Over the past year, Jerry has helped 12,074 Mitsubishi drivers find smarter coverage and real savings. By analyzing actual Mitsubishi insurance policies, we know what owners are paying and what you can expect across different coverage levels.
Competitive annual prices for Mitsubishi drivers are currently around:
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$1,013 for basic coverage.
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$2,397 for standard coverage.
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$2,754 for premium coverage.
Your exact rate depends on your location, driving record, and model—whether you drive an Outlander, Mirage, or Eclipse Cross.
On average, Mitsubishi drivers pay between $2,614 and $5,417 per year for full coverage, with an average premium around $4,469. That’s only slightly above the national average of $4,142, thanks to Mitsubishi’s strong safety ratings and modest repair costs.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and see if you’re getting the best price and coverage. If we find a better deal, you can switch right away, even before renewal time. Jerry does the legwork to cancel your old policy and help get any refund you’re owed.
Fast track your Mitsubishi insurance with Jerry.
How much does Mitsubishi insurance cost?
Mitsubishi insurance rates can vary, but Jerry makes it easy to see what real drivers with your model and profile are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Even in the same city, Mitsubishi drivers can pay very different rates. Jerry compares top insurers in real time to help you find coverage that fits your car and your budget.
What’s the best insurance for a Mitsubishi?
Mitsubishi vehicles are built for everyday reliability and efficiency. Protecting them takes coverage that keeps pace with your car’s long-term value and dependable performance.
If your Mitsubishi is leased or financed, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your vehicle is totaled.
Jerry recommends Mitsubishi drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While that’s higher than most state minimums, it’s smart protection for vehicles designed to last.
Here are some of the most common coverage options Mitsubishi drivers choose and why.
Higher liability limits
At-fault accidents can be expensive, even for careful drivers. Around half (49%) of Jerry Mitsubishi drivers choose higher-than-minimum limits.
Full coverage
Comprehensive and collision protect against theft, weather and at-fault damage. About 40% of Mitsubishi drivers carry full coverage for extra peace of mind.
OEM parts coverage
Keeps your Mitsubishi running like new with quality parts and trusted service. Usually offered for vehicles between three and ten years old.
New car replacement
Replaces your Mitsubishi with a new one if it’s totaled early in ownership. Especially useful for newer models like the Outlander or Eclipse Cross.
Roadside assistance
Covers towing, lockouts and jump-starts. New Mitsubishis include up to five years of roadside assistance, though many drivers extend coverage after that period.
Rental reimbursement
Pays for a rental car while your Mitsubishi is in the shop. Most insurers offer 30 to 45 days of coverage depending on your policy and state.
Gap insurance
Covers what’s left on your loan or lease if your Mitsubishi is totaled. About 39% of all drivers add gap coverage when financing their vehicle.
Accident forgiveness
Prevents rate increases after your first at-fault accident. Without it, Mitsubishi drivers can see premiums jump by 11% on average.
See coverage options for your Mitsubishi.
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Coverage definitions
4 smart ways Mitsubishi drivers can lower insurance costs
Finding the right insurance means balancing cost and coverage. For Mitsubishi owners, that balance depends on your model, budget and how insurers value your car’s reliability and longevity.
Jerry’s experts help Mitsubishi drivers lower premiums without cutting back on the protection their vehicles deserve. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 32% to 56% among Mitsubishi drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Use telematics | 6% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before buying
Not every insurer prices Mitsubishi coverage accurately. Some undervalue reliability, while others overestimate repair costs. Comparing quotes before renewal helps you find the right balance.
Here’s where Mitsubishi drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Mitsubishi drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 28% | 36% |
| First Acceptance | 8% | 33% |
| Gainsco | 6% | 24% |
| National General | 6% | 15% |
| National General Value | 6% | 26% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Mitsubishi drivers can save nearly half by comparing quotes. Jerry shows real prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts for added savings
Many Mitsubishi owners qualify for multiple discounts like multi-policy bundles, safe driver programs or early renewal. But insurers don’t always apply them automatically.
Jerry checks your available options to make sure you’re optimizing your coverage.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Mitsubishi
From the Mirage to the Outlander, every Mitsubishi has different coverage needs. Most owners carry more than the state minimum required, opting for full coverage and higher limits on newer models then adjusting deductibles or extras as the car ages.
Minimum
$80 – $176/mo
Offers the legal minimum limits, which vary by state.
Full
$172 – $343/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$218 – $447/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$242 – $491/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Mitsubishi drivers with newer models choose full coverage and higher liability limits. Jerry experts recommend 100/300/100 for balanced protection without overspending.
Tip 4: Safe driving habits help lower Mitsubishi insurance costs
Telematics programs track your driving habits like mileage, braking and speed, then tailor your rate to how you actually drive. For Mitsubishi owners, these programs can lead to average savings of around 6%, especially for steady, low-mileage drivers.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Mitsubishi drivers, real savings
See what Mitsubishi owners are saving. Here are real drivers, their vehicles and the deals they found after comparing quotes with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Mitsubishi insurance costs can vary, but overpaying doesn’t have to be part of the equation. Whether you drive an Outlander, Mirage or Eclipse Cross, Jerry helps you find coverage that fits your needs, your budget and your lifestyle.
We compare top insurers, uncover discounts and handle renewals. That way, your coverage stays simple, reliable and affordable.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
