When the Corpus Christi Metropolitan Planning Organization surveyed locals in October 2024 about how safe they felt getting around the city, only 18% of respondents said they felt “very safe” when driving. Another 57% responded “somewhat safe,” while 18% felt “somewhat unsafe.” Distracted drivers, road rage and poorly designed streets are among the factors causing anxiety.
One way to feel more confident venturing out in the city is to have a robust car insurance policy. Jerry has gathered quote data from drivers in Corpus Christi to show you how factors like your age, driving record and coverage level can affect your car insurance rate.
Cheapest minimum coverage insurance in Corpus Christi
Texas drivers must carry the following minimum coverages:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per accident.
- $25,000 for property damage.
Here are the cheapest quotes that drivers have received for minimum coverage in Corpus Christi via Jerry.
If you have a loan or lease on your vehicle, the lender will require
More: Get cheap car insurance the smart way, today
Cheapest full coverage insurance in Corpus Christi
Severe weather that occasionally hits South Texas can leave your vehicle damaged or totaled. The minimum liability coverage likely won’t protect your finances in a weather hazard.
Full coverage can help pay for repairs to your vehicle if it is damaged by things like hail, collisions on slippery roads, flooding and vandalism.
Here are the cheapest quotes Corpus Christi drivers have received for full coverage via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
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Age
|
Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
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|---|---|---|---|---|---|---|
| $57 | $679 | 64 | 10/27/25 | 78416 | ||
| $64 | $765 | 41 | 06/19/25 | 78408 | ||
| $73 | $881 | 46 | 07/20/25 | 78418 | ||
| $84 | $1,009 | 63 | 09/15/25 | 78412 | ||
| $86 | $1,028 | 42 | 06/20/25 | 78408 | ||
| $88 | $1,054 | 40 | 10/22/25 | 78404 | ||
| $90 | $1,085 | 49 | 11/11/25 | 78418 | ||
| $91 | $1,088 | 38 | 06/01/25 | 78413 | ||
| $93 | $1,113 | 27 | 08/12/25 | 78414 | ||
| $94 | $1,123 | 40 | 06/18/25 | 78412 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Corpus Christi (18-29 years old)
Young drivers tend to pay the highest prices for auto insurance because of their perceived risk to insurers, but premiums tend to lower as you get older. Here are the cheapest quotes that drivers between 18 and 29 years old in Corpus Christi have received through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
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|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $72 | $865 | 29 | No | 05/14/25 | 78412 | ||
| $79 | $950 | 27 | No | 09/12/25 | 78411 | ||
| $110 | $1,316 | 24 | No | 06/28/25 | 78414 | ||
| $111 | $1,330 | 25 | No | 06/25/25 | 78412 | ||
| $115 | $1,374 | 27 | Yes | 10/14/25 | 78412 | ||
| $88 | $1,054 | 40 | 10/22/25 | 78404 | |||
| $90 | $1,085 | 49 | 11/11/25 | 78418 | |||
| $91 | $1,088 | 38 | 06/01/25 | 78413 | |||
| $93 | $1,113 | 27 | 08/12/25 | 78414 | |||
| $94 | $1,123 | 40 | 06/18/25 | 78412 |
More: Get cheap car insurance in Texas
Cheapest car insurance for mature drivers in Corpus Christi (30-54 years old)
Mature drivers typically see their insurance costs lower as they add to their driving experience. Here are the cheapest quotes that drivers in Corpus Christi between 30 and 54 years old have received through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $23 | $278 | 30 | No | 06/19/25 | 78405 | ||
| $43 | $519 | 39 | Yes | 06/16/25 | 78416 | ||
| $57 | $679 | 43 | No | 06/30/25 | 78415 | ||
| $57 | $686 | 33 | No | 06/04/25 | 78404 | ||
| $65 | $777 | 46 | No | 06/27/25 | 78410 | ||
| $88 | $1,054 | 40 | 10/22/25 | 78404 | |||
| $90 | $1,085 | 49 | 11/11/25 | 78418 | |||
| $91 | $1,088 | 38 | 06/01/25 | 78413 | |||
| $93 | $1,113 | 27 | 08/12/25 | 78414 | |||
| $94 | $1,123 | 40 | 06/18/25 | 78412 |
More: Best car insurance in Texas
Cheapest car insurance for older drivers in Corpus Christi (55+ years old)
Older drivers can expect to pay some of the lowest rates for auto insurance. Here are the lowest rates that seniors in Corpus Christi have been quoted for car insurance via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $51 | $612 | 59 | 06/24/25 | 78411 | No | ||
| $52 | $628 | 71 | 11/04/25 | 78413 | Yes | ||
| $66 | $791 | 73 | 07/03/25 | 78416 | No | ||
| $72 | $863 | 66 | 08/06/25 | 78412 | Yes | ||
| $73 | $879 | 63 | 10/20/25 | 78404 | No | ||
| $88 | $1,054 | 40 | 10/22/25 | 78404 | |||
| $90 | $1,085 | 49 | 11/11/25 | 78418 | |||
| $91 | $1,088 | 38 | 06/01/25 | 78413 | |||
| $93 | $1,113 | 27 | 08/12/25 | 78414 | |||
| $94 | $1,123 | 40 | 06/18/25 | 78412 |
Cheapest car insurance for drivers with clean records in Corpus Christi
Drivers in Corpus Christi with no violations, claims or accidents typically pay the lowest car insurance rates. Here are the cheapest quotes for drivers in Corpus Christi with clean records.
