Car Insurance in Virginia

For over 60 years, Virginia motorists could pay a fee to avoid buying auto insurance. That changed in 2025 and now every driver in the state needs to have coverage.
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Car Insurance in Virginia

Virginia car insurance coverage

Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required insurance minimums to:

  • $50,000 for bodily injury or death of one person.
  • $100,000 for bodily injury or death of two people.
  • $25,000 for damage to other people’s property.

Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.

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Recent car insurance quotes received by Jerry customers in Virginia.

Date of Policy
City
Insurance Company
Monthly Quote
May 26, 2025 Portsmouth Bristol West $146
May 25, 2025 Lorton Electric $518
May 25, 2025 Louisa Dairyland $316
May 25, 2025 Midlothian Electric $459
May 25, 2025 Richmond Progressive $210
May 25, 2025 Front Royal Bristol West $140
May 25, 2025 Bealeton Electric $302
May 25, 2025 Roanoke Bristol West $712
May 25, 2025 Manassas Park Electric $177
May 25, 2025 Chesterfield Bristol West $379
Last Updated May 27, 2025
Best Car Insurance Companies in 2025
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Best Car Insurance Companies in 2025
Compare the top car insurance companies of 2025. Get multiple quotes to find the best coverage.
Annie Millerbernd, Apr 18, 2025