Jerry Summary

Mitsubishi car insurance costs $324 per month, on average, according to a July 2025 analysis of full coverage auto insurance quotes for Jerry customers. AAA offers the cheapest coverage at $141 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Mitsubishi car insurance premiums can differ greatly. Here are average costs by model, which insurers offer the best value and how to effectively shop for Mitsubishi coverage.

Average Mitsubishi car insurance costs

The average cost of full coverage Mitsubishi car insurance is $324 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $156 per month.

Mitsubishi car insurance rates vary depending on the model, its age, your driving record and personal factors like your age and location. Typically, higher-priced vehicles cost more to insure, though that’s not always true. That’s why it’s a good idea to compare car insurance quotes from several insurers when considering a Mitsubishi.

Below, you’ll find average full coverage insurance costs for different Mitsubishi models, according to Jerry’s analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Mitsubishi car insurance, by state

Every state has its own insurance laws and risk factors — including weather events, uninsured drivers and population density — which is why premiums for Mitsubishi vehicles differ across the country.

For example, Mitsubishi auto insurance in Arizona costs an average of $273 per month for full coverage. In Florida, the monthly average is $378.

Below are the average full coverage costs for Mitsubishi insurance by state.

Factors that affect Mitsubishi car insurance costs

Which Mitsubishi you drive affects your insurance premium. Let’s look at how the vehicle model can affect your insurance costs:

• Safety features: Mitsubishi got a Top Pick rating from the Insurance Institute for Highway Safety (IIHS), and they use technology to help keep you safe, whether it’s a host of options with the Advanced Driver Assistance Systems (ADAS) or the MI-PILOT Assist that keep your speed and position steady while driving. Safety features like these help when it comes to insurance.
• Vehicle value: The more expensive the vehicle, the higher your insurance rate will be to reflect how much it is worth, so something like the Mirage G4 will be cheaper than the Outlander.
• Vehicle class: A smaller class, like the tiny Mirage, will generally be cheaper to insure, while their hybrid Outlander PHEV will be the most expensive since hybrids and electric vehicles rely on pricier parts.
• Engine size: Mitsubishi loves their SUVs, but, contrary to what many drivers think, SUVs often see some of the cheapest insurance rates on the market. This is mostly thanks to overall higher safety ratings than smaller vehicles.
• Availability of replacement parts: Since Mitsubishi is a Japanese company, the parts must be imported, which will add to your expense. A hybrid vehicle is also more expensive, which will be calculated into your insurance premium.
• Cost of repairs: Mitsubishi’s fit somewhere between domestic brands and European ones regarding repair costs–they are higher than other Japanese brands but not nearly as expensive as a BMW. Your insurer will consider this when ringing up that bill.
• Vehicle cost: Collision and comprehensive coverage are often lower for older vehicles, like a Mitsubishi Galant, than new cars, while a hybrid will be higher than a gas engine.
• Vehicle age: Buying a 2023 vehicle will increase your insurance rate more than a used model.
• Cost of parts: Replacement parts are imported from Japan, which adds up, while a hybrid car will also be pricier, so it can increase your premium.
• Your age: If you are under 25, you’ll get stuck with a higher bill since you have fewer driving hours under your belt, but senior drivers also face higher insurance rates from age 70 on.
• Your driving record and claims history: Expect to pay less if you have a good driving record, while a history of accidents or other violations will hurt your wallet.
• Where you live: Places with higher crime or accident rates, like metropolises, end up with higher costs for insurance.

Here are some other things that affect auto insurance rates for Mitsubishi:

• Materials: Mitsubishis can use more expensive parts since they are imported, while a hybrid will also add up.
• Safety: Mitsubishis are generally considered safe and even earned a safety top pick rating recently, plus they have a lot of safety features to help you out while driving, so insurance companies consider them less risky.
• Reliability: Mitsubishis are about average for reliability ratings, so they don’t have a known history of problems or recalls.
• Brand: Mitsubishi is not as well known as companies like Honda, which can make it a bit harder to access service or repair options for your auto, but it’s also not as expensive as a brand like BMW or other luxury vehicles.

Best Mitsubishi car insurance

Every year, Jerry’s editorial team reviews top car insurance providers using key industry metrics like complaint ratios and financial strength.

These are our top best car insurance picks for 2025.

While these companies are good for a lot of drivers, only some are available in every state. Additionally, some companies have better service records in certain states. To see the best car insurance companies in your state, click below.

Cheapest Mitsubishi car insurance

Full coverage

AAA offers the cheapest full coverage car insurance for Mitsubishi, with an average rate of $141 per month.

Below are the cheapest insurance companies for Mitsubishi for full coverage, according to Jerry’s data analysis.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Mitsubishi, with an average rate of $44 per month.

These insurance companies offer the best rates a Mitsubishi with minimum coverage, based on Jerry’s quote data.

By state

Because each state has its own rules and minimums, the cheapest Mitsubishi insurance company can vary. Click below to see the most affordable options in your area.

Mitsubishi Eclipse auto insurance costs

The average car insurance cost for a Mitsubishi Eclipse is $321 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Eclipse auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Lancer auto insurance costs

The average car insurance cost for a Mitsubishi Lancer is $308 per month, according to an analysis of full coverage quotes to real Jerry customers.

Here are Lancer auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Mirage auto insurance costs

The average car insurance cost for a Mitsubishi Mirage is $350 per month, according to Jerry’s full coverage quote data.

Here are Mirage auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Outlander auto insurance costs

The average car insurance cost for a Mitsubishi Outlander is $321 per month, according to Jerry’s analysis of full coverage quotes.

Here are Outlander auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi car insurance shopping tips

Don’t worry, you can still save some green when insuring a Mitsubishi vehicle, regardless of your age, driving history, and more. Let’s look at a few tips:

• Shop around: Before choosing insurance coverage, compare prices and options to find the best deal for you. Jerry assists you by compiling quotes from more than 50 big-name providers to help you weigh options. And if you want, Jerry can even assist in canceling your current insurance and signing up for a new one.
• Opt for a less expensive model: Getting the most expensive model for that year or a new SUV will cost you on insurance, so consider a used vehicle or something less flashy.
• Bundle your insurance policies: Bundling home and auto insurance with the same company often leads to a break on that insurance rate.
• Participate in a telematics program: Some companies can track your driving habits with technology. If you show off those safe driving skills, you could earn a cut on your auto premium.
• Reduce your coverage: If you have an older Mitsubishi, consider cutting back on coverage to save money.
• Raise your deductible: Increasing your out-of-pocket deductible can save you on insurance premiums–just don’t go overboard.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.