The extreme Arizona heat can cause stress on your vehicle, and hazards like wildlife encounters, heavy reliance on freeways, and a monsoon season give you plenty of reasons to ensure you have quality car insurance as a Mesa driver. While the city doesn’t usually see the heavy traffic common in larger cities like Phoenix, it still has congestion hotspots like U.S. 60 and Loop 202.

To help drivers in Mesa shop for auto insurance confidently, we’ve collected real policy quotes from local Jerry customers. Compare rates among different age groups, driving records and coverage preferences.

More: Best car insurance in Arizona

Cheapest minimum coverage insurance in Mesa

Arizona requires drivers to have these minimum coverages:

• $25,000 for bodily injury per person in an accident.
• $50,000 for bodily injury to two or more people in an accident.
• $15,000 for damage to other peoples’ property.

Here are the cheapest car insurance quotes that Jerry customers in Mesa have received for minimum coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

More: Cheapest car insurance in Arizona

Cheapest full coverage insurance in Mesa

You might need full coverage for your own peace of mind or because you’re required to have it by a lender, for example. Full coverage pays for repairs after an accident, regardless of who is at fault, and protects you if your car is damaged in extreme weather or an animal collision, or if it’s stolen.

These are the cheapest full coverage quotes in Mesa, based on data from real Jerry customers.

More: Best car insurance companies

Cheapest car insurance for young drivers in Mesa (18-29 years old)

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Mesa (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

These are quotes for older drivers in Mesa have received via Jerry.

More: Best car insurance for seniors

Cheapest car insurance for drivers with clean record in Mesa

A clean driving record can help you get an affordable rate. Here are the cheapest quotes for drivers with spotless records that Mesa drivers have received via Jerry.

Cheapest car insurance for drivers with low credit scores in Mesa

Having a low credit score often means you'll be quoted a higher insurance rate, but it's wise to shop around and see which insurer gives you the best offer.

Here are real quotes to Jerry's customers in Mesa with credit scores below 550.

Cheapest car insurance for drivers with at-fault accidents in Mesa

More: What is an at-fault accident?

Cheapest car insurance for drivers with speeding tickets in Mesa

Cheapest car insurance for drivers with DUIs in Mesa

More: DWI vs. DUI: What’s the difference?

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS

Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

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