Jerry has helped customers find affordable coverage in Tennessee since 2019. In Murfreesboro, here are some key numbers from the past six months:
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Jerry has helped 331 drivers to compare 14 insurance providers.
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Majority of quotes range from $99 to $235 per month.
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On average, Jerry users who switched to a lower quote saved $43 to $174 per month.
If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.
Save on Murfreesboro insurance with Jerry.
How Jerry finds car insurance savings for Murfreesboro drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Murfreesboro drivers find more affordable coverage by comparing up to 14 insurers in just minutes. Here’s a look at real quotes Jerry customers in Murfreesboro found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Tennessee
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Always compare quotes from different companies
Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Murfreesboro differently, the same coverage can come with very different price tags.
Here’s how those differences show up for real Jerry customers:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Rates may go up in Murfreesboro, but insurers don’t price every driver the same way. A lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Murfreesboro can lower their premiums by taking advantage of discounts for being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for the discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Balance coverage and cost
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Murfreesboro drivers can choose from to find the balance that works best:
Minimum
$60 – $107/mo
Meets Tennessee’s 25/50/15 minimum liability requirements but doesn’t cover damage to your own vehicle.
Full
$125 – $229/mo
Adds collision and comprehensive, typically required for leased or financed vehicles.
Standard
$165 – $290/mo
Adds uninsured/underinsured motorist coverage and medical payments, important in Tennessee where UM/UIM claims are increasingly common.
Preferred
$191 – $321/mo
Higher liability limits, lower deductibles and extras like rental reimbursement or towing mean maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Murfreesboro drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Murfreesboro quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
