West Virginia Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in West Virginia.
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West Virginia Car Insurance Resources
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West Virginia minimum car insurance requirements

West Virginia requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.
  • $25,000 in uninsured/underinsured motorist property damage coverage per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in West Virginia

Monthly Quote
Insurance Company
Date of Quote
City
$21 Progressive 08/22/25 Parkersburg
$28 Progressive 08/11/25 Morgantown
$30 Progressive 09/19/25 Belle
$32 Safeco 07/01/25 Shepherdstown
$33 Progressive 06/26/25 Parkersburg
Last Updated Oct. 15, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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