Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.
To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. This data represents some of the cheapest car insurance offerings in the city and shows how your age, driving record and preferred coverage can impact your rates.
Cheapest minimum coverage insurance in Milwaukee
Wisconsin requires drivers to have a minimum coverage of:
- $25,000 for bodily injury of one person.
- $50,000 for bodily injury of more than one person.
- $10,000 for property damage.
Wisconsin also requires drivers to have uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.
Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$41 | $494 | Progressive | 41 | March 17, 2025 | Milwaukee, WI | 53218 |
$44 | $522 | Progressive | 61 | September 23, 2024 | Milwaukee, WI | 53208 |
$44 | $532 | Progressive | 29 | October 15, 2024 | Milwaukee, WI | 53227 |
$50 | $598 | Progressive | 51 | March 10, 2025 | Milwaukee, WI | 53224 |
$53 | $636 | Progressive | 29 | February 6, 2025 | Milwaukee, WI | 53212 |
$54 | $646 | Bristol West | 42 | November 15, 2024 | Milwaukee, WI | 53215 |
$55 | $660 | Safeco | 54 | March 6, 2025 | Milwaukee, WI | 53208 |
$57 | $686 | Progressive | 43 | April 8, 2025 | Milwaukee, WI | 53214 |
$59 | $706 | Bristol West | 57 | September 24, 2024 | Milwaukee, WI | 53223 |
$60 | $716 | Bristol West | 61 | September 23, 2024 | Milwaukee, WI | 53208 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Milwaukee
Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice, and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision and comprehensive policies.
These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$41 | $494 | Progressive | 41 | March 17, 2025 | Milwaukee, WI | 53218 |
$50 | $598 | Progressive | 51 | March 10, 2025 | Milwaukee, WI | 53224 |
$53 | $636 | Progressive | 29 | February 6, 2025 | Milwaukee, WI | 53212 |
$64 | $762 | National General | 30 | January 12, 2025 | Milwaukee, WI | 53211 |
$64 | $770 | Progressive | 54 | April 27, 2025 | Milwaukee, WI | 53222 |
$67 | $803 | Progressive | 42 | March 14, 2025 | Milwaukee, WI | 53215 |
$69 | $830 | Progressive | 38 | January 25, 2024 | Milwaukee, WI | 53212 |
$70 | $844 | National General | 42 | March 14, 2025 | Milwaukee, WI | 53215 |
$79 | $952 | Progressive | 36 | May 5, 2025 | Milwaukee, WI | 53207 |
$80 | $962 | Progressive | 38 | March 3, 2025 | Milwaukee, WI | 53219 |
Cheapest car insurance for young drivers in Milwaukee (18-29 years old)
Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.
That doesn’t mean you can’t find affordable rates, but it’s smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$44 | $532 | Progressive | 29 | No | October 15, 2024 | Milwaukee, WI | 53227 |
$53 | $636 | Progressive | 29 | No | February 6, 2025 | Milwaukee, WI | 53212 |
$53 | $636 | Progressive | 29 | Yes | February 6, 2025 | Milwaukee, WI | 53212 |
$61 | $736 | Gainsco | 29 | No | October 15, 2024 | Milwaukee, WI | 53227 |
$72 | $866 | National General | 29 | No | October 15, 2024 | Milwaukee, WI | 53227 |
Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$41 | $494 | Progressive | 41 | No | March 17, 2025 | Milwaukee, WI | 53218 |
$41 | $494 | Progressive | 41 | Yes | March 17, 2025 | Milwaukee, WI | 53218 |
$50 | $598 | Progressive | 44 | No | April 11, 2025 | Milwaukee, WI | 53215 |
$50 | $598 | Progressive | 51 | Yes | March 10, 2025 | Milwaukee, WI | 53224 |
$53 | $630 | Progressive | 44 | No | April 10, 2025 | Milwaukee, WI | 53215 |
Cheapest car insurance for older drivers (55+ years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$44 | $522 | Progressive | 61 | No | September 23, 2024 | Milwaukee, WI | 53208 |
$59 | $706 | Bristol West | 57 | No | September 24, 2024 | Milwaukee, WI | 53223 |
$60 | $716 | Bristol West | 61 | No | September 23, 2024 | Milwaukee, WI | 53208 |
$60 | $722 | Gainsco | 68 | No | April 10, 2024 | Milwaukee, WI | 53214 |
$67 | $808 | Progressive | 64 | No | April 23, 2025 | Milwaukee, WI | 53222 |
Cheapest car insurance for drivers with clean records in Milwaukee
Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.
