Tallahassee is a pretty place to take a spin, with its rolling hills, canopy roads and live oak trees. Whether you’re on your way to a Noles game, taking a class at FAMU, or cruising up to the Capitol, the right car insurance policy can give you peace-of-mind as you navigate Tallahassee.
We’ve gathered data from Jerry customers in Tallahassee to show how factors like your location, age, driving history and coverage needs can lower or raise your car insurance rate
More: Best car insurance in Florida
Cheapest minimum coverage insurance in Tallahassee
Here are the cheapest minimum coverage quotes that drivers in Tallahassee have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $35 | $425 | 25 | 05/07/25 | 32301 | ||
| $40 | $476 | 40 | 06/20/25 | 32304 | ||
| $42 | $498 | 41 | 06/21/25 | 32304 | ||
| $43 | $510 | 43 | 10/12/25 | 32308 | ||
| $45 | $542 | 47 | 10/22/25 | 32301 | ||
| $48 | $570 | 29 | 09/06/25 | 32303 | ||
| $48 | $574 | 42 | 06/20/25 | 32308 | ||
| $49 | $590 | 40 | 06/17/25 | 32310 | ||
| $51 | $612 | 26 | 08/29/25 | 32304 | ||
| $53 | $632 | 38 | 09/05/25 | 32305 |
Florida requires drivers to carry these minimum coverage levels:
- $10,000 in personal injury protection (PIP) coverage.
- $10,000 in property damage liability coverage.
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Florida
Cheapest full coverage insurance in Tallahassee
Full coverage protects your car if it’s damaged by collisions, fire, vandalism, theft or weather-related incidents. Here are the cheapest full coverage quotes that drivers in Tallahassee have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $73 | $878 | 22 | 09/18/25 | 32301 | ||
| $74 | $882 | 47 | 10/22/25 | 32301 | ||
| $74 | $886 | 45 | 09/10/25 | 32304 | ||
| $78 | $940 | 31 | 07/02/25 | 32304 | ||
| $79 | $942 | 45 | 06/25/25 | 32305 | ||
| $81 | $970 | 22 | 09/02/25 | 32304 | ||
| $85 | $1,022 | 28 | 10/04/25 | 32304 | ||
| $87 | $1,038 | 55 | 09/04/25 | 32304 | ||
| $90 | $1,074 | 60 | 10/13/25 | 32304 | ||
| $92 | $1,098 | 42 | 06/21/25 | 32304 |
More: Best car insurance companies
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Tallahassee (18-29 years old)
Young drivers typically pay more for auto insurance because they lack driving experience, which insurers view as risky. These are the cheapest quotes in Tallahassee that drivers between 18 and 29 years old have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $45 | $536 | 29 | No | 08/19/25 | 32304 | ||
| $49 | $590 | 29 | No | 09/13/25 | 32317 | ||
| $62 | $738 | 29 | No | 06/30/25 | 32311 | ||
| $65 | $776 | 26 | No | 11/05/25 | 32304 | ||
| $65 | $782 | 22 | No | 08/17/25 | 32304 | ||
| $81 | $970 | 22 | 09/02/25 | 32304 | |||
| $85 | $1,022 | 28 | 10/04/25 | 32304 | |||
| $87 | $1,038 | 55 | 09/04/25 | 32304 | |||
| $90 | $1,074 | 60 | 10/13/25 | 32304 | |||
| $92 | $1,098 | 42 | 06/21/25 | 32304 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Tallahassee (30-54 years old)
Drivers who are 30 to 54 years old are likely to be quoted lower rates than younger drivers, but it’s still wise to go shopping for auto insurance to ensure you are getting the lowest price possible. Here are the cheapest quotes for mature drivers in Tallahassee.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $32 | $380 | 54 | No | 08/04/25 | 32312 | ||
| $47 | $562 | 41 | No | 08/08/25 | 32308 | ||
| $50 | $598 | 37 | No | 06/16/25 | 32310 | ||
| $50 | $600 | 30 | No | 11/01/25 | 32303 | ||
| $50 | $602 | 48 | No | 08/03/25 | 32305 | ||
| $81 | $970 | 22 | 09/02/25 | 32304 | |||
| $85 | $1,022 | 28 | 10/04/25 | 32304 | |||
| $87 | $1,038 | 55 | 09/04/25 | 32304 | |||
| $90 | $1,074 | 60 | 10/13/25 | 32304 | |||
| $92 | $1,098 | 42 | 06/21/25 | 32304 |
Cheapest car insurance for older drivers in Tallahassee (55+ years old)
Drivers who are 55 and older typically pay the lowest premiums for auto insurance, though rates start ticking upwards around 70 years old. Here are the cheapest quotes that seniors in Tallahassee have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $39 | $470 | 63 | 09/29/25 | 32304 | No | ||
