Jerry has helped customers find affordable coverage in Texas since 2019. In El Paso, here are some key numbers from the past six months:
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Jerry has helped 1,306 drivers to compare 17 insurance providers.
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Majority of quotes range from $126 to $301 per month.
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On average, Jerry users who switched to a lower quote saved $33 to $146 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on El Paso insurance with Jerry.
How Jerry finds car insurance savings for El Paso drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps El Paso drivers find more affordable coverage by comparing up to 17 insurers in just minutes. Here’s a look at real quotes Jerry customers in El Paso found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Texas
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Drivers in El Paso can often save money just by comparing quotes from a few different insurers. Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage. Here you can see how much quotes differ for the same level of protection:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Rates may go up in El Paso, but insurers don’t price every driver the same way. A lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Drivers in El Paso can lower their premiums by taking advantage of discounts for being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for the discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement. Here are the options El Paso drivers can choose from to find the right combination of price and protection:
Minimum
$76 – $155/mo
Meets Texas’s 30/60/25 liability requirements to keep costs down, but doesn’t cover damage to your own vehicle.
Full
$150 – $315/mo
Adds collision and comprehensive coverage for your car, which is often required if your vehicle is financed or leased.
Standard
$200 – $395/mo
Includes uninsured/underinsured motorist coverage and medical payments (or PIP), especially valuable in Texas where many severe crashes involve uninsured drivers.
Preferred
$200 – $340/mo
Offers higher liability limits, lower deductibles and extras like towing and rental reimbursement for broader protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for El Paso drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get El Paso quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
