Jerry has helped customers find affordable coverage in South Dakota since 2019. In Sioux Falls, here are some key numbers from the past six months:
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Jerry has helped 193 drivers to compare 8 insurance providers.
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Majority of quotes range from $80 to $219 per month.
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On average, Jerry users who switched to a lower quote saved $41 to $134 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Get Sioux Falls coverage in as little as 2 minutes
How Jerry finds car insurance savings for Sioux Falls drivers
Many Sioux Falls drivers have seen their premiums rise lately, but there are still real savings to be found.
Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Sioux Falls customers who found lower quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in South Dakota
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Apply discounts to maximize your savings
Drivers in Sioux Falls can lower their premiums by taking advantage of discounts like having a safe driving record, getting a quote ahead of time or going paperless. These savings can help you get a lower quote without giving up the coverage you need.
Jerry automatically searches for the discounts you qualify for so you don’t miss a chance to save.
Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.
Jerry Agent Tip 3: Balance coverage and cost
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement.
Here are the options Sioux Falls drivers can choose from to find the right combination of price and protection:
Full
$117 – $248/mo
Adds collision and comprehensive, which may be required if your vehicle is financed or leased.
Standard
$109 – $223/mo
Includes UM/UIM and medical payments, helpful given South Dakota’s higher rural crash severity.
Preferred
$130 – $271/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement mean maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
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Coverage definitions
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Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for Sioux Falls drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.
Get Sioux Falls quotes in as little as 2 minutes
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
