Colorado Springs residents are prepared for the sudden snow storms, black ice and high winds that can make driving a challenge. Toss in some I-25 congestion, steep grades and a fair amount of tourist traffic and you have a lot of reasons to make sure your car and finances are protected with proper insurance coverage.
We’ve rounded up quotes from Jerry customers in Colorado Springs to help you better understand how various factors like age, driving history and coverage needs affect your premium as you shop for quality insurance you can afford.
Cheapest minimum coverage insurance in Colorado Springs
In Colorado, the minimum auto insurance requirements are:
- Bodily injury liability coverage of $25,000 per person and $50,000 per accident.
- Property damage liability coverage of $15,000 per accident.
Here are the cheapest insurance rates for minimum coverage in Colorado Springs.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $32 | $387 | Progressive | 33 | January 22, 2025 | Colorado Springs, CO | 80903 |
| $33 | $401 | Progressive | 36 | January 29, 2025 | Colorado Springs, CO | 80907 |
| $36 | $437 | Mendota | 65 | July 8, 2024 | Colorado Springs, CO | 80917 |
| $37 | $441 | Dairyland | 62 | May 26, 2025 | Colorado Springs, CO | 80929 |
| $39 | $465 | Progressive | 35 | June 22, 2025 | Colorado Springs, CO | 80916 |
| $39 | $467 | Progressive | 46 | January 8, 2025 | Colorado Springs, CO | 80925 |
| $40 | $485 | Progressive | 28 | December 7, 2024 | Colorado Springs, CO | 80919 |
| $43 | $519 | Progressive | 32 | November 9, 2024 | Colorado Springs, CO | 80907 |
| $45 | $537 | The General | 49 | October 23, 2024 | Colorado Springs, CO | 80917 |
| $45 | $541 | Progressive | 35 | October 21, 2024 | Colorado Springs, CO | 80911 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Colorado Springs
Full coverage consists of collision and comprehensive insurances, which can protect you from damage to your car in case of an accident, regardless of who’s at fault, or mishaps such as wildlife- or weather-related incidents.
Here are some of the cheapest full coverage quotes from real Jerry customers.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $60 | $723 | Progressive | 68 | May 1, 2024 | Colorado Springs, CO | 80906 |
| $66 | $787 | Bristol West | 37 | June 18, 2025 | Colorado Springs, CO | 80904 |
| $66 | $791 | Progressive | 35 | June 15, 2024 | Colorado Springs, CO | 80921 |
| $69 | $829 | Progressive | 53 | February 15, 2025 | Colorado Springs, CO | 80910 |
| $73 | $877 | Progressive | 45 | June 21, 2025 | Colorado Springs, CO | 80919 |
| $74 | $885 | The General | 54 | June 26, 2025 | Colorado Springs, CO | 80911 |
| $76 | $907 | Bristol West | 33 | June 19, 2025 | Colorado Springs, CO | 80916 |
| $77 | $927 | Progressive | 41 | March 27, 2025 | Colorado Springs, CO | 80906 |
| $78 | $935 | Progressive | 43 | June 27, 2024 | Colorado Springs, CO | 80917 |
| $80 | $957 | Progressive | 56 | June 3, 2025 | Colorado Springs, CO | 80907 |
Cheapest car insurance for young drivers in Colorado Springs (18-29 years old)
Young drivers often receive high rates because insurers believe they are riskier than older drivers, but that doesn’t mean you have to put off your dreams of hitting the open road.
