Moreno Valley is among the fastest growing cities in the U.S., and with Los Angeles and Orange County getting ever more expensive, people are sure to keep migrating east. Drivers should be aware of the area’s unique traffic hazards, such as heavy congestion on Interstate 215 and State Route 60.
Having proper car insurance coverage in the Inland Empire helps keep your finances protected. We’ve gathered data from Jerry customers in Moreno Valley to show how factors such as location, age, driving history and coverage needs can lower or raise your car insurance rates.
Cheapest minimum coverage insurance in Moreno Valley
Here are the cheapest quotes for minimum coverage that drivers in Moreno Valley, California have received via Jerry.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|
| $39 | $466 | 32 | 06/21/25 | 92555 | ||
| $42 | $504 | 33 | 10/21/25 | 92557 | ||
| $43 | $512 | 38 | 06/09/25 | 92557 | ||
| $43 | $518 | 35 | 10/10/25 | 92553 | ||
| $43 | $522 | 34 | 08/02/25 | 92553 | ||
| $46 | $551 | 40 | 08/19/25 | 92555 | ||
| $47 | $564 | 48 | 08/04/25 | 92557 | ||
| $47 | $568 | 33 | 10/12/25 | 92555 | ||
| $47 | $570 | 48 | 06/20/25 | 92557 | ||
| $48 | $573 | 48 | 08/04/25 | 92557 |
California requires drivers to carry these minimum coverages:
- $30,000 per person for bodily injury liability.
- $60,000 for bodily injury per accident for multiple persons injured.
- $15,000 for property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Moreno Valley
With the frequency of wildfires and the potential for earthquakes in Southern California, it’s wise to carry car insurance that can protect you in unexpected weather events. Minimum coverage won’t pay for your repairs after a natural disaster, but full coverage would. These are the cheapest quotes that drivers in Moreno Valley have received for full coverage, based on Jerry’s quote data.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|
| $68 | $812 | 52 | 11/21/25 | 92553 | ||
| $70 | $838 | 46 | 06/26/25 | 92557 | ||
| $70 | $844 | 38 | 07/24/25 | 92553 | ||
| $71 | $852 | 34 | 08/02/25 | 92553 | ||
| $76 | $914 | 63 | 08/30/25 | 92553 | ||
| $77 | $922 | 44 | 09/30/25 | 92557 | ||
| $77 | $925 | 43 | 08/10/25 | 92551 | ||
| $77 | $926 | 52 | 09/30/25 | 92557 | ||
| $77 | $927 | 63 | 08/30/25 | 92553 | ||
| $78 | $934 | 59 | 08/18/25 | 92553 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Moreno Valley (18-29 years old)
Young drivers typically pay more for auto insurance because they lack driving experience, which insurers see as a risk. Here are the cheapest quotes that young drivers in Moreno Valley have received via Jerry.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $36 | $427 | 29 | No | 11/12/25 | 92553 | ||
| $38 | $457 | 29 | No | 08/29/25 | 92557 | ||
| $41 | $492 | 26 | No | 10/19/25 | 92553 | ||
| $42 | $509 | 28 | No | 08/26/25 | 92557 | ||
| $45 | $538 | 29 | No | 07/14/25 | 92555 | ||
| $77 | $922 | 44 | 09/30/25 | 92557 | |||
| $77 | $925 | 43 | 08/10/25 | 92551 | |||
| $77 | $926 | 52 | 09/30/25 | 92557 | |||
| $77 | $927 | 63 | 08/30/25 | 92553 | |||
| $78 | $934 | 59 | 08/18/25 | 92553 |
Cheapest car insurance for mature drivers in Moreno Valley (30-54 years old)
Drivers between the ages of 30 and 54 typically pay lower premiums than younger drivers, but to ensure you’re paying the lowest rate, it’s wise to continue rate shopping regularly. These are the cheapest quotes for mature drivers in Moreno Valley, based on Jerry’s data.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
|
Age
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Has Full Coverage
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Date of Quote
|
City, State
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ZIP Code
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|---|
|
Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
|
Age
|
Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $34 | $412 | 34 | No | 08/02/25 | 92553 | ||
| $37 | $450 | 45 | No | 05/31/25 | 92557 | ||
| $39 | $466 | 32 | No | 06/20/25 | 92555 | ||
| $39 | $466 | 32 | No | 06/21/25 | 92555 | ||
| $39 | $471 | 39 | No | 10/29/25 | 92553 | ||
| $77 | $922 | 44 | 09/30/25 | 92557 | |||
| $77 | $925 | 43 | 08/10/25 | 92551 | |||
| $77 | $926 | 52 | 09/30/25 | 92557 | |||
| $77 | $927 | 63 | 08/30/25 | 92553 | |||
| $78 | $934 | 59 | 08/18/25 | 92553 |
Cheapest car insurance for older drivers in Moreno Valley (55+ years old)
Drivers older than 54 typically pay the cheapest rates for auto insurance, although rates may rise once a driver hits their 70s. Here are the cheapest quotes that older drivers in Moreno Valley have received via Jerry.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
|
Date of Quote
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City, State
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ZIP Code
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Has Full Coverage
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|---|
|
Avg Monthly Quote
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Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
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City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $41 | $489 | 59 | 09/16/25 | 92557 | No | ||
| $41 | $496 | 59 | 09/16/25 | 92557 | No | ||
| $42 | $499 | 66 | 11/20/25 | 92553 | No | ||
| $43 | $516 | 65 | 10/07/25 | 92555 | No | ||
| $44 | $528 | 65 | 10/23/25 | 92555 | No | ||
| $77 | $922 | 44 | 09/30/25 | 92557 | |||
| $77 | $925 | 43 | 08/10/25 | 92551 | |||
| $77 | $926 | 52 | 09/30/25 | 92557 | |||
| $77 | $927 | 63 | 08/30/25 | 92553 | |||
| $78 | $934 | 59 | 08/18/25 | 92553 |
Cheapest car insurance for drivers with clean records in Moreno Valley
Drivers with spotless records typically get the best rates possible. These are the cheapest quotes that drivers in Moreno Valley with no accidents, citations or claims have received via Jerry.
