Cheap Car Insurance in Corpus Christi (July 2025)

Written by Xuyun Zeng and 1 other
Updated Jul 23, 2025
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Cheap Car Insurance in Corpus Christi (July 2025)

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When the Corpus Christi Metropolitan Planning Organization surveyed locals in October 2024 about how safe they felt getting around the city, only 18% of respondents said they felt “very safe” when driving. Another 57% responded “somewhat safe,” while 18% felt “somewhat unsafe.” Distracted drivers, road rage and poorly designed streets are among the factors causing anxiety.

One way to feel more confident venturing out in the city is to have a robust car insurance policy. Jerry has gathered quote data from drivers in Corpus Christi to show you how factors like your age, driving record and coverage level can affect your car insurance rate.

Cheapest minimum coverage insurance in Corpus Christi

Texas drivers must carry the following minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

Here are the cheapest quotes that drivers have received for minimum coverage in Corpus Christi via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$44 $529 Progressive 46 July 20, 2025 Corpus Christi, TX 78418
$54 $650 Electric 43 June 24, 2025 Corpus Christi, TX 78415
$61 $732 ROOT 46 July 5, 2025 Corpus Christi, TX 78411
$62 $741 Progressive 33 July 2, 2025 Corpus Christi, TX 78418
$62 $745 Progressive 38 April 15, 2025 Corpus Christi, TX 78410
$63 $753 Progressive 43 June 21, 2025 Corpus Christi, TX 78410
$66 $794 Geico 28 February 1, 2025 Corpus Christi, TX 78412
$69 $827 Progressive 41 June 16, 2025 Corpus Christi, TX 78413
$70 $839 Progressive 38 June 15, 2025 Corpus Christi, TX 78413
$71 $854 Electric 40 June 18, 2025 Corpus Christi, TX 78412
Last Updated Jul 24, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Get cheap car insurance the smart way, today

Cheapest full coverage insurance in Corpus Christi

Severe weather that occasionally hits South Texas can leave your vehicle damaged or totaled. The minimum liability coverage likely won’t protect your finances in a weather hazard.

Full coverage can help pay for repairs to your vehicle if it is damaged by things like hail, collisions on slippery roads, flooding and vandalism. 

Here are the cheapest quotes Corpus Christi drivers have received for full coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$62 $741 Progressive 33 July 2, 2025 Corpus Christi, TX 78418
$77 $926 Geico 24 March 25, 2025 Corpus Christi, TX 78412
$81 $975 Progressive 46 June 27, 2025 Corpus Christi, TX 78418
$82 $988 ROOT 44 May 19, 2025 Corpus Christi, TX 78401
$83 $998 ROOT 41 May 17, 2025 Corpus Christi, TX 78416
$86 $1,027 Progressive 40 June 17, 2025 Corpus Christi, TX 78413
$94 $1,124 Electric 50 July 16, 2025 Corpus Christi, TX 78405
$95 $1,142 Clearcover 44 June 23, 2025 Corpus Christi, TX 78412
$100 $1,198 Electric 46 June 27, 2025 Corpus Christi, TX 78415
$103 $1,239 Progressive 62 February 22, 2025 Corpus Christi, TX 78418
Last Updated Jul 24, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Corpus Christi (18-29 years old)

Young drivers tend to pay the highest prices for auto insurance because of their perceived risk to insurers, but premiums tend to lower as you get older. Here are the cheapest quotes that drivers between 18 and 29 years old in Corpus Christi have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$66 $794 Geico 28 No February 1, 2025 Corpus Christi, TX 78412
$77 $926 Geico 24 Yes March 25, 2025 Corpus Christi, TX 78412
$86 $1,028 Geico 27 No March 14, 2025 Corpus Christi, TX 78412
$118 $1,412 Electric 26 No March 23, 2025 Corpus Christi, TX 78408
$122 $1,463 Bristol West 27 No February 26, 2025 Corpus Christi, TX 78414
Last Updated Jul 24, 2025

More: Get cheap car insurance in Texas

Cheapest car insurance for mature drivers in Corpus Christi (30-54 years old)

Mature drivers typically see their insurance costs lower as they add to their driving experience. Here are the cheapest quotes that drivers in Corpus Christi between 30 and 54 years old have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$44 $529 Progressive 46 No July 20, 2025 Corpus Christi, TX 78418
$54 $650 Electric 43 No June 24, 2025 Corpus Christi, TX 78415
$62 $741 Progressive 33 Yes July 2, 2025 Corpus Christi, TX 78418
$62 $745 Progressive 38 No April 15, 2025 Corpus Christi, TX 78410
$69 $827 Progressive 41 No June 16, 2025 Corpus Christi, TX 78413
Last Updated Jul 24, 2025

