Maine Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Maine.
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Maine Car Insurance Resources
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Maine minimum car insurance requirements

Maine requires drivers to carry these minimum levels of coverage:

  • $50,000 in bodily injury liability per person.
  • $100,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $50,000 in uninsured/underinsured motorist coverage per person.
  • $100,000 in uninsured/underinsured motorist coverage per accident.
  • $2,000 in medical payments coverage, or MedPay.

Drivers may purchase a combined single limit of $125,000 to satisfy Maine’s bodily injury and property damage liability requirements.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Maine

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive June 3, 2025 Biddeford
$57 Bristol West May 14, 2025 Rumford
$64 Bristol West May 20, 2025 Sanford
$76 Progressive May 26, 2025 Hudson
$78 Progressive June 8, 2025 Falmouth
Last Updated Jun 13, 2025
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