Cheap Car Insurance in Fort Worth, Texas (May 2025)

Written by Xuyun Zeng and 1 other
Updated Jan 7, 2025
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Cheap Car Insurance in Fort Worth, Texas (May 2025)

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The Fort Worth area is crossed by Interstates 35, 20 and 30 and it’s home to one of the state’s notorious several-level interchanges known locally as the “Mixmaster.” Add in typical Texas weather, including thunderstorms that seem to come from nowhere and heat waves that can cause tire damage, and there is no shortage of reasons to have good car insurance coverage in Fort Worth. 

We’ve gathered data from real Jerry customers in the city to show you how your age, driving record, coverage preference and location within the city can impact your policy costs.

Cheapest minimum coverage insurance in Fort Worth

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

Here are the cheapest quotes for minimum coverage insurance in Fort Worth, based on quotes real Jerry customers have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$45 $537 Progressive 50 December 12, 2024 Fort Worth, TX 76119
$45 $539 Progressive 72 February 18, 2025 Fort Worth, TX 76123
$47 $565 Progressive 49 February 11, 2025 Fort Worth, TX 76135
$48 $575 Progressive 40 May 9, 2025 Fort Worth, TX 76179
$48 $577 Progressive 69 October 24, 2024 Fort Worth, TX 76131
$50 $595 Progressive 79 March 21, 2025 Fort Worth, TX 76108
$50 $601 Progressive 38 January 17, 2025 Fort Worth, TX 76111
$55 $665 Progressive 62 April 10, 2024 Fort Worth, TX 76114
$56 $677 Progressive 36 August 21, 2024 Fort Worth, TX 76131
$57 $685 Safeco 41 April 6, 2024 Fort Worth, TX 76105
Last Updated May 24, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Fort Worth

The Texas minimum coverage won’t be enough to pay for damage to your vehicle in an accident you cause, nor will it protect your finances if your car is stolen or damaged by weather.

  • Collision coverage pays to repair your vehicle after an accident, regardless of who is at fault.
  • Comprehensive coverage helps to pay for damage caused by non-collision events such as weather-related incidents, animal collisions or theft.

Here are the cheapest quotes for full coverage insurance that Jerry customers in Fort Worth have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$45 $537 Progressive 50 December 12, 2024 Fort Worth, TX 76119
$45 $539 Progressive 72 February 18, 2025 Fort Worth, TX 76123
$50 $601 Progressive 38 January 17, 2025 Fort Worth, TX 76111
$56 $677 Progressive 36 August 21, 2024 Fort Worth, TX 76131
$64 $773 Progressive 34 June 25, 2024 Fort Worth, TX 76137
$68 $817 Progressive 30 October 27, 2024 Fort Worth, TX 76131
$69 $823 The General 50 May 9, 2025 Fort Worth, TX 76140
$70 $835 Progressive 54 March 19, 2025 Fort Worth, TX 76114
$77 $919 Bristol West 28 November 18, 2024 Fort Worth, TX 76112
$80 $961 Progressive 30 January 5, 2025 Fort Worth, TX 76116
Last Updated May 23, 2025

Cheapest car insurance for young drivers in Fort Worth (18-29 years old)

Insurers may view drivers between 18 and 29 years old as riskier because of their lack of experience, but that doesn’t mean they can’t find low-cost insurance. Here are some of the cheapest quotes that younger Fort Worth drivers have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$58 $690 Progressive 28 No December 5, 2024 Fort Worth, TX 76179
$70 $841 Assurance America 27 No November 4, 2024 Fort Worth, TX 76116
$74 $885 Progressive 29 No February 9, 2025 Fort Worth, TX 76133
$74 $893 Progressive 29 No April 14, 2025 Fort Worth, TX 76104
$77 $919 Bristol West 28 Yes November 18, 2024 Fort Worth, TX 76112
Last Updated May 23, 2025

