While you’re probably not cruising up and down the Las Vegas Strip regularly, your daily commute around the city can be littered with tourist traffic. The constant hum of the Strip, along with events at T-Mobile Arena and local convention centers, keeps locals on the road with a revolving set of visitors. Extra traffic congestion calls for robust car insurance, and we’ve rounded up a preview of rates to help you start shopping.
Here are the cheapest car insurance quotes based on age, driving record and coverage type in Las Vegas, according to real quotes that local drivers have received via Jerry.
More: Best car insurance in Nevada
Cheapest minimum coverage insurance in Las Vegas
Nevada requires drivers to have a minimum coverage of:
- $25,000 for bodily injury per person.
- $50,000 for bodily injury per accident.
- $20,000 for property damage per accident.
Here are the cheapest quotes for minimum coverage in Las Vegas, based on real quotes from Jerry customers.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $38 | $451 | Liberty Mutual | 63 | April 8, 2025 | Las Vegas, NV | 89123 |
| $42 | $508 | Mendota | 63 | April 8, 2025 | Las Vegas, NV | 89123 |
| $43 | $510 | Progressive | 50 | July 1, 2025 | Las Vegas, NV | 89107 |
| $43 | $513 | National General | 53 | June 3, 2025 | Las Vegas, NV | 89183 |
| $50 | $600 | Progressive | 55 | May 9, 2025 | Las Vegas, NV | 89129 |
| $51 | $608 | Progressive | 36 | June 30, 2025 | Las Vegas, NV | 89118 |
| $51 | $610 | Mendota | 63 | July 28, 2025 | Las Vegas, NV | 89108 |
| $53 | $632 | Progressive | 57 | February 18, 2025 | Las Vegas, NV | 89166 |
| $56 | $667 | Geico | 66 | March 11, 2025 | Las Vegas, NV | 89143 |
| $56 | $668 | Mendota | 52 | July 9, 2025 | Las Vegas, NV | 89135 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Nevada
Cheapest full coverage insurance in Las Vegas
Las Vegas is prone to flash flooding between July and September and the minimum coverage won’t help if your car is damaged by hazardous weather. Full coverage, which combines collision coverage and comprehensive insurance, provides protection from weather-related damage, as well as animal collisions and theft.
Here are quotes for full coverage policies that real drivers have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $74 | $888 | National General | 53 | June 3, 2025 | Las Vegas, NV | 89183 |
| $75 | $905 | National General | 76 | February 23, 2025 | Las Vegas, NV | 89113 |
| $85 | $1,020 | The General | 76 | February 23, 2025 | Las Vegas, NV | 89113 |
| $90 | $1,078 | Progressive | 53 | June 3, 2025 | Las Vegas, NV | 89183 |
| $92 | $1,098 | Mendota | 66 | August 3, 2025 | Las Vegas, NV | 89113 |
| $92 | $1,106 | Liberty Mutual | 63 | April 8, 2025 | Las Vegas, NV | 89123 |
| $96 | $1,153 | Safeco | 76 | February 23, 2025 | Las Vegas, NV | 89113 |
| $97 | $1,161 | Geico | 54 | August 13, 2025 | Las Vegas, NV | 89130 |
| $101 | $1,206 | Progressive | 42 | August 2, 2025 | Las Vegas, NV | 89148 |
| $102 | $1,220 | First Acceptance | 76 | February 23, 2025 | Las Vegas, NV | 89113 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Las Vegas (18-29 years old)
Younger drivers usually pay higher premiums than older drivers because insurers view their lack of experience as risky. That doesn't mean you can't find an affordable rate, but you may have to do extra shopping for car insurance. Here are the cheapest quotes that young drivers in Las Vegas have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $60 | $714 | Progressive | 25 | No | March 18, 2025 | Las Vegas, NV | 89117 |
| $63 | $750 | Progressive | 26 | No | May 4, 2025 | Las Vegas, NV | 89183 |
| $73 | $880 | Liberty Mutual | 29 | No | April 14, 2025 | Las Vegas, NV | 89141 |
| $75 | $903 | Progressive | 28 | No | May 25, 2025 | Las Vegas, NV | 89129 |
| $78 | $936 | ROOT | 29 | No | May 27, 2025 | Las Vegas, NV | 89118 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Las Vegas (30-54 years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $31 | $367 | National General | 53 | No | June 3, 2025 | Las Vegas, NV | 89183 |
| $34 | $402 | Progressive | 50 | No | July 1, 2025 | Las Vegas, NV | 89107 |
| $41 | $486 | Progressive | 36 | No | June 30, 2025 | Las Vegas, NV | 89118 |
| $44 | $530 | Progressive | 53 | No | August 8, 2025 | Las Vegas, NV | 89139 |
