Car Insurance in Virginia

For over 60 years, Virginia motorists could pay a fee to avoid buying auto insurance. That changed in 2025 and now every driver in the state needs to have coverage.
Compare Virginia rates with Jerry
Car Insurance in Virginia

Virginia car insurance coverage

Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required car insurance minimums to:

  • $50,000 for bodily injury or death of one person.
  • $100,000 for bodily injury or death of two people.
  • $25,000 for damage to other people’s property.

Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.

When gathering car insurance quotes you’ll need to consider whether you want cheap car insurance or need increased coverage amounts to make the best decision for your finances and vehicle. By getting quotes from multiple places, you’ll be able to better figure out the average cost of car insurance for your profile and compare across various coverage types.

Find affordable car insurance in minutes.

Recent car insurance quotes received by Jerry customers in Virginia.

Date of Quote
City
Insurance Company
Monthly Quote
July 28, 2025 Alexandria Bristol West $1,035
July 28, 2025 Roanoke Bristol West $55
July 28, 2025 Norfolk Trexis $830
July 28, 2025 Alexandria Clearcover $204
July 28, 2025 Henrico Dairyland $134
July 28, 2025 Norfolk Electric $86
July 28, 2025 Norfolk Progressive $248
July 28, 2025 Coeburn National General $265
July 28, 2025 Roanoke Gainsco $178
July 28, 2025 Falls Church Electric $220
Last Updated Jul 30, 2025

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

Average monthly quote:
$–
COMPARE QUOTES
Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
Best Car Insurance Companies in 2025
FEATURED
Best Car Insurance Companies in 2025
Compare the top car insurance companies of 2025. Get multiple quotes to find the best coverage.
Annie Millerbernd, Jun 24, 2025