Indiana Car Insurance Resources
Indiana minimum car insurance requirements
Indiana requires drivers to carry these minimum levels of liability car insurance and uninsured motorist coverage (UM), unless UM is rejected in writing:
- $25,000 in bodily injury liability per person injured in an accident.
- $50,000 for two or more people injured in one accident.
- $25,000 for damage to other peoples’ property.
New policies also include uninsured and underinsured motorist coverage, but drivers can reject this in writing. These are the minimum limits:
- $25,000 for uninsured motorist bodily injury coverage to one person, and $50,000 to two or more people in an accident
- $25,000 towards property damage
- $50,000 for underinsured motorist bodily injury coverage.
More: Cheap car insurance
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in Indiana
|
Monthly Quote
|
Insurance Company
|
Date of Policy
|
City
|
|---|---|---|---|
| $32 | Progressive | July 14, 2025 | Frankfort |
| $32 | Progressive | July 8, 2025 | Fort Wayne |
| $34 | Trexis | June 22, 2025 | Lafayette |
| $35 | Assurance America | June 28, 2025 | Elkhart |
| $35 | Progressive | June 29, 2025 | Ladoga |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
