Cheap Car Insurance in Fort Worth

Written by Xuyun Zeng and 1 other
Updated Jan 7, 2025
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Cheap Car Insurance in Fort Worth

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The Fort Worth area is crossed by Interstates 35, 20 and 30 and it’s home to one of the state’s notorious several-level interchanges known locally as the “Mixmaster.” Add in typical Texas weather, including thunderstorms that seem to come from nowhere and heat waves that can cause tire damage, and there is no shortage of reasons to have good car insurance coverage in Fort Worth. 

We’ve gathered data from real Jerry customers in the city to show you how your age, driving record, coverage preference and location within the city can impact your policy costs.

Cheapest minimum coverage insurance in Fort Worth

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

Here are the cheapest quotes for minimum coverage insurance in Fort Worth, based on quotes real Jerry customers have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$42 $507 Progressive 34 April 5, 2024 Fort Worth, TX 76102
$45 $539 Progressive 72 February 18, 2025 Fort Worth, TX 76123
$47 $565 Progressive 49 February 11, 2025 Fort Worth, TX 76135
$47 $565 Progressive 72 February 7, 2025 Fort Worth, TX 76123
$48 $577 Progressive 69 October 24, 2024 Fort Worth, TX 76131
$49 $589 Progressive 79 March 21, 2025 Fort Worth, TX 76108
$50 $595 Progressive 79 March 20, 2025 Fort Worth, TX 76108
$50 $601 Progressive 38 January 17, 2025 Fort Worth, TX 76111
$51 $611 The General 56 April 2, 2025 Fort Worth, TX 76114
$51 $614 Commonwealth Insurance 58 December 17, 2024 Fort Worth, TX 76107
Last Updated May 5, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Fort Worth

The Texas minimum coverage won’t be enough to pay for damage to your vehicle in an accident you cause, nor will it protect your finances if your car is stolen or damaged by weather.

  • Collision coverage pays to repair your vehicle after an accident, regardless of who is at fault.
  • Comprehensive coverage helps to pay for damage caused by non-collision events such as weather-related incidents, animal collisions or theft.

Here are the cheapest quotes for full coverage insurance that Jerry customers in Fort Worth have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$45 $539 Progressive 72 February 18, 2025 Fort Worth, TX 76123
$47 $565 Progressive 72 February 7, 2025 Fort Worth, TX 76123
$49 $583 Progressive 79 March 21, 2025 Fort Worth, TX 76108
$50 $601 Progressive 38 January 17, 2025 Fort Worth, TX 76111
$56 $677 Progressive 36 August 21, 2024 Fort Worth, TX 76131
$61 $728 Progressive 28 December 5, 2024 Fort Worth, TX 76179
$62 $745 Progressive 39 March 14, 2025 Fort Worth, TX 76116
$63 $761 Progressive 49 February 10, 2025 Fort Worth, TX 76134
$64 $773 Progressive 34 June 25, 2024 Fort Worth, TX 76137
$65 $777 Progressive 52 December 11, 2024 Fort Worth, TX 76177
Last Updated May 6, 2025

Cheapest car insurance for young drivers in Fort Worth (18-29 years old)

Insurers may view drivers between 18 and 29 years old as riskier because of their lack of experience, but that doesn’t mean they can’t find low-cost insurance. Here are some of the cheapest quotes that younger Fort Worth drivers have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$61 $728 Progressive 28 Yes December 5, 2024 Fort Worth, TX 76179
$62 $750 Progressive 28 No December 5, 2024 Fort Worth, TX 76179
$69 $825 Assurance America 26 No April 3, 2025 Fort Worth, TX 76132
$70 $841 Assurance America 27 No November 4, 2024 Fort Worth, TX 76116
$71 $857 Progressive 28 No December 13, 2023 Fort Worth, TX 76140
Last Updated May 6, 2025

Cheapest car insurance for mature drivers in Fort Worth (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$42 $507 Progressive 34 No April 5, 2024 Fort Worth, TX 76102
$47 $565 Progressive 49 No February 11, 2025 Fort Worth, TX 76135
$50 $601 Progressive 38 Yes January 17, 2025 Fort Worth, TX 76111
$56 $671 The General 51 No April 5, 2025 Fort Worth, TX 76105
$56 $677 Progressive 36 Yes August 21, 2024 Fort Worth, TX 76131
Last Updated May 6, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$45 $539 Progressive 72 Yes February 18, 2025 Fort Worth, TX 76123
$47 $565 Progressive 72 Yes February 7, 2025 Fort Worth, TX 76123
$48 $577 Progressive 69 No October 24, 2024 Fort Worth, TX 76131
$49 $583 Progressive 79 Yes March 21, 2025 Fort Worth, TX 76108
$50 $595 Progressive 79 No March 20, 2025 Fort Worth, TX 76108
Last Updated May 6, 2025