Here are the cheapest quotes that Jerry customers with a clean record have received.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$41 | $494 | Progressive | 41 | March 17, 2025 | No | Milwaukee, WI | 53218 |
$41 | $494 | Progressive | 41 | March 17, 2025 | Yes | Milwaukee, WI | 53218 |
$44 | $522 | Progressive | 61 | September 23, 2024 | No | Milwaukee, WI | 53208 |
$50 | $598 | Progressive | 51 | March 10, 2025 | Yes | Milwaukee, WI | 53224 |
$54 | $650 | Progressive | 54 | January 19, 2025 | No | Milwaukee, WI | 53209 |
$55 | $660 | Safeco | 54 | March 6, 2025 | No | Milwaukee, WI | 53208 |
$56 | $670 | National General | 33 | September 23, 2024 | No | Milwaukee, WI | 53204 |
$60 | $716 | Bristol West | 61 | September 23, 2024 | No | Milwaukee, WI | 53208 |
$60 | $722 | Gainsco | 68 | April 10, 2024 | No | Milwaukee, WI | 53214 |
$64 | $770 | Progressive | 54 | April 27, 2025 | Yes | Milwaukee, WI | 53222 |
Cheapest car insurance for drivers with low credit scores in Milwaukee
A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
<550 | $72 | $866 | Progressive | 52 | May 17, 2024 | Milwaukee, WI | 53221 |
<550 | $72 | $868 | Bristol West | 45 | September 28, 2024 | Milwaukee, WI | 53204 |
<550 | $77 | $920 | Dairyland | 52 | May 17, 2024 | Milwaukee, WI | 53221 |
<550 | $79 | $944 | Bristol West | 48 | March 2, 2025 | Milwaukee, WI | 53225 |
<550 | $83 | $996 | Gainsco | 52 | May 17, 2024 | Milwaukee, WI | 53221 |
Cheapest car insurance for drivers with at-fault accidents in Milwaukee
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $44 | $532 | Progressive | 29 | No | October 15, 2024 | Milwaukee, WI | 53227 |
At Fault With No Injury | $53 | $630 | Bristol West | 54 | No | January 31, 2025 | Milwaukee, WI | 53215 |
At Fault With No Injury | $57 | $686 | Progressive | 43 | No | April 7, 2025 | Milwaukee, WI | 53214 |
At Fault With No Injury | $57 | $686 | Progressive | 43 | No | April 8, 2025 | Milwaukee, WI | 53214 |
At Fault With No Injury | $59 | $706 | Bristol West | 57 | No | September 24, 2024 | Milwaukee, WI | 53223 |
Cheapest car insurance for drivers with speeding tickets in Milwaukee
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
Speeding over 15 | $64 | $762 | National General | 30 | January 12, 2025 | Milwaukee, WI | 53211 |
Speeding over 15 | $79 | $946 | Progressive | 36 | January 27, 2024 | Milwaukee, WI | 53207 |
Speeding over 15 | $91 | $1,088 | Progressive | 41 | April 22, 2025 | Milwaukee, WI | 53217 |
Speeding over 15 | $94 | $1,128 | Progressive | 42 | November 21, 2024 | Milwaukee, WI | 53216 |
Speeding over 15 | $97 | $1,158 | Progressive | 42 | November 28, 2024 | Milwaukee, WI | 53216 |
Cheapest car insurance for drivers with DUIs in Milwaukee
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
DUI | $80 | $954 | Bristol West | 27 | December 30, 2024 | Milwaukee, WI | 53219 |
DUI | $85 | $1,019 | Progressive | 44 | April 11, 2025 | Milwaukee, WI | 53215 |
DUI | $88 | $1,050 | Progressive | 44 | April 10, 2025 | Milwaukee, WI | 53215 |
DUI | $109 | $1,308 | Progressive | 27 | December 30, 2024 | Milwaukee, WI | 53219 |
DUI | $123 | $1,478 | Bristol West | 44 | April 10, 2025 | Milwaukee, WI | 53215 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.