More: Best car insurance in Texas

Cheapest car insurance for older drivers in Corpus Christi (55+ years old)

Older drivers can expect to pay some of the lowest rates for auto insurance. Here are the lowest rates that seniors in Corpus Christi have been quoted for car insurance via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Has Full Coverage
$74 $893 Bristol West 57 July 14, 2025 Corpus Christi, TX 78411 No
$83 $995 Bristol West 60 June 15, 2025 Corpus Christi, TX 78412 No
$88 $1,058 Electric 57 March 14, 2025 Corpus Christi, TX 78413 No
$96 $1,149 Bluefire 64 March 3, 2025 Corpus Christi, TX 78411 No
$102 $1,220 Commonwealth Insurance 62 April 9, 2025 Corpus Christi, TX 78416 No
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with clean records in Corpus Christi

Drivers in Corpus Christi with no violations, claims or accidents typically pay the lowest car insurance rates. Here are the cheapest quotes for drivers in Corpus Christi with clean records.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$44 $529 Progressive 46 July 20, 2025 No Corpus Christi, TX 78418
$54 $650 Electric 43 June 24, 2025 No Corpus Christi, TX 78415
$62 $741 Progressive 33 July 2, 2025 Yes Corpus Christi, TX 78418
$62 $745 Progressive 38 April 15, 2025 No Corpus Christi, TX 78410
$66 $794 Geico 28 February 1, 2025 No Corpus Christi, TX 78412
$69 $827 Progressive 41 June 16, 2025 No Corpus Christi, TX 78413
$73 $870 Electric 42 June 22, 2025 No Corpus Christi, TX 78416
$73 $872 Geico 40 February 22, 2025 No Corpus Christi, TX 78418
$74 $884 Clearcover 44 June 23, 2025 No Corpus Christi, TX 78412
$74 $893 Bristol West 57 July 14, 2025 No Corpus Christi, TX 78411
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with low credit scores in Corpus Christi

Insurers can use your credit score to help determine your car insurance rate in Texas. Typically, a low credit score causes your insurance rates to rise. These are the cheapest quotes for drivers in Corpus Christi with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $78 $935 Progressive 49 August 15, 2024 Corpus Christi, TX 78408
<550 $79 $949 Progressive 51 October 8, 2024 Corpus Christi, TX 78413
<550 $89 $1,066 Commonwealth Insurance 44 February 1, 2025 Corpus Christi, TX 78414
<550 $93 $1,111 Progressive 52 April 9, 2025 Corpus Christi, TX 78413
<550 $97 $1,168 Commonwealth Insurance 51 January 14, 2025 Corpus Christi, TX 78412
Last Updated Jul 30, 2025

Cheapest car insurance for drivers with at-fault accidents in Corpus Christi

An at-fault accident will likely cause your insurance costs to rise. If you have one on your driving record, it’s a good idea to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that drivers in Corpus Christi with at-fault accidents have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $60 $715 Progressive 26 No April 9, 2025 Corpus Christi, TX 78418
At Fault With No Injury $86 $1,031 Progressive 28 No June 12, 2024 Corpus Christi, TX 78412
At Fault With No Injury $87 $1,047 Progressive 43 No May 7, 2025 Corpus Christi, TX 78410
At Fault With No Injury $94 $1,129 Progressive 52 No February 25, 2025 Corpus Christi, TX 78418
At Fault With No Injury $97 $1,168 Progressive 28 No June 15, 2025 Corpus Christi, TX 78418
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with speeding tickets in Corpus Christi

A speeding ticket is likely to raise your insurance premium, but the amount of the increase may depend on the speed you were cited at and can vary by insurer. Here are the cheapest quotes for drivers in Corpus Christi with speeding citations, based on data from Jerry customers.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $106 $1,277 Progressive 29 February 19, 2025 Corpus Christi, TX 78412
Speeding over 15 $126 $1,516 Electric 27 February 22, 2025 Corpus Christi, TX 78412
Speeding under 15 $129 $1,551 Progressive 25 December 27, 2024 Corpus Christi, TX 78415
Speeding over 15 $142 $1,709 Commonwealth Insurance 31 May 16, 2025 Corpus Christi, TX 78411
Speeding under 15 $150 $1,803 Progressive 26 July 4, 2025 Corpus Christi, TX 78414
Last Updated Jul 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.