Jerry has helped customers find affordable coverage in the state capital of Alabama since 2019. Check out some key numbers from the past six months:
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Jerry has helped 360 drivers to compare 16 insurance providers.
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Majority of quotes range from $112 to $286 per month.
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On average, Jerry users who switched to a lower quote saved $41 to $161 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Montgomery insurance with Jerry.
How Jerry finds car insurance savings for Montgomery drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry has found more affordable coverage by comparing up to 16 insurers in just minutes. Here’s a look at real quotes Jerry customers in Montgomery found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Alabama
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Drivers in Montgomery can often find real savings by comparing quotes from different insurers. That’s because insurers price driver profiles differently and often charge different amounts for the same coverage. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Stack discounts to cut your premium
Drivers in Montgomery can lower their premiums by taking advantage of discounts for being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for the discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: You may not have activated all of your available discounts. Use Jerry’s app to find out which discounts you qualify for.
Jerry Agent Tip 3: Choose the right mix of cost and coverage
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement. Here are the options Montgomery drivers can choose from to find the right combination of price and protection:
Minimum
$62 – $124/mo
Liability coverage to meet Alabama’s 25/50/25 requirements and keep costs down, but no protection for your car.
Full
$139 – $282/mo
Adds collision and comprehensive coverage for your own vehicle, and may be required for financed or leased cars.
Standard
$182 – $348/mo
Includes uninsured motorist and MedPay coverage; especially useful since about 1 in 5 Alabama drivers are uninsured.
Preferred
$224 – $434/mo
Higher liability, lower deductibles and extras like towing and rental reimbursement for full protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving brings risks, from collisions to repairs, and the right coverage and smart discounts can keep costs under control. When you compare quotes and stack the discounts available to you, you can cut your premium without cutting coverage. Jerry helps Montgomery drivers do exactly that by finding lower prices and the protection that fits their needs.
Get Montgomery quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