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
|
Date of Quote
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Has Full Coverage
|
City, State
|
ZIP Code
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|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $34 | $412 | 34 | 08/02/25 | No | 92553 | ||
| $36 | $427 | 29 | 11/12/25 | No | 92553 | ||
| $37 | $450 | 45 | 05/31/25 | No | 92557 | ||
| $38 | $457 | 29 | 08/29/25 | No | 92557 | ||
| $39 | $466 | 32 | 06/20/25 | No | 92555 | ||
| $39 | $466 | 32 | 06/21/25 | No | 92555 | ||
| $39 | $471 | 39 | 10/29/25 | No | 92553 | ||
| $40 | $480 | 42 | 11/02/25 | No | 92557 | ||
| $41 | $489 | 31 | 06/02/25 | No | 92557 | ||
| $41 | $489 | 59 | 09/16/25 | No | 92557 |
Cheapest car insurance for drivers with at-fault accidents in Moreno Valley
If you’ve recently been in an accident and were found at fault, your rate is likely to rise. Compare quotes from various insurers to ensure you’re still getting the best rate. These are the cheapest quotes that drivers with at-fault accidents in Moreno Valley have received via Jerry.
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At-fault Accident on Record
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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|---|
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At-fault Accident on Record
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $49 | $584 | 41 | No | 02/05/25 | 92553 | ||
| At Fault With Injury | $49 | $584 | 52 | No | 11/18/25 | 92553 | ||
| At Fault With No Injury | $49 | $586 | 31 | No | 10/12/24 | 92557 | ||
| At Fault With Injury | $50 | $595 | 29 | No | 09/22/25 | 92553 | ||
| At Fault With No Injury | $50 | $602 | 31 | No | 10/14/24 | 92557 | ||
| $39 | $466 | 32 | No | 92555 | ||||
| $39 | $471 | 39 | No | 92553 | ||||
| $40 | $480 | 42 | No | 92557 | ||||
| $41 | $489 | 31 | No | 92557 | ||||
| $41 | $489 | 59 | No | 92557 |
Cheapest car insurance for drivers with speeding tickets in Moreno Valley
If you’ve recently been cited for speeding, your rates are likely to increase. It’s wise to rate shop before your policy renews to find the cheapest auto policy. These are the cheapest quotes that drivers in Moreno Valley with speeding tickets have received via Jerry.
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Violation Summary
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Violation Summary
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| Speeding under 15 | $51 | $618 | 63 | 08/28/25 | 92551 | ||
| Speeding under 15 | $51 | $618 | 63 | 09/01/25 | 92551 | ||
| Speeding under 15 | $51 | $618 | 63 | 09/06/25 | 92551 | ||
| Speeding under 15 | $51 | $618 | 63 | 09/10/25 | 92551 | ||
| Speeding under 15 | $51 | $618 | 63 | 09/07/25 | 92551 | ||
| $39 | $466 | 32 | 06/21/25 | 92555 | |||
| $39 | $471 | 39 | 10/29/25 | 92553 | |||
| $40 | $480 | 42 | 11/02/25 | 92557 | |||
| $41 | $489 | 31 | 06/02/25 | 92557 | |||
| $41 | $489 | 59 | 09/16/25 | 92557 |
Cheapest car insurance for drivers with DUIs in Moreno Valley
Insurers perceive drivers with DUIs as “high risk”. Not all insurers will issue a policy and if they do, premiums may be more expensive. These are the cheapest quotes that drivers with DUIs in Moreno Valley have received via Jerry.
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Violation Summary
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
|
Date of Quote
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City, State
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ZIP Code
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|---|
|
Violation Summary
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Avg Monthly Quote
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Avg Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| DUI | $45 | $543 | 51 | 09/08/25 | 92557 | ||
| DUI | $67 | $802 | 51 | 11/04/25 | 92557 | ||
| DUI | $70 | $839 | 46 | 05/24/25 | 92555 | ||
| DUI | $71 | $849 | 32 | 09/18/25 | 92555 | ||
| DUI | $83 | $1,001 | 43 | 11/07/25 | 92553 | ||
| $39 | $466 | 32 | 06/21/25 | 92555 | |||
| $39 | $471 | 39 | 10/29/25 | 92553 | |||
| $40 | $480 | 42 | 11/02/25 | 92557 | |||
| $41 | $489 | 31 | 06/02/25 | 92557 | |||
| $41 | $489 | 59 | 09/16/25 | 92557 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
