Cheap Car Insurance in Killeen, TX

Written by Xuyun Zeng and 2 others
Updated Mar 5, 2025
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Cheap Car Insurance in Killeen, TX

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Because of its proximity to Fort Cavazos, Killeen can get heavy traffic from military vehicles, commuters and contractors. Drivers also have to deal with flash flooding and high winds. 

It’s a good idea to carry a solid car insurance policy to protect you in case of an accident. To help you find coverage you can afford, we’ve rounded up quotes from Jerry customers in Killeen to help you understand how factors like age, driving history and ZIP code impacts the price of auto insurance.

Cheapest minimum coverage insurance in Killeen

These are the cheapest quotes for state-mandated minimum coverage that Jerry customers have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$43 $511 Progressive 67 March 25, 2024 Killeen, TX 76543
$47 $569 Progressive 37 February 11, 2025 Killeen, TX 76543
$51 $617 Progressive 51 February 27, 2024 Killeen, TX 76543
$55 $661 Progressive 34 April 13, 2024 Killeen, TX 76543
$56 $671 Progressive 38 January 7, 2025 Killeen, TX 76543
$58 $693 Bluefire 27 December 15, 2023 Killeen, TX 76542
$65 $785 Progressive 39 May 22, 2024 Killeen, TX 76543
$66 $787 Aspen 63 May 3, 2024 Killeen, TX 76549
$68 $815 Commonwealth Insurance 34 April 14, 2025 Killeen, TX 76543
$68 $819 Aspen 49 November 16, 2023 Killeen, TX 76549
Last Updated May 8, 2025

Texas requires drivers to carry these minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Killeen

Full coverage will pay for your repairs if your car gets damaged from collisions, weather-related damage, theft and vandalism. These are the cheapest quotes for full coverage that drivers in Killeen have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$47 $569 Progressive 37 February 11, 2025 Killeen, TX 76543
$85 $1,025 Progressive 60 December 28, 2024 Killeen, TX 76543
$102 $1,221 Progressive 30 November 25, 2024 Killeen, TX 76543
$106 $1,277 Progressive 59 March 31, 2025 Killeen, TX 76542
$108 $1,299 Progressive 24 May 1, 2025 Killeen, TX 76542
$109 $1,306 Progressive 44 December 30, 2024 Killeen, TX 76542
$113 $1,356 Electric 57 April 4, 2025 Killeen, TX 76541
$113 $1,361 Progressive 72 March 21, 2025 Killeen, TX 76543
$133 $1,595 The General 58 April 22, 2024 Killeen, TX 76549
$134 $1,609 Progressive 48 August 5, 2024 Killeen, TX 76543
Last Updated May 8, 2025

Cheapest car insurance for young drivers in Killeen (18-29 years old)

Young drivers in Killeen tend to pay more for car insurance because they tend to have less driving experience. These are the cheapest quotes that young drivers in Killeen have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$58 $693 Bluefire 27 No December 15, 2023 Killeen, TX 76542
$72 $865 Progressive 28 No January 12, 2025 Killeen, TX 76543
$95 $1,139 Progressive 28 No June 22, 2024 Killeen, TX 76543
$97 $1,165 Assurance America 26 No January 3, 2025 Killeen, TX 76541
$99 $1,185 Progressive 25 No February 18, 2025 Killeen, TX 76541
Last Updated May 8, 2025

Cheapest car insurance for mature drivers in Killeen (30-54 years old)

Drivers between 30 and 54 years old usually pay less than younger drivers for auto insurance. To ensure you’re paying the lowest rate, regularly compare quotes from various insurers to find the most affordable coverage. Here are the cheapest quotes that mature drivers in Killeen have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$47 $569 Progressive 37 Yes February 11, 2025 Killeen, TX 76543
$51 $617 Progressive 51 No February 27, 2024 Killeen, TX 76543
$55 $661 Progressive 34 No April 13, 2024 Killeen, TX 76543
$56 $671 Progressive 38 No January 7, 2025 Killeen, TX 76543
$65 $785 Progressive 39 No May 22, 2024 Killeen, TX 76543
Last Updated May 8, 2025