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Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $23 | $278 | 30 | 06/19/25 | No | 78405 | ||
| $40 | $474 | 62 | 10/30/25 | No | 78418 | ||
| $41 | $493 | 51 | 07/12/25 | No | 78414 | ||
| $46 | $551 | 50 | 09/04/25 | No | 78412 | ||
| $47 | $568 | 31 | 07/10/25 | No | 78418 | ||
| $48 | $575 | 31 | 06/15/25 | No | 78412 | ||
| $50 | $600 | 34 | 09/04/25 | No | 78404 | ||
| $55 | $656 | 59 | 08/18/25 | No | 78412 | ||
| $55 | $661 | 66 | 07/11/25 | No | 78412 | ||
| $56 | $673 | 42 | 06/20/25 | No | 78408 |
Cheapest car insurance for drivers with low credit scores in Corpus Christi
Insurers can use your credit score to help determine your car insurance rate in Texas. Typically, a low credit score causes your insurance rates to rise. These are the cheapest quotes for drivers in Corpus Christi with credit scores below 550.
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Credit Score
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
|
Date of Policy
|
City, State
|
ZIP Code
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|---|
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $70 | $841 | 45 | 09/15/25 | 78415 | ||
| <550 | $112 | $1,347 | 31 | 01/31/25 | 78418 | ||
| <550 | $138 | $1,659 | 34 | 08/22/25 | 78411 | ||
| <550 | $172 | $2,067 | 30 | 06/24/25 | 78414 | ||
| <550 | $178 | $2,131 | 35 | 06/04/25 | 78418 | ||
| $48 | $575 | 31 | 78412 | ||||
| $50 | $600 | 34 | 78404 | ||||
| $55 | $656 | 59 | 78412 | ||||
| $55 | $661 | 66 | 78412 | ||||
| $56 | $673 | 42 | 78408 |
Cheapest car insurance for drivers with at-fault accidents in Corpus Christi
An at-fault accident will likely cause your insurance costs to rise. If you have one on your driving record, it’s a good idea to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that drivers in Corpus Christi with at-fault accidents have received via Jerry.
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At-fault Accident on Record
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Monthly Quote
|
Annual Quote
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Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
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|---|
|
At-fault Accident on Record
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Monthly Quote
|
Annual Quote
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Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $66 | $797 | 45 | No | 08/13/25 | 78418 | ||
| At Fault With No Injury | $104 | $1,245 | 31 | No | 01/02/25 | 78412 | ||
| At Fault With No Injury | $107 | $1,289 | 36 | No | 01/17/25 | 78413 | ||
| At Fault With No Injury | $113 | $1,351 | 31 | No | 10/03/25 | 78404 | ||
| At Fault With No Injury | $125 | $1,499 | 31 | No | 05/14/25 | 78412 | ||
| $48 | $575 | 31 | No | 78412 | ||||
| $50 | $600 | 34 | No | 78404 | ||||
| $55 | $656 | 59 | No | 78412 | ||||
| $55 | $661 | 66 | No | 78412 | ||||
| $56 | $673 | 42 | No | 78408 |
Cheapest car insurance for drivers with speeding tickets in Corpus Christi
A speeding ticket is likely to raise your insurance premium, but the amount of the increase may depend on the speed you were cited at and can vary by insurer. Here are the cheapest quotes for drivers in Corpus Christi with speeding citations, based on data from Jerry customers.
|
Violation Summary
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Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $73 | $874 | 23 | 10/14/25 | 78410 | ||
| Speeding under 15 | $95 | $1,144 | 31 | 06/02/25 | 78412 | ||
| Speeding over 15 | $111 | $1,329 | 43 | 06/09/25 | 78414 | ||
| Speeding under 15 | $111 | $1,330 | 26 | 06/28/25 | 78414 | ||
| Speeding under 15 | $145 | $1,734 | 27 | 09/02/25 | 78412 | ||
| $48 | $575 | 31 | 06/15/25 | 78412 | |||
| $50 | $600 | 34 | 09/04/25 | 78404 | |||
| $55 | $656 | 59 | 08/18/25 | 78412 | |||
| $55 | $661 | 66 | 07/11/25 | 78412 | |||
| $56 | $673 | 42 | 06/20/25 | 78408 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
