Cheap Car Insurance in Colorado Springs

Written by Xuyun Zeng and 1 other
Updated Jan 7, 2025
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Cheap Car Insurance in Colorado Springs

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Colorado Springs residents are prepared for the sudden snow storms, black ice and high winds that can make driving a challenge. Toss in some I-25 congestion, steep grades and a fair amount of tourist traffic and you have a lot of reasons to make sure your car and finances are protected with proper insurance coverage. 

We’ve rounded up quotes from Jerry customers in Colorado Springs to help you better understand how various factors like age, driving history and coverage needs affect your premium as you shop for quality insurance you can afford.

Cheapest minimum coverage insurance in Colorado Springs

In Colorado, the minimum auto insurance requirements are:

  • Bodily injury liability coverage of $25,000 per person and $50,000 per accident.
  • Property damage liability coverage of $15,000 per accident.

Here are the cheapest insurance rates for minimum coverage in Colorado Springs.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$36 $437 Mendota 65 July 8, 2024 Colorado Springs, CO 80917
$39 $467 Progressive 46 January 8, 2025 Colorado Springs, CO 80925
$40 $485 Progressive 28 December 7, 2024 Colorado Springs, CO 80919
$43 $519 Progressive 32 November 9, 2024 Colorado Springs, CO 80907
$45 $537 The General 49 October 23, 2024 Colorado Springs, CO 80917
$52 $628 Mendota 54 April 27, 2025 Colorado Springs, CO 80904
$54 $643 Progressive 68 November 28, 2024 Colorado Springs, CO 80916
$54 $643 Bristol West 50 January 9, 2024 Colorado Springs, CO 80919
$54 $651 Progressive 31 October 3, 2024 Colorado Springs, CO 80920
$55 $661 Bristol West 28 April 14, 2025 Colorado Springs, CO 80904
Last Updated May 24, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Colorado Springs

Full coverage consists of collision and comprehensive insurances, which can protect you from damage to your car in case of an accident, regardless of who’s at fault, or mishaps such as wildlife- or weather-related incidents.

Here are some of the cheapest full coverage quotes from real Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$55 $661 Bristol West 28 April 14, 2025 Colorado Springs, CO 80904
$59 $707 Progressive 43 April 5, 2025 Colorado Springs, CO 80923
$60 $723 Progressive 68 May 1, 2024 Colorado Springs, CO 80906
$62 $743 Progressive 25 May 9, 2025 Colorado Springs, CO 80906
$69 $829 Progressive 53 February 15, 2025 Colorado Springs, CO 80910
$99 $1,193 Progressive 36 March 13, 2025 Colorado Springs, CO 80927
$101 $1,213 Mendota 49 September 12, 2024 Colorado Springs, CO 80906
$102 $1,221 Progressive 27 December 3, 2024 Colorado Springs, CO 80919
$102 $1,229 Progressive 37 February 3, 2025 Colorado Springs, CO 80909
$104 $1,253 The General 37 May 6, 2024 Colorado Springs, CO 80915
Last Updated May 24, 2025

Cheapest car insurance for young drivers in Colorado Springs (18-29 years old)

Young drivers often receive high rates because insurers believe they are riskier than older drivers, but that doesn’t mean you have to put off your dreams of hitting the open road.

Here are the cheapest quotes that young Colorado Springs Jerry customers have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$40 $485 Progressive 28 No December 7, 2024 Colorado Springs, CO 80919
$55 $661 Bristol West 28 Yes April 14, 2025 Colorado Springs, CO 80904
$59 $711 Progressive 26 No January 30, 2024 Colorado Springs, CO 80921
$62 $743 Progressive 25 Yes May 9, 2025 Colorado Springs, CO 80906
$63 $755 Progressive 24 No April 26, 2025 Colorado Springs, CO 80911
Last Updated May 24, 2025