Cheapest car insurance for older drivers in Killeen (55+ years old)

Drivers 55 and older usually pay the lowest insurance premiums, although rates may rise once a driver hits their 70s. These are the cheapest quotes that older drivers in Killeen have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$43 $511 Progressive 67 March 25, 2024 Killeen, TX 76543 No
$66 $787 Aspen 63 May 3, 2024 Killeen, TX 76549 No
$79 $949 Aspen 55 November 15, 2023 Killeen, TX 76542 No
$82 $979 The General 62 July 26, 2024 Killeen, TX 76549 No
$85 $1,025 Progressive 60 December 28, 2024 Killeen, TX 76543 Yes
Last Updated May 8, 2025

Cheapest car insurance for drivers with clean records in Killeen

A clean driving record typically gets you the cheapest rate for auto insurance. These are the cheapest quotes that drivers in Killeen with clean records have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$43 $511 Progressive 67 March 25, 2024 No Killeen, TX 76543
$47 $569 Progressive 37 February 11, 2025 Yes Killeen, TX 76543
$51 $617 Progressive 51 February 27, 2024 No Killeen, TX 76543
$55 $661 Progressive 34 April 13, 2024 No Killeen, TX 76543
$56 $671 Progressive 38 January 7, 2025 No Killeen, TX 76543
$58 $693 Bluefire 27 December 15, 2023 No Killeen, TX 76542
$66 $787 Aspen 63 May 3, 2024 No Killeen, TX 76549
$68 $819 Aspen 49 November 16, 2023 No Killeen, TX 76549
$69 $823 Progressive 42 December 29, 2024 No Killeen, TX 76549
$69 $823 Aspen 34 June 5, 2024 No Killeen, TX 76549
Last Updated May 8, 2025

Cheapest car insurance for drivers with low credit scores in Killeen

Texas allows insurers to use credit scores to determine premiums, which means that having a low score could result in more expensive insurance. These are the cheapest quotes that drivers in Killeen with credit scores below 550 have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $47 $569 Progressive 37 February 11, 2025 Killeen, TX 76543
<550 $66 $787 Aspen 63 May 3, 2024 Killeen, TX 76549
<550 $75 $895 Bluefire 50 January 29, 2024 Killeen, TX 76541
<550 $82 $979 The General 62 July 26, 2024 Killeen, TX 76549
<550 $86 $1,027 Aspen 52 December 20, 2023 Killeen, TX 76543
Last Updated May 8, 2025

Cheapest car insurance for drivers with at-fault accidents in Killeen

If you’ve recently been in an at-fault accident, your premium is likely to rise at renewal. It’s wise to get a few quotes to ensure you’re paying the lowest rate possible. These are the cheapest quotes that drivers with at-fault accidents in Killeen have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $65 $785 Progressive 39 No May 22, 2024 Killeen, TX 76543
At Fault With No Injury $70 $837 Progressive 33 No March 25, 2025 Killeen, TX 76543
At Fault With No Injury $75 $895 Bluefire 50 No January 29, 2024 Killeen, TX 76541
At Fault With No Injury $85 $1,017 Bluefire 44 No September 7, 2024 Killeen, TX 76549
At Fault With No Injury $101 $1,211 Bristol West 48 No April 6, 2024 Killeen, TX 76549
Last Updated May 8, 2025

Cheapest car insurance for drivers with speeding tickets in Killeen

A speeding citation usually causes your insurance premium to rise, and depending on what speed you’re cited at, you could see a large increase. These are the cheapest quotes that drivers in Killeen with speeding tickets have received via Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $68 $815 Commonwealth Insurance 34 April 14, 2025 Killeen, TX 76543
Speeding over 15 $82 $979 The General 62 July 26, 2024 Killeen, TX 76549
Speeding under 15 $101 $1,217 Bluefire 25 December 11, 2023 Killeen, TX 76549
Speeding over 15 $111 $1,333 Aspen 53 July 29, 2024 Killeen, TX 76541
Speeding over 15 $119 $1,427 Aspen 32 March 4, 2024 Killeen, TX 76541
Last Updated May 8, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.