer is ranked below average in customer satisfaction by J.D. Power, Jerry customers give Progressive high marks.
Assurance America may provide simple auto insurance policies to “high-risk” drivers. The insurer has received high marks from Jerry customers, but rates may be high.
State Farm offers plenty of discounts, receives few customer complaints and boasts an above-average ranking in a J.D. Power customer satisfaction study. However, it doesn’t offer many ways to customize a policy.
State Farm was ranked above average for overall customer satisfaction in the Southeast region, according to J.D. Power’s 2024 Auto Insurance Study. This study ranks insurance companies based on factors like cost and consumer trust. The company also has a superior financial strength rating from AM Best.
State Farm may offer South Carolina drivers a variety of optional coverages, including roadside assistance, rideshare insurance, rental car reimbursement and travel expenses coverage, which pays for meals, lodging and travel expenses if you’re in an accident more than 50 miles away from home.
The company boasts ample discounts for South Carolina drivers, including savings for going three years without an accident, bundling policies, insuring multiple cars and completing a defensive driving course. You can also get an immediate discount for signing up for State Farm’s telematics program, Drive Safe & Save, and could earn even more savings for being a safe driver.
Best full coverage car insurance in South Carolina
These are the best companies for full coverage in South Carolina.
Insurance Company
Avg Monthly Quote
Anchor General
$121
Aspire Advantage
$121
National General
$165
Geico
$210
Safeco
$230
Last Updated Aug. 7, 2025
Best car insurance for teen drivers in South Carolina
These are the best car insurance rates for teen drivers in South Carolina, based on real policy quotes for Jerry customers ages 16 to 19.
How to get the best car insurance in South Carolina
Follow these tips to find the best car insurance in South Carolina:
Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
MEET OUR EXPERTS
Xuyun Zeng
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
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Ben Moore
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
