Cheap Car Insurance in Corpus Christi (October 2025)

Written by Xuyun Zeng and 1 other
Updated Oct 14, 2025
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Cheap Car Insurance in Corpus Christi (October 2025)

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When the Corpus Christi Metropolitan Planning Organization surveyed locals in October 2024 about how safe they felt getting around the city, only 18% of respondents said they felt “very safe” when driving. Another 57% responded “somewhat safe,” while 18% felt “somewhat unsafe.” Distracted drivers, road rage and poorly designed streets are among the factors causing anxiety.

One way to feel more confident venturing out in the city is to have a robust car insurance policy. Jerry has gathered quote data from drivers in Corpus Christi to show you how factors like your age, driving record and coverage level can affect your car insurance rate.

Cheapest minimum coverage insurance in Corpus Christi

Texas drivers must carry the following minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per accident.
  • $25,000 for property damage.

Here are the cheapest quotes that drivers have received for minimum coverage in Corpus Christi via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$43 $519 Progressive 39 06/16/25 Corpus Christi, TX 78416
$50 $599 Progressive 41 06/19/25 Corpus Christi, TX 78408
$61 $729 Progressive 56 05/09/25 Corpus Christi, TX 78415
$61 $735 Progressive 38 06/15/25 Corpus Christi, TX 78418
$62 $740 Bluefire 44 06/23/25 Corpus Christi, TX 78418
$62 $748 Electric 38 06/15/25 Corpus Christi, TX 78413
$66 $786 Electric 42 06/20/25 Corpus Christi, TX 78408
$66 $788 ROOT 41 05/17/25 Corpus Christi, TX 78416
$67 $803 Bristol West 50 09/04/25 Corpus Christi, TX 78412
$68 $810 Geico 45 08/14/25 Corpus Christi, TX 78410
Last Updated October 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Get cheap car insurance the smart way, today

Cheapest full coverage insurance in Corpus Christi

Severe weather that occasionally hits South Texas can leave your vehicle damaged or totaled. The minimum liability coverage likely won’t protect your finances in a weather hazard.

Full coverage can help pay for repairs to your vehicle if it is damaged by things like hail, collisions on slippery roads, flooding and vandalism. 

Here are the cheapest quotes Corpus Christi drivers have received for full coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$43 $519 Progressive 39 06/16/25 Corpus Christi, TX 78416
$66 $786 Electric 42 06/20/25 Corpus Christi, TX 78408
$68 $815 Progressive 63 09/15/25 Corpus Christi, TX 78412
$72 $864 ROOT 33 06/04/25 Corpus Christi, TX 78404
$79 $951 Progressive 55 09/24/25 Corpus Christi, TX 78404
$80 $963 Progressive 39 06/17/25 Corpus Christi, TX 78413
$87 $1,046 Electric 39 06/18/25 Corpus Christi, TX 78413
$88 $1,061 Progressive 71 08/20/25 Corpus Christi, TX 78416
$89 $1,067 Progressive 55 09/22/25 Corpus Christi, TX 78414
$94 $1,126 Electric 41 06/19/25 Corpus Christi, TX 78408
Last Updated October 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Corpus Christi (18-29 years old)

Young drivers tend to pay the highest prices for auto insurance because of their perceived risk to insurers, but premiums tend to lower as you get older. Here are the cheapest quotes that drivers between 18 and 29 years old in Corpus Christi have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$94 $1,132 ROOT 24 No 08/12/25 Corpus Christi, TX 78412
$100 $1,201 Progressive 25 No 08/24/25 Corpus Christi, TX 78404
$105 $1,265 Bristol West 27 No 09/24/25 Corpus Christi, TX 78412
$116 $1,391 Progressive 26 Yes 08/02/25 Corpus Christi, TX 78412
$120 $1,437 Progressive 25 Yes 07/30/25 Corpus Christi, TX 78412
$80 $963 Progressive 39 06/17/25 Corpus Christi, TX 78413
$87 $1,046 Electric 39 06/18/25 Corpus Christi, TX 78413
$88 $1,061 Progressive 71 08/20/25 Corpus Christi, TX 78416
$89 $1,067 Progressive 55 09/22/25 Corpus Christi, TX 78414
$94 $1,126 Electric 41 06/19/25 Corpus Christi, TX 78408
Last Updated October 2025

More: Get cheap car insurance in Texas

Cheapest car insurance for mature drivers in Corpus Christi (30-54 years old)

Mature drivers typically see their insurance costs lower as they add to their driving experience. Here are the cheapest quotes that drivers in Corpus Christi between 30 and 54 years old have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$43 $519 Progressive 39 Yes 06/16/25 Corpus Christi, TX 78416
$61 $735 Progressive 38 No 06/15/25 Corpus Christi, TX 78418
$66 $786 Electric 42 Yes 06/20/25 Corpus Christi, TX 78408
$66 $788 ROOT 41 No 05/17/25 Corpus Christi, TX 78416
$68 $810 Geico 45 No 08/14/25 Corpus Christi, TX 78410
$80 $963 Progressive 39 06/17/25 Corpus Christi, TX 78413
$87 $1,046 Electric 39 06/18/25 Corpus Christi, TX 78413
$88 $1,061 Progressive 71 08/20/25 Corpus Christi, TX 78416
$89 $1,067 Progressive 55 09/22/25 Corpus Christi, TX 78414
$94 $1,126 Electric 41 06/19/25 Corpus Christi, TX 78408
Last Updated October 2025

More: Best car insurance in Texas

Cheapest car insurance for older drivers in Corpus Christi (55+ years old)

