Cheap Car Insurance in Corpus Christi

Written by Xuyun Zeng and 1 other
Updated Mar 25, 2025
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Cheap Car Insurance in Corpus Christi

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When the Corpus Christi Metropolitan Planning Organization surveyed locals in October 2024 about how safe they felt getting around the city, only 18% of respondents said they felt “very safe” when driving. Another 57% responded “somewhat safe,” while 18% felt “somewhat unsafe.” Distracted drivers, road rage and poorly designed streets are among the factors causing anxiety.

One way to feel more confident venturing out in the city is to have a robust car insurance policy. Jerry has gathered quote data from drivers in Corpus Christi to show you how factors like your age, driving record and coverage level can affect your car insurance rate.

Cheapest minimum coverage insurance in Corpus Christi

Texas drivers must carry the following minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

Here are the cheapest quotes that drivers have received for minimum coverage in Corpus Christi via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$47 $567 Progressive 65 March 11, 2024 Corpus Christi, TX 78413
$55 $661 Progressive 42 April 1, 2025 Corpus Christi, TX 78408
$55 $664 Commonwealth Insurance 27 November 24, 2023 Corpus Christi, TX 78409
$59 $707 Bristol West 52 December 30, 2024 Corpus Christi, TX 78404
$61 $737 Progressive 41 February 28, 2024 Corpus Christi, TX 78418
$66 $788 Progressive 56 December 23, 2024 Corpus Christi, TX 78409
$75 $898 Electric 70 December 21, 2024 Corpus Christi, TX 78412
$79 $949 Progressive 51 October 8, 2024 Corpus Christi, TX 78413
$79 $951 Progressive 38 April 27, 2025 Corpus Christi, TX 78415
$82 $987 Progressive 29 February 19, 2024 Corpus Christi, TX 78412
Last Updated May 8, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Corpus Christi

Severe weather that occasionally hits South Texas can leave your vehicle damaged or totaled. The minimum liability coverage likely won’t protect your finances in a weather hazard.

Full coverage can help pay for repairs to your vehicle if it is damaged by things like hail, collisions on slippery roads, flooding and vandalism. 

Here are the cheapest quotes Corpus Christi drivers have received for full coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$55 $661 Progressive 42 April 1, 2025 Corpus Christi, TX 78408
$66 $791 Progressive 50 March 20, 2025 Corpus Christi, TX 78412
$72 $865 Progressive 36 June 29, 2024 Corpus Christi, TX 78414
$79 $949 Progressive 51 October 8, 2024 Corpus Christi, TX 78413
$84 $1,013 Progressive 61 June 2, 2024 Corpus Christi, TX 78410
$88 $1,051 Progressive 35 November 25, 2023 Corpus Christi, TX 78418
$89 $1,065 Progressive 54 June 13, 2024 Corpus Christi, TX 78411
$90 $1,083 Progressive 41 November 20, 2024 Corpus Christi, TX 78418
$92 $1,103 Bristol West 43 July 25, 2024 Corpus Christi, TX 78412
$99 $1,189 Progressive 25 April 21, 2025 Corpus Christi, TX 78415
Last Updated May 8, 2025

Cheapest car insurance for young drivers in Corpus Christi (18-29 years old)

Young drivers tend to pay the highest prices for auto insurance because of their perceived risk to insurers, but premiums tend to lower as you get older. Here are the cheapest quotes that drivers between 18 and 29 years old in Corpus Christi have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$55 $664 Commonwealth Insurance 27 No November 24, 2023 Corpus Christi, TX 78409
$82 $987 Progressive 29 No February 19, 2024 Corpus Christi, TX 78412
$84 $1,009 Commonwealth Insurance 27 No March 11, 2024 Corpus Christi, TX 78418
$86 $1,028 Electric 26 No February 23, 2025 Corpus Christi, TX 78413
$86 $1,031 Progressive 28 No June 12, 2024 Corpus Christi, TX 78412
Last Updated May 8, 2025

Cheapest car insurance for mature drivers in Corpus Christi (30-54 years old)

Mature drivers typically see their insurance costs lower as they add to their driving experience. Here are the cheapest quotes that drivers in Corpus Christi between 30 and 54 years old have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$55 $661 Progressive 42 Yes April 1, 2025 Corpus Christi, TX 78408
$59 $707 Bristol West 52 No December 30, 2024 Corpus Christi, TX 78404
$61 $737 Progressive 41 No February 28, 2024 Corpus Christi, TX 78418
$66 $791 Progressive 50 Yes March 20, 2025 Corpus Christi, TX 78412
$72 $865 Progressive 36 Yes June 29, 2024 Corpus Christi, TX 78414
Last Updated May 8, 2025