| $48 | $572 | 57 | 10/14/25 | 32311 | No | ||
| $53 | $638 | 69 | 08/20/25 | 32312 | No | ||
| $59 | $712 | 58 | 07/29/25 | 32304 | No | ||
| $62 | $744 | 65 | 07/21/25 | 32303 | No | ||
| $81 | $970 | 22 | 09/02/25 | 32304 | |||
| $85 | $1,022 | 28 | 10/04/25 | 32304 | |||
| $87 | $1,038 | 55 | 09/04/25 | 32304 | |||
| $90 | $1,074 | 60 | 10/13/25 | 32304 | |||
| $92 | $1,098 | 42 | 06/21/25 | 32304 |
Cheapest car insurance for drivers with clean records in Tallahassee
If you have no accidents, violations or claims, you’ll likely receive the lowest price for auto insurance. Here are the cheapest quotes that drivers in Tallahassee with clean records have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $35 | $425 | 25 | 05/07/25 | No | 32301 | ||
| $40 | $476 | 40 | 06/20/25 | No | 32304 | ||
| $42 | $498 | 41 | 06/21/25 | No | 32304 | ||
| $43 | $510 | 43 | 10/12/25 | No | 32308 | ||
| $45 | $542 | 47 | 10/22/25 | No | 32301 | ||
| $48 | $570 | 29 | 09/06/25 | No | 32303 | ||
| $48 | $574 | 42 | 06/20/25 | No | 32308 | ||
| $51 | $612 | 26 | 08/29/25 | No | 32304 | ||
| $53 | $632 | 38 | 09/05/25 | No | 32305 | ||
| $54 | $642 | 38 | 06/17/25 | Yes | 32309 |
Cheapest car insurance for drivers with low credit scores in Tallahassee
Florida allows insurers to use credit scores to determine drivers’ premiums, and a lower credit score may cause your quote to be more expensive. Since every insurer weighs credit scores differently, rate shopping can help you get the cheapest policy.
Here are the cheapest quotes for drivers in Tallahassee with credit scores under 550, according to Jerry’s data.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $65 | $780 | 25 | 06/14/25 | 32303 | ||
| <550 | $92 | $1,108 | 28 | 09/08/25 | 32310 | ||
| <550 | $100 | $1,196 | 38 | 03/06/25 | 32303 | ||
| <550 | $103 | $1,232 | 54 | 03/26/25 | 32301 | ||
| <550 | $103 | $1,238 | 32 | 07/07/25 | 32303 | ||
| $48 | $570 | 29 | 32303 | ||||
| $48 | $574 | 42 | 32308 | ||||
| $51 | $612 | 26 | 32304 | ||||
| $53 | $632 | 38 | 32305 | ||||
| $54 | $642 | 38 | 32309 |
Cheapest car insurance for drivers with at-fault accidents in Tallahassee
Drivers with at-fault accidents on their records are likely to pay higher premiums. If you’ve recently been in an accident, compare quotes from multiple companies to find the lowest rate. Below are the cheapest quotes for drivers in Tallahassee with an at-fault accident on their records, based on Jerry’s data.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $47 | $568 | 53 | No | 08/01/25 | 32301 | ||
| At Fault With Injury | $63 | $753 | 32 | No | 09/05/25 | 32301 | ||
| At Fault With No Injury | $72 | $859 | 29 | No | 11/27/24 | 32304 | ||
| At Fault With No Injury | $74 | $883 | 25 | No | 06/21/25 | 32303 | ||
| At Fault With No Injury | $89 | $1,070 | 31 | No | 05/14/25 | 32304 | ||
| $48 | $570 | 29 | No | 32303 | ||||
| $48 | $574 | 42 | No | 32308 | ||||
| $51 | $612 | 26 | No | 32304 | ||||
| $53 | $632 | 38 | No | 32305 | ||||
| $54 | $642 | 38 | Yes | 32309 |
Cheapest car insurance for drivers with speeding tickets in Tallahassee
Drivers who have speeding tickets typically see an increase in their premiums. If you’ve recently received a speeding ticket, it’s wise to shop for new coverage before your policy renews to get the best rate. Here are the cheapest quotes that drivers in Tallahassee with speeding tickets have received through Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $52 | $624 | 41 | 06/22/25 | 32303 | ||
| Speeding under 15 | $53 | $632 | 30 | 11/04/25 | 32301 | ||
| Speeding under 15 | $66 | $788 | 35 | 09/05/25 | 32304 | ||
| Speeding under 15 | $68 | $820 | 39 | 10/12/25 | 32308 | ||
| Speeding under 15 | $82 | $984 | 33 | 11/04/25 | 32303 | ||
| $48 | $570 | 29 | 09/06/25 | 32303 | |||
| $48 | $574 | 42 | 06/20/25 | 32308 | |||
| $51 | $612 | 26 | 08/29/25 | 32304 | |||
| $53 | $632 | 38 | 09/05/25 | 32305 | |||
| $54 | $642 | 38 | 06/17/25 | 32309 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