Cheapest car insurance for mature drivers in Fort Worth (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$45 $537 Progressive 50 Yes December 12, 2024 Fort Worth, TX 76119
$47 $565 Progressive 49 No February 11, 2025 Fort Worth, TX 76135
$48 $575 Progressive 40 No May 9, 2025 Fort Worth, TX 76179
$50 $601 Progressive 38 Yes January 17, 2025 Fort Worth, TX 76111
$56 $677 Progressive 36 Yes August 21, 2024 Fort Worth, TX 76131
Last Updated May 23, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$45 $539 Progressive 72 Yes February 18, 2025 Fort Worth, TX 76123
$48 $577 Progressive 69 No October 24, 2024 Fort Worth, TX 76131
$50 $595 Progressive 79 No March 21, 2025 Fort Worth, TX 76108
$55 $665 Progressive 62 No April 10, 2024 Fort Worth, TX 76114
$58 $695 The General 55 No June 26, 2024 Fort Worth, TX 76105
Last Updated May 24, 2025

Cheapest car insurance for drivers with clean records in Fort Worth

A clean driving record can go a long way in getting an affordable car insurance policy. Here are the cheapest quotes that Fort Worth drivers with no claims or violations on their records have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$45 $537 Progressive 50 December 12, 2024 Yes Fort Worth, TX 76119
$45 $539 Progressive 72 February 18, 2025 Yes Fort Worth, TX 76123
$47 $565 Progressive 49 February 11, 2025 No Fort Worth, TX 76135
$48 $575 Progressive 40 May 9, 2025 No Fort Worth, TX 76179
$48 $577 Progressive 69 October 24, 2024 No Fort Worth, TX 76131
$50 $595 Progressive 79 March 21, 2025 No Fort Worth, TX 76108
$50 $601 Progressive 38 January 17, 2025 Yes Fort Worth, TX 76111
$55 $665 Progressive 62 April 10, 2024 No Fort Worth, TX 76114
$57 $685 Safeco 41 April 6, 2024 No Fort Worth, TX 76105
$58 $690 Progressive 28 December 5, 2024 No Fort Worth, TX 76179
Last Updated May 23, 2025

Cheapest car insurance for drivers with low credit scores in Fort Worth

A low credit score may cause you to receive a higher insurance quote than someone with good credit would, meaning you may have to do extra comparison shopping to find a good rate. These are the cheapest auto insurance quotes that Fort Worth drivers with credit scores below 550 have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $55 $665 Progressive 62 April 10, 2024 Fort Worth, TX 76114
<550 $69 $823 The General 50 May 9, 2025 Fort Worth, TX 76140
<550 $69 $829 Progressive 38 January 10, 2025 Fort Worth, TX 76137
<550 $69 $831 Progressive 43 January 10, 2025 Fort Worth, TX 76120
<550 $70 $841 Progressive 56 December 29, 2024 Fort Worth, TX 76132
Last Updated May 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Fort Worth

An at-fault accident will likely result in a higher car insurance premium. Here are the lowest quotes that local drivers with at-fault accidents on their records have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $58 $695 The General 55 No June 26, 2024 Fort Worth, TX 76105
At Fault With No Injury $58 $697 The General 42 No May 19, 2025 Fort Worth, TX 76106
At Fault With No Injury $59 $703 The General 76 No March 5, 2025 Fort Worth, TX 76105
At Fault With No Injury $68 $817 Progressive 30 Yes October 27, 2024 Fort Worth, TX 76131
At Fault With No Injury $69 $825 Progressive 35 No March 19, 2025 Fort Worth, TX 76131
Last Updated May 24, 2025

Cheapest car insurance for drivers with speeding tickets in Fort Worth

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $77 $929 Progressive 30 January 13, 2024 Fort Worth, TX 76132
Speeding over 15 $86 $1,033 Bluefire 26 March 19, 2025 Fort Worth, TX 76104
Speeding under 15 $94 $1,123 Bluefire 36 September 18, 2024 Fort Worth, TX 76108
Speeding under 15 $100 $1,199 Progressive 38 January 7, 2025 Fort Worth, TX 76117
Speeding under 15 $101 $1,207 Aspen 40 April 4, 2024 Fort Worth, TX 76108
Last Updated May 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.