Jerry has helped customers find affordable coverage in South Carolina since 2019. In Columbia, here are some key numbers from the past six months:
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Jerry has helped 1,185 drivers to compare 12 insurance providers.
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Majority of quotes range from $174 to $390 per month.
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On average, Jerry users who switched to a lower quote saved $58 to $227 per month.
If you want an easier way to compare car insurance options, Jerry can help find quotes in just minutes.
Save on Columbia insurance with Jerry.
How Jerry finds car insurance savings for Columbia drivers
Many Columbia drivers have seen their premiums rise lately, but there are still real savings to be found.
Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Columbia customers who found lower quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in South Carolina
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Always compare quotes from different companies
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices.
Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Rates may go up in Columbia, but insurers don’t price every driver the same way. A lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Drivers in Columbia can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Combining discounts is an effective way to save. Jerry finds discounts you qualify for at different insurers when you compare quotes in the app.
Jerry Agent Tip 3: Balance coverage and cost
Choosing the right mix of coverage helps drivers in Columbia strike a balance between saving money and staying well protected.
While state minimum coverage keeps costs lower, adding more protection like full coverage and roadside assistance can give peace of mind if something unexpected happens. It’s all about finding what works best for your budget and your needs, so you feel confident on the road without paying for coverage you don’t need.
Here are the coverage options Columbia drivers can choose from to find the right combination of price and protection:
Minimum
$126 – $239/mo
Meets South Carolina’s 25/50/25 liability requirements and uninsured motorist minimums, but does not cover your own vehicle.
Full
$203 – $391/mo
Adds collision and comprehensive coverage, often required for leased or financed vehicles.
Standard
$242 – $461/mo
Includes higher liability limits, UM/UIM and medical payments coverage for better protection.
Preferred
$289 – $534/mo
Total peace of mind with higher limits, lower deductibles and extras like rental reimbursement or towing.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: To figure out the right coverage for you, start with your comfort level around risk and what your car is worth. Then let Jerry show you what each option costs in real time.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference. With Jerry, Columbia drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Columbia quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