Older drivers can expect to pay some of the lowest rates for auto insurance. Here are the lowest rates that seniors in Corpus Christi have been quoted for car insurance via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Has Full Coverage
$46 $554 Safeco 55 04/23/25 Corpus Christi, TX 78418 No
$61 $729 Progressive 56 05/09/25 Corpus Christi, TX 78415 No
$71 $848 Geico 55 09/30/25 Corpus Christi, TX 78404 No
$73 $873 Gainsco 60 06/15/25 Corpus Christi, TX 78412 No
$79 $951 Progressive 55 09/24/25 Corpus Christi, TX 78404 Yes
$80 $963 Progressive 39 06/17/25 Corpus Christi, TX 78413
$87 $1,046 Electric 39 06/18/25 Corpus Christi, TX 78413
$88 $1,061 Progressive 71 08/20/25 Corpus Christi, TX 78416
$89 $1,067 Progressive 55 09/22/25 Corpus Christi, TX 78414
$94 $1,126 Electric 41 06/19/25 Corpus Christi, TX 78408
Last Updated October 2025

Cheapest car insurance for drivers with clean records in Corpus Christi

Drivers in Corpus Christi with no violations, claims or accidents typically pay the lowest car insurance rates. Here are the cheapest quotes for drivers in Corpus Christi with clean records.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$43 $519 Progressive 39 06/16/25 Yes Corpus Christi, TX 78416
$61 $729 Progressive 56 05/09/25 No Corpus Christi, TX 78415
$61 $735 Progressive 38 06/15/25 No Corpus Christi, TX 78418
$66 $786 Electric 42 06/20/25 Yes Corpus Christi, TX 78408
$66 $788 ROOT 41 05/17/25 No Corpus Christi, TX 78416
$68 $810 Geico 45 08/14/25 No Corpus Christi, TX 78410
$69 $826 Electric 46 06/26/25 No Corpus Christi, TX 78415
$71 $848 Geico 55 09/30/25 No Corpus Christi, TX 78404
$71 $848 Clearcover 33 09/30/25 No Corpus Christi, TX 78414
$72 $863 Gainsco 36 08/31/25 No Corpus Christi, TX 78418
Last Updated October 2025

Cheapest car insurance for drivers with low credit scores in Corpus Christi

Insurers can use your credit score to help determine your car insurance rate in Texas. Typically, a low credit score causes your insurance rates to rise. These are the cheapest quotes for drivers in Corpus Christi with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $66 $797 Progressive 36 10/10/25 Corpus Christi, TX 78412
<550 $68 $819 Progressive 27 09/24/25 Corpus Christi, TX 78412
<550 $68 $819 Progressive 41 10/01/25 Corpus Christi, TX 78410
<550 $78 $935 Progressive 49 08/15/24 Corpus Christi, TX 78408
<550 $79 $949 Progressive 51 10/08/24 Corpus Christi, TX 78413
$68 $810 Geico 45 Corpus Christi, TX 78410
$69 $826 Electric 46 Corpus Christi, TX 78415
$71 $848 Geico 55 Corpus Christi, TX 78404
$71 $848 Clearcover 33 Corpus Christi, TX 78414
$72 $863 Gainsco 36 Corpus Christi, TX 78418
Last Updated October 2025

Cheapest car insurance for drivers with at-fault accidents in Corpus Christi

An at-fault accident will likely cause your insurance costs to rise. If you have one on your driving record, it’s a good idea to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that drivers in Corpus Christi with at-fault accidents have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $68 $815 Progressive 32 No 06/30/25 Corpus Christi, TX 78404
At Fault With No Injury $78 $933 Progressive 60 No 02/24/25 Corpus Christi, TX 78404
At Fault With No Injury $86 $1,031 Progressive 28 No 06/12/24 Corpus Christi, TX 78412
At Fault With No Injury $87 $1,047 Progressive 43 No 05/07/25 Corpus Christi, TX 78410
At Fault With No Injury $98 $1,181 Progressive 39 No 03/06/25 Corpus Christi, TX 78418
$68 $810 Geico 45 No Corpus Christi, TX 78410
$69 $826 Electric 46 No Corpus Christi, TX 78415
$71 $848 Geico 55 No Corpus Christi, TX 78404
$71 $848 Clearcover 33 No Corpus Christi, TX 78414
$72 $863 Gainsco 36 No Corpus Christi, TX 78418
Last Updated October 2025

Cheapest car insurance for drivers with speeding tickets in Corpus Christi

A speeding ticket is likely to raise your insurance premium, but the amount of the increase may depend on the speed you were cited at and can vary by insurer. Here are the cheapest quotes for drivers in Corpus Christi with speeding citations, based on data from Jerry customers.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Speeding under 15 $91 $1,097 Progressive 32 08/18/25 Corpus Christi, TX 78415
Speeding over 15 $96 $1,150 Bluefire 52 07/02/25 Corpus Christi, TX 78412
Speeding over 15 $118 $1,415 Progressive 26 09/19/25 Corpus Christi, TX 78412
Speeding under 15 $124 $1,492 Bluefire 26 07/04/25 Corpus Christi, TX 78414
Speeding over 15 $125 $1,497 Bristol West 31 09/19/25 Corpus Christi, TX 78411
$68 $810 Geico 45 08/14/25 Corpus Christi, TX 78410
$69 $826 Electric 46 06/26/25 Corpus Christi, TX 78415
$71 $848 Geico 55 09/30/25 Corpus Christi, TX 78404
$71 $848 Clearcover 33 09/30/25 Corpus Christi, TX 78414
$72 $863 Gainsco 36 08/31/25 Corpus Christi, TX 78418
Last Updated October 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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