Cheapest car insurance for older drivers in Corpus Christi (55+ years old)

Older drivers can expect to pay some of the lowest rates for auto insurance. Here are the lowest rates that older drivers in Corpus Christi have been quoted for car insurance via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$47 $567 Progressive 65 March 11, 2024 Corpus Christi, TX 78413 No
$66 $788 Progressive 56 December 23, 2024 Corpus Christi, TX 78409 No
$75 $898 Electric 70 December 21, 2024 Corpus Christi, TX 78412 No
$84 $1,013 Progressive 61 June 2, 2024 Corpus Christi, TX 78410 Yes
$85 $1,015 Progressive 60 April 9, 2025 Corpus Christi, TX 78418 No
Last Updated May 8, 2025

Cheapest car insurance for drivers with clean records in Corpus Christi

Drivers in Corpus Christi with no violations, claims or accidents typically pay the lowest car insurance rates. Here are the cheapest quotes for drivers in Corpus Christi with clean records.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$47 $567 Progressive 65 March 11, 2024 No Corpus Christi, TX 78413
$55 $661 Progressive 42 April 1, 2025 Yes Corpus Christi, TX 78408
$55 $664 Commonwealth Insurance 27 November 24, 2023 No Corpus Christi, TX 78409
$59 $707 Bristol West 52 December 30, 2024 No Corpus Christi, TX 78404
$61 $737 Progressive 41 February 28, 2024 No Corpus Christi, TX 78418
$66 $788 Progressive 56 December 23, 2024 No Corpus Christi, TX 78409
$66 $791 Progressive 50 March 20, 2025 Yes Corpus Christi, TX 78412
$72 $865 Progressive 36 June 29, 2024 Yes Corpus Christi, TX 78414
$79 $949 Progressive 51 October 8, 2024 Yes Corpus Christi, TX 78413
$79 $951 Progressive 38 April 27, 2025 No Corpus Christi, TX 78415
Last Updated May 8, 2025

Cheapest car insurance for drivers with low credit scores in Corpus Christi

Insurers can use your credit score to help determine your car insurance rate in Texas. Typically, a low credit score causes your insurance rates to rise. These are the cheapest quotes for drivers in Corpus Christi with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $79 $949 Progressive 51 October 8, 2024 Corpus Christi, TX 78413
<550 $93 $1,111 Progressive 52 April 9, 2025 Corpus Christi, TX 78413
<550 $94 $1,133 Aspen 47 December 22, 2023 Corpus Christi, TX 78415
<550 $101 $1,209 Progressive 55 February 27, 2024 Corpus Christi, TX 78418
<550 $101 $1,217 Progressive 22 October 29, 2024 Corpus Christi, TX 78409
Last Updated May 8, 2025

Cheapest car insurance for drivers with at-fault accidents in Corpus Christi

An at-fault accident will likely cause your insurance costs to rise. If you have one on your driving record, it’s a good idea to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that drivers in Corpus Christi with at-fault accidents have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $75 $898 Electric 70 No December 21, 2024 Corpus Christi, TX 78412
At Fault With No Injury $86 $1,031 Progressive 28 No June 12, 2024 Corpus Christi, TX 78412
At Fault With No Injury $94 $1,129 Progressive 52 No February 25, 2025 Corpus Christi, TX 78418
At Fault With No Injury $95 $1,141 Bristol West 29 No March 15, 2025 Corpus Christi, TX 78408
At Fault With No Injury $106 $1,277 Progressive 29 No February 19, 2025 Corpus Christi, TX 78412
Last Updated May 8, 2025

Cheapest car insurance for drivers with speeding tickets in Corpus Christi

A speeding ticket is likely to raise your insurance premium, but the amount of the increase may depend on the speed you were cited at and can vary by insurer. Here are the cheapest quotes for drivers in Corpus Christi with speeding citations, based on data from Jerry customers.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $96 $1,149 Gainsco 47 December 15, 2023 Corpus Christi, TX 78414
Speeding over 15 $106 $1,277 Progressive 29 February 19, 2025 Corpus Christi, TX 78412
Speeding under 15 $129 $1,551 Progressive 25 December 27, 2024 Corpus Christi, TX 78415
Speeding under 15 $137 $1,646 Electric 62 June 29, 2024 Corpus Christi, TX 78401
Speeding over 15 $147 $1,765 Bristol West 26 April 14, 2025 Corpus Christi, TX 78416
Last Updated May 8, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.