Updated December 15, 2025

4 Best Tips For Buying Cheap Car Insurance in Colorado Springs, CA

Colorado cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Colorado Springs, CA

Jerry has helped customers find affordable coverage in Colorado since 2019. In Colorado Springs, here are some key numbers from the past six months:

  • Jerry has helped 1,217 drivers to compare 12 insurance providers.

  • Majority of quotes range from $115 to $331 per month.

  • On average, Jerry users who switched to a lower quote saved $47 to $180 per month.

If you want to see what you could save, Jerry can help you check your options in minutes.

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How Jerry finds car insurance savings for Colorado Springs drivers

If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Colorado Springs drivers find more affordable coverage by comparing up to 12 insurers in just minutes. Here’s a look at real quotes Jerry customers in Colorado Springs found when they shopped around.

Recent quotes

Last Updated Dec. 16, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.


Learn more: Best car insurance in Colorado


If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.

Jerry Agent Tip 1: Compare quotes to find the lowest price

Drivers in Colorado Springs can often find real savings by comparing quotes from different insurers. Insurers price driver profiles differently and that’s why quotes vary for the same coverage. Here are some recent examples:

Recent customer quotes

Last Updated Dec. 16, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.

Jerry Agent Tip 2: Stack discounts to cut your premium

Drivers in Colorado Springs can save by taking advantage of discounts for safe driving, bundling home and auto coverage or getting a quote early. These savings can add up quickly and make your policy more affordable without cutting back on coverage. 

The Jerry app automatically finds and applies the discounts you qualify for, so you don’t leave savings behind.

Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.

Jerry Agent Tip 3: Review coverage to maximize savings and protection

Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident. 

Here are the coverage options Colorado Springs drivers can choose from to find the balance that works best:

Minimum

$72$128/mo

Meets Colorado’s liability requirements but doesn’t protect your own car.

Full

$157$308/mo

Adds collision and comprehensive, often required if you lease or finance.

Standard

$249$447/mo

Includes UM/UIM and medical payments, valuable in a state with rising injury claim costs.

Preferred

$268$485/mo

Top protection with higher limits, lower deductibles and extras like towing or rental reimbursement.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.

  • Coverage definitions
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Jerry Agent Tip 4: Pick the right deductible

Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers chose in the past year:

To find the ideal deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.

Drive with confidence

Driving brings risks, from collisions to repairs, and the right coverage and smart discounts can keep costs under control. When you compare quotes and stack the discounts available to you, you can cut your premium without cutting coverage. Jerry helps Colorado Springs drivers do exactly that by finding lower prices and the protection that fits their needs.

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Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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