Cheapest car insurance for drivers with clean records in Fort Worth

A clean driving record can go a long way in getting an affordable car insurance policy. Here are the cheapest quotes that Fort Worth drivers with no claims or violations on their records have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$45 $539 Progressive 72 February 18, 2025 Yes Fort Worth, TX 76123
$47 $565 Progressive 72 February 7, 2025 Yes Fort Worth, TX 76123
$47 $565 Progressive 49 February 11, 2025 No Fort Worth, TX 76135
$48 $577 Progressive 69 October 24, 2024 No Fort Worth, TX 76131
$49 $583 Progressive 79 March 21, 2025 Yes Fort Worth, TX 76108
$50 $595 Progressive 79 March 21, 2025 No Fort Worth, TX 76108
$50 $595 Progressive 79 March 20, 2025 No Fort Worth, TX 76108
$50 $601 Progressive 38 January 17, 2025 Yes Fort Worth, TX 76111
$51 $611 The General 56 April 2, 2025 No Fort Worth, TX 76114
$55 $665 Progressive 62 April 10, 2024 No Fort Worth, TX 76114
Last Updated May 6, 2025

Cheapest car insurance for drivers with low credit scores in Fort Worth

A low credit score may cause you to receive a higher insurance quote than someone with good credit would, meaning you may have to do extra comparison shopping to find a good rate. These are the cheapest auto insurance quotes that Fort Worth drivers with credit scores below 550 have received via Jerry.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $51 $614 Commonwealth Insurance 58 December 17, 2024 Fort Worth, TX 76107
<550 $55 $665 Progressive 62 April 10, 2024 Fort Worth, TX 76114
<550 $61 $737 Progressive 38 January 10, 2025 Fort Worth, TX 76137
<550 $63 $760 Progressive 38 January 9, 2025 Fort Worth, TX 76137
<550 $65 $777 Assurance America 34 May 2, 2025 Fort Worth, TX 76131
Last Updated May 6, 2025

Cheapest car insurance for drivers with at-fault accidents in Fort Worth

An at-fault accident will likely result in a higher car insurance premium. Here are the lowest quotes that local drivers with at-fault accidents on their records have received via Jerry.

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $42 $507 Progressive 34 No April 5, 2024 Fort Worth, TX 76102
At Fault With No Injury $51 $614 Commonwealth Insurance 58 No December 17, 2024 Fort Worth, TX 76107
At Fault With No Injury $57 $681 The General 35 No March 18, 2025 Fort Worth, TX 76116
At Fault With No Injury $58 $695 The General 55 No June 26, 2024 Fort Worth, TX 76105
At Fault With No Injury $59 $703 The General 76 No March 5, 2025 Fort Worth, TX 76105
Last Updated May 6, 2025

Cheapest car insurance for drivers with speeding tickets in Fort Worth

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $62 $745 Progressive 39 March 14, 2025 Fort Worth, TX 76116
Speeding over 15 $73 $871 Aspen 31 October 7, 2024 Fort Worth, TX 76116
Speeding over 15 $74 $893 Progressive 30 January 4, 2024 Fort Worth, TX 76110
Speeding under 15 $75 $905 Bluefire 47 December 19, 2024 Fort Worth, TX 76120
Speeding over 15 $77 $929 Progressive 30 January 13, 2024 Fort Worth, TX 76132
Last Updated May 5, 2025

Cheapest car insurance for drivers with DUI in Fort Worth

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $70 $835 Progressive 54 March 19, 2025 Fort Worth, TX 76114
DUI $128 $1,533 Bristol West 48 March 20, 2024 Fort Worth, TX 76104
DUI $138 $1,661 Progressive 45 July 19, 2024 Fort Worth, TX 76148
DUI $177 $2,128 Dairyland 48 March 20, 2024 Fort Worth, TX 76104
DUI $335 $4,025 Clearcover 54 March 19, 2025 Fort Worth, TX 76114
Last Updated Apr, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.