Updated December 21, 2025

4 Best Tips For Buying Cheap Car Insurance in Milwaukee, WI

Wisconsin cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Milwaukee, WI

Jerry has helped customers find affordable coverage in Wisconsin since 2019. In Milwaukee, here are some key numbers from the past six months:

  • Jerry has helped 925 drivers to compare 10 insurance providers.

  • Majority of quotes range from $119 to $315 per month.

  • On average, Jerry users who switched to a lower quote saved $45 to $187 per month.

If you want to see what you could save, Jerry can help you check your options in minutes.

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How Jerry finds car insurance savings for Milwaukee drivers

Rates have increased for many drivers in Milwaukee, but that doesn’t mean you have to overpay. Jerry helps you find competitive coverage, no matter how different your needs and budget are. These are recent quotes that Milwaukee drivers found in the Jerry app.

Recent quotes

Last Updated Dec. 22, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.


Learn more: Best car insurance in Wisconsin


If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.

Jerry Agent Tip 1: Compare quotes to find the cheapest insurer

Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Milwaukee differently, the same coverage can come with very different price tags.

Here’s how those differences show up for real Jerry customers:

Recent customer quotes

Last Updated Dec. 22, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.

Jerry Agent Tip 2: Apply discounts to maximize your savings

Drivers in Milwaukee can save by taking advantage of discounts for safe driving, bundling home and auto coverage or getting a quote early. These savings can add up quickly and make your policy more affordable without cutting back on coverage. 

The Jerry app automatically finds and applies the discounts you qualify for, so you don’t leave savings behind.

Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. The app automatically finds and stacks the savings that apply to you.

Jerry Agent Tip 3: Balance protection and price to find the right coverage

Optimizing your coverage starts with understanding how each level protects you.

Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement

Here are the options Milwaukee drivers can choose from to find the right combination of price and protection:

Minimum

$67$139/mo

Meets state liability requirements but doesn’t protect your own car.

Full

$153$343/mo

Adds collision and comprehensive, often required if you finance or lease.

Standard

$178$377/mo

Builds on full coverage with UM/UIM and medical payments.

Preferred

$199$380/mo

Offers higher liability limits, lower deductibles and extras like towing or rental reimbursement.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.

  • Coverage definitions
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Jerry Agent Tip 4: Pick the right deductible

Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers chose in the past year:

To find the ideal deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.

Drive with confidence

Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for Milwaukee drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.

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Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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