Updated December 15, 2025

4 Best Tips For Buying Cheap Car Insurance in Flint, MI

Michigan cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Flint, MI

Jerry has helped customers find affordable coverage in Michigan since 2019. In Flint, here are some key numbers from the past six months:

  • Jerry has helped 537 drivers to compare 6 insurance providers.

  • Majority of quotes range from $148 to $307 per month.

  • On average, Jerry users who switched to a lower quote saved $44 to $163 per month.

If you want an easier way to compare car insurance options, Jerry can help find quotes in just minutes.

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How Jerry finds car insurance savings for Flint drivers

If you’ve noticed your car insurance premium going up, you’re not the only one. That’s why Jerry compares rates from up to 6 insurers in minutes to help drivers find more affordable coverage. Here’s a look at real quotes Jerry customers in Flint found when they shopped around.

Recent quotes

Last Updated Dec. 21, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.


Learn more: Best car insurance in Michigan


If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.

Jerry Agent Tip 1: Compare quotes to find the cheapest rate

Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Flint differently, the same coverage can come with very different price tags.

Here’s how those differences show up for real Jerry customers:

Recent customer quotes

Last Updated Dec. 21, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.

Jerry Agent Tip 2: Lower your premium by stacking discounts

Simple things like being a good drivergetting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.

Key takeaway: You may not have activated all of your available discounts. Use Jerry’s app to find out which discounts you qualify for.

Jerry Agent Tip 3: Balance coverage and cost for smarter protection

Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident. 

Here are the coverage options Flint drivers can choose from to find the balance that works best:

Minimum

$103$159/mo

Meets Michigan’s liability requirements,PPI and your selected PIP level.

Full

$180$302/mo

Adds collision and comprehensive, often required if your car is financed or leased.

Standard

$206$334/mo

Builds on full coverage with higher limits or additional medpay.

Preferred

$237$391/mo

Offers higher liability limits,lower deductibles and valuable add-ons like towing or rental coverage.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.

  • Coverage definitions
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Jerry Agent Tip 4: Pick the right deductible

Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers chose in the past year:

To find the ideal deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.

Drive with confidence

Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for Flint drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.

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Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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