| $46 | $554 | Progressive | 54 | No | July 3, 2025 | Las Vegas, NV | 89148 |
Cheapest car insurance for older drivers (55+ years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $34 | $410 | Liberty Mutual | 63 | No | April 8, 2025 | Las Vegas, NV | 89123 |
| $36 | $432 | National General | 76 | No | February 23, 2025 | Las Vegas, NV | 89113 |
| $42 | $508 | Mendota | 63 | No | April 8, 2025 | Las Vegas, NV | 89123 |
| $43 | $520 | Progressive | 55 | No | May 9, 2025 | Las Vegas, NV | 89129 |
| $45 | $540 | Progressive | 64 | No | March 15, 2025 | Las Vegas, NV | 89134 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Las Vegas
The best car insurance prices often go to drivers with clean records. Here are the cheapest car insurance quotes that drivers with no claims or violations have received in Las Vegas, according to data from real Jerry customers.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $31 | $367 | National General | 53 | June 3, 2025 | No | Las Vegas, NV | 89183 |
| $34 | $402 | Progressive | 50 | July 1, 2025 | No | Las Vegas, NV | 89107 |
| $34 | $410 | Liberty Mutual | 63 | April 8, 2025 | No | Las Vegas, NV | 89123 |
| $36 | $432 | National General | 76 | February 23, 2025 | No | Las Vegas, NV | 89113 |
| $41 | $486 | Progressive | 36 | June 30, 2025 | No | Las Vegas, NV | 89118 |
| $42 | $508 | Mendota | 63 | April 8, 2025 | No | Las Vegas, NV | 89123 |
| $43 | $520 | Progressive | 55 | May 9, 2025 | No | Las Vegas, NV | 89129 |
| $44 | $530 | Progressive | 53 | August 8, 2025 | No | Las Vegas, NV | 89139 |
| $45 | $540 | Progressive | 64 | March 15, 2025 | No | Las Vegas, NV | 89134 |
| $46 | $552 | First Acceptance | 76 | February 23, 2025 | No | Las Vegas, NV | 89113 |
Cheapest car insurance for drivers with low credit scores in Las Vegas
Drivers with low credit scores tend to pay more for car insurance than those with good credit. It's wise to compare quotes from multiple insurers to find the most affordable rates. Here are the cheapest quotes that real Las Vegas drivers with credit scores below 550 have received via Jerry.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $70 | $839 | Mendota | 53 | January 27, 2025 | Las Vegas, NV | 89183 |
| <550 | $70 | $839 | Mendota | 53 | February 22, 2025 | Las Vegas, NV | 89183 |
| <550 | $73 | $878 | Progressive | 53 | January 27, 2025 | Las Vegas, NV | 89183 |
| <550 | $73 | $878 | Progressive | 53 | February 22, 2025 | Las Vegas, NV | 89183 |
| <550 | $74 | $885 | Mendota | 42 | March 15, 2025 | Las Vegas, NV | 89129 |
Cheapest car insurance for drivers with at-fault accidents in Las Vegas
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $50 | $594 | Progressive | 25 | No | October 11, 2024 | Las Vegas, NV | 89121 |
| At Fault With No Injury | $53 | $636 | National General | 26 | No | July 26, 2024 | Las Vegas, NV | 89122 |
| At Fault With No Injury | $66 | $786 | Progressive | 60 | No | March 28, 2025 | Las Vegas, NV | 89131 |
| At Fault With No Injury | $66 | $792 | National General | 26 | No | April 23, 2024 | Las Vegas, NV | 89122 |
| At Fault With No Injury | $72 | $870 | Bristol West | 26 | No | April 23, 2024 | Las Vegas, NV | 89122 |
Cheapest car insurance for drivers with speeding tickets in Las Vegas
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $79 | $948 | National General | 34 | April 20, 2025 | Las Vegas, NV | 89123 |
| Speeding over 15 | $118 | $1,416 | Progressive | 51 | March 11, 2025 | Las Vegas, NV | 89103 |
| Speeding under 15 | $126 | $1,508 | National General | 34 | April 11, 2025 | Las Vegas, NV | 89123 |
| Speeding over 15 | $137 | $1,643 | Mendota | 44 | August 13, 2025 | Las Vegas, NV | 89128 |
| Speeding under 15 | $140 | $1,678 | Progressive | 36 | January 31, 2025 | Las Vegas, NV | 89130 |
Cheapest car insurance for drivers with DUIs in Las Vegas
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $101 | $1,212 | Anchor General | 32 | June 5, 2024 | Las Vegas, NV | 89104 |
| DUI | $115 | $1,378 | National General | 32 | June 5, 2024 | Las Vegas, NV | 89104 |
| DUI | $162 | $1,946 | Mendota | 30 | January 29, 2025 | Las Vegas, NV | 89149 |
| DUI | $181 | $2,169 | Progressive | 45 | May 27, 2024 | Las Vegas, NV | 89113 |
| DUI | $204 | $2,454 | Bristol West | 32 | June 5, 2024 | Las Vegas, NV | 89104 |
More: DWI vs DUI: What's the difference?
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