Cheapest car insurance for mature drivers in Colorado Springs (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$39 $467 Progressive 46 No January 8, 2025 Colorado Springs, CO 80925
$43 $519 Progressive 32 No November 9, 2024 Colorado Springs, CO 80907
$45 $537 The General 49 No October 23, 2024 Colorado Springs, CO 80917
$52 $628 Mendota 54 No April 27, 2025 Colorado Springs, CO 80904
$54 $643 Bristol West 50 No January 9, 2024 Colorado Springs, CO 80919
Last Updated May 24, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$36 $437 Mendota 65 No July 8, 2024 Colorado Springs, CO 80917
$38 $457 Bristol West 63 No February 18, 2025 Colorado Springs, CO 80923
$54 $643 Progressive 68 No November 28, 2024 Colorado Springs, CO 80916
$57 $679 Progressive 56 No April 23, 2025 Colorado Springs, CO 80917
$60 $723 Progressive 68 Yes May 1, 2024 Colorado Springs, CO 80906
Last Updated May 24, 2025

Cheapest car insurance for drivers with clean records in Colorado Springs

Drivers with no claims or violations typically have a better chance of getting low premiums. These are some of the cheapest quotes that Jerry customers with a clean record in Colorado Springs have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$36 $437 Mendota 65 July 8, 2024 No Colorado Springs, CO 80917
$38 $457 Bristol West 63 February 18, 2025 No Colorado Springs, CO 80923
$39 $467 Progressive 46 January 8, 2025 No Colorado Springs, CO 80925
$40 $485 Progressive 28 December 7, 2024 No Colorado Springs, CO 80919
$43 $519 Progressive 32 November 9, 2024 No Colorado Springs, CO 80907
$45 $537 The General 49 October 23, 2024 No Colorado Springs, CO 80917
$52 $628 Mendota 54 April 27, 2025 No Colorado Springs, CO 80904
$54 $643 Progressive 68 November 28, 2024 No Colorado Springs, CO 80916
$54 $651 Progressive 31 October 3, 2024 No Colorado Springs, CO 80920
$57 $679 Progressive 56 April 23, 2025 No Colorado Springs, CO 80917
Last Updated May 24, 2025

Cheapest car insurance for drivers with low credit scores in Colorado Springs

A credit score below 550 could cause insurers to charge higher premiums, meaning you may have to do more comparison shopping to find a low rate. Here are some examples of the cheapest car insurance rates Jerry customers with a low credit score in Colorado Springs were quoted.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $59 $707 The General 52 May 14, 2024 Colorado Springs, CO 80906
<550 $74 $883 Progressive 74 February 3, 2024 Colorado Springs, CO 80918
<550 $74 $887 The General 34 August 26, 2024 Colorado Springs, CO 80903
<550 $85 $1,019 The General 35 December 7, 2024 Colorado Springs, CO 80918
<550 $89 $1,067 Progressive 34 January 10, 2025 Colorado Springs, CO 80911
<550 $90 $1,079 Bristol West 29 March 26, 2025 Colorado Springs, CO 80911
<550 $92 $1,099 Progressive 26 March 25, 2025 Colorado Springs, CO 80916
<550 $97 $1,167 Trexis 33 October 21, 2024 Colorado Springs, CO 80903
<550 $104 $1,253 The General 37 May 6, 2024 Colorado Springs, CO 80915
<550 $105 $1,257 The General 40 December 20, 2023 Colorado Springs, CO 80909
Last Updated May 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Colorado Springs

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $61 $733 The General 35 No October 21, 2024 Colorado Springs, CO 80911
At Fault With No Injury $62 $743 Progressive 25 Yes May 9, 2025 Colorado Springs, CO 80906
At Fault With No Injury $72 $859 Mendota 37 No September 3, 2024 Colorado Springs, CO 80905
At Fault With No Injury $79 $953 Progressive 48 No November 16, 2024 Colorado Springs, CO 80919
At Fault With No Injury $85 $1,019 The General 35 No December 7, 2024 Colorado Springs, CO 80918
Last Updated May 24, 2025

Cheapest car insurance for drivers with speeding tickets in Colorado Springs

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $92 $1,105 Mendota 52 August 2, 2024 Colorado Springs, CO 80922
Speeding under 15 $137 $1,639 Trexis 41 June 3, 2024 Colorado Springs, CO 80917
Speeding under 15 $143 $1,711 Progressive 40 January 26, 2025 Colorado Springs, CO 80910
Speeding under 15 $145 $1,737 Progressive 29 January 4, 2024 Colorado Springs, CO 80916
Speeding under 15 $147 $1,769 Progressive 23 March 15, 2025 Colorado Springs, CO 80907
Last Updated May 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.