Here are the cheapest quotes that young Colorado Springs Jerry customers have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $40 | $485 | Progressive | 28 | No | December 7, 2024 | Colorado Springs, CO | 80919 |
| $47 | $565 | Progressive | 25 | No | January 17, 2025 | Colorado Springs, CO | 80919 |
| $47 | $569 | Progressive | 25 | No | May 15, 2025 | Colorado Springs, CO | 80916 |
| $51 | $615 | Progressive | 26 | No | October 14, 2024 | Colorado Springs, CO | 80905 |
| $52 | $620 | Mendota | 27 | No | June 28, 2025 | Colorado Springs, CO | 80916 |
Cheapest car insurance for mature drivers in Colorado Springs (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $32 | $387 | Progressive | 33 | No | January 22, 2025 | Colorado Springs, CO | 80903 |
| $33 | $401 | Progressive | 36 | No | January 29, 2025 | Colorado Springs, CO | 80907 |
| $39 | $465 | Progressive | 35 | No | June 22, 2025 | Colorado Springs, CO | 80916 |
| $39 | $467 | Progressive | 46 | No | January 8, 2025 | Colorado Springs, CO | 80925 |
| $43 | $519 | Progressive | 32 | No | November 9, 2024 | Colorado Springs, CO | 80907 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $36 | $437 | Mendota | 65 | No | July 8, 2024 | Colorado Springs, CO | 80917 |
| $37 | $441 | Dairyland | 62 | No | May 26, 2025 | Colorado Springs, CO | 80929 |
| $38 | $457 | Bristol West | 63 | No | February 18, 2025 | Colorado Springs, CO | 80923 |
| $52 | $629 | Progressive | 63 | No | June 19, 2024 | Colorado Springs, CO | 80904 |
| $53 | $631 | Bristol West | 63 | No | November 30, 2024 | Colorado Springs, CO | 80910 |
Cheapest car insurance for drivers with clean records in Colorado Springs
Drivers with no claims or violations typically have a better chance of getting low premiums. These are some of the cheapest quotes that Jerry customers with a clean record in Colorado Springs have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $33 | $401 | Progressive | 36 | January 29, 2025 | No | Colorado Springs, CO | 80907 |
| $36 | $437 | Mendota | 65 | July 8, 2024 | No | Colorado Springs, CO | 80917 |
| $37 | $441 | Dairyland | 62 | May 26, 2025 | No | Colorado Springs, CO | 80929 |
| $38 | $457 | Bristol West | 63 | February 18, 2025 | No | Colorado Springs, CO | 80923 |
| $39 | $465 | Progressive | 35 | June 22, 2025 | No | Colorado Springs, CO | 80916 |
| $39 | $467 | Progressive | 46 | January 8, 2025 | No | Colorado Springs, CO | 80925 |
| $40 | $485 | Progressive | 28 | December 7, 2024 | No | Colorado Springs, CO | 80919 |
| $43 | $519 | Progressive | 32 | November 9, 2024 | No | Colorado Springs, CO | 80907 |
| $45 | $537 | The General | 49 | October 23, 2024 | No | Colorado Springs, CO | 80917 |
| $47 | $565 | Progressive | 25 | January 17, 2025 | No | Colorado Springs, CO | 80919 |
Cheapest car insurance for drivers with low credit scores in Colorado Springs
A credit score below 550 could cause insurers to charge higher premiums, meaning you may have to do more comparison shopping to find a low rate. Here are some examples of the cheapest car insurance rates Jerry customers with a low credit score in Colorado Springs were quoted.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $56 | $671 | The General | 46 | June 14, 2025 | Colorado Springs, CO | 80922 |
| <550 | $59 | $707 | The General | 52 | May 14, 2024 | Colorado Springs, CO | 80906 |
| <550 | $68 | $810 | Mendota | 50 | June 28, 2025 | Colorado Springs, CO | 80910 |
| <550 | $74 | $883 | Progressive | 74 | February 3, 2024 | Colorado Springs, CO | 80918 |
| <550 | $76 | $907 | Bristol West | 33 | June 19, 2025 | Colorado Springs, CO | 80916 |
| <550 | $77 | $929 | Progressive | 46 | July 4, 2025 | Colorado Springs, CO | 80909 |
| <550 | $85 | $1,024 | Dairyland | 51 | June 13, 2025 | Colorado Springs, CO | 80910 |
| <550 | $86 | $1,026 | Progressive | 46 | February 28, 2025 | Colorado Springs, CO | 80923 |
| <550 | $88 | $1,056 | Mendota | 25 | April 24, 2025 | Colorado Springs, CO | 80917 |
| <550 | $89 | $1,067 | Progressive | 34 | January 10, 2025 | Colorado Springs, CO | 80911 |
Cheapest car insurance for drivers with at-fault accidents in Colorado Springs
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $45 | $541 | Progressive | 35 | No | October 21, 2024 | Colorado Springs, CO | 80911 |
| At Fault With No Injury | $53 | $631 | Bristol West | 63 | No | November 30, 2024 | Colorado Springs, CO | 80910 |
| At Fault With No Injury | $54 | $647 | The General | 48 | No | April 15, 2025 | Colorado Springs, CO | 80922 |
| At Fault With No Injury | $62 | $743 | Progressive | 25 | No | May 9, 2025 | Colorado Springs, CO | 80906 |
| At Fault With No Injury | $62 | $745 | Progressive | 53 | No | May 13, 2025 | Colorado Springs, CO | 80916 |
Cheapest car insurance for drivers with speeding tickets in Colorado Springs
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $72 | $863 | Progressive | 27 | June 26, 2025 | Colorado Springs, CO | 80916 |
| Speeding under 15 | $80 | $959 | Progressive | 35 | October 20, 2024 | Colorado Springs, CO | 80906 |
| Speeding under 15 | $93 | $1,115 | Bristol West | 29 | June 12, 2025 | Colorado Springs, CO | 80916 |
| Speeding under 15 | $104 | $1,243 | Progressive | 44 | September 14, 2024 | Colorado Springs, CO | 80908 |
| Speeding under 15 | $105 | $1,261 | Progressive | 28 | December 31, 2024 | Colorado Springs, CO | 80910 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
