Jerry has helped customers find affordable coverage in South Carolina since 2019. In Charleston, here are some key numbers from the past six months:
-
Jerry has helped 647 drivers to compare 12 insurance providers.
-
Majority of quotes range from $172 to $392 per month.
-
On average, Jerry users who switched to a lower quote saved $50 to $205 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on Charleston insurance with Jerry.
How Jerry finds car insurance savings for Charleston drivers
Premiums have gone up for a lot of drivers in Charleston, but you don’t have to just sit back and accept it. Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget. Below are real examples of Charleston drivers who found cheaper coverage through Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in South Carolina
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Charleston can often save money just by checking quotes from different insurance companies. Each insurer rates your driving history in its own way, so one company might offer a lower price than another for the exact same coverage.
Shopping around is one of the simplest ways to find the cheapest insurance for your needs. Here you can see how recent Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Charleston can save by taking advantage of discounts for safe driving, bundling home and auto coverage or getting a quote early. These savings can add up quickly and make your policy more affordable without cutting back on coverage.
The Jerry app automatically finds and applies the discounts you qualify for, so you don’t leave savings behind.
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. The app automatically finds and stacks the savings that apply to you.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Charleston drivers can choose from to find the balance that works best:
Minimum
$120 – $239/mo
Meets South Carolina’s 25/50/25 liability requirements and uninsured motorist minimums, but does not cover your own vehicle.
Full
$201 – $398/mo
Adds collision and comprehensive coverage, often required for leased or financed vehicles.
Standard
$224 – $457/mo
Includes higher liability limits, UM/UIM and medical payments coverage for better protection.
Preferred
$266 – $509/mo
Total peace of mind with higher limits, lower deductibles and extras like rental reimbursement or towing.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
-
Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
-
Check your car’s value (Jerry tracks this for you monthly).
-
Choose what you can afford out-of-pocket.
-
See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Charleston drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Charleston quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
