Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.
To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. This data represents some of the cheapest car insurance offerings in the city and shows how your age, driving record and preferred coverage can impact your rates.
More: Best car insurance in Wisconsin
Cheapest minimum coverage insurance in Milwaukee
Wisconsin requires drivers to have a minimum coverage of:
- $25,000 for bodily injury of one person.
- $50,000 for bodily injury of more than one person.
- $10,000 for property damage.
- Uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.
Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $66 | $786 | 29 | 07/09/25 | 53226 | ||
| $73 | $876 | 27 | 08/28/25 | 53222 | ||
| $79 | $942 | 29 | 05/14/25 | 53209 | ||
| $85 | $1,022 | 46 | 08/30/25 | 53210 | ||
| $99 | $1,190 | 41 | 06/21/25 | 53213 | ||
| $104 | $1,246 | 43 | 09/25/25 | 53206 | ||
| $115 | $1,384 | 29 | 10/02/25 | 53221 | ||
| $130 | $1,560 | 50 | 05/17/25 | 53218 | ||
| $134 | $1,612 | 30 | 07/08/25 | 53225 | ||
| $140 | $1,682 | 21 | 09/11/25 | 53221 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Wisconsin
Cheapest full coverage insurance in Milwaukee
Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice, and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision coverage and comprehensive insurance.
These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $73 | $876 | 27 | 08/28/25 | 53222 | ||
| $99 | $1,190 | 41 | 06/21/25 | 53213 | ||
| $134 | $1,612 | 30 | 07/08/25 | 53225 | ||
| $171 | $2,056 | 44 | 10/02/25 | 53217 | ||
| $186 | $2,230 | 37 | 09/18/25 | 53209 | ||
| $246 | $2,952 | 49 | 05/14/25 | 53209 | ||
| $263 | $3,150 | 38 | 06/10/25 | 53225 | ||
| $268 | $3,210 | 61 | 08/04/25 | 53209 | ||
| $321 | $3,850 | 60 | 06/17/25 | 53225 | ||
| $338 | $4,052 | 30 | 09/05/25 | 53218 |
More: Best car insurance companies
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Milwaukee (18-29 years old)
Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.
That doesn't mean you can't find affordable rates, but it's smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $66 | $786 | 29 | No | 07/09/25 | 53226 | ||
| $73 | $876 | 27 | Yes | 08/28/25 | 53222 | ||
| $79 | $942 | 29 | No | 05/14/25 | 53209 | ||
| $115 | $1,384 | 29 | No | 10/02/25 | 53221 | ||
| $140 | $1,682 | 21 | No | 09/11/25 | 53221 | ||
| $246 | $2,952 | 49 | 05/14/25 | 53209 | |||
| $263 | $3,150 | 38 | 06/10/25 | 53225 | |||
| $268 | $3,210 | 61 | 08/04/25 | 53209 | |||
| $321 | $3,850 | 60 | 06/17/25 | 53225 | |||
| $338 | $4,052 | 30 | 09/05/25 | 53218 |
Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $85 | $1,022 | 46 | No | 08/30/25 | 53210 | ||
| $99 | $1,190 | 41 | Yes | 06/21/25 | 53213 | ||
| $104 | $1,246 | 43 | No | 09/25/25 | 53206 | ||
| $130 | $1,560 | 50 | No | 05/17/25 | 53218 | ||
| $134 | $1,612 | 30 | Yes | 07/08/25 | 53225 | ||
| $246 | $2,952 | 49 | 05/14/25 | 53209 | |||
| $263 | $3,150 | 38 | 06/10/25 | 53225 | |||
| $268 | $3,210 | 61 | 08/04/25 | 53209 | |||
| $321 | $3,850 | 60 | 06/17/25 | 53225 | |||
| $338 | $4,052 | 30 | 09/05/25 | 53218 |
Cheapest car insurance for older drivers (55+ years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $268 | $3,210 | 61 | Yes | 08/04/25 | 53209 | ||
| $321 | $3,850 | 60 | Yes | 06/17/25 | 53225 | ||
| $104 | $1,246 | 43 | No | 09/25/25 | 53206 | ||
| $130 | $1,560 | 50 | No | 05/17/25 | 53218 | ||
| $134 | $1,612 | 30 | Yes | 07/08/25 | 53225 | ||
| $246 | $2,952 | 49 | 05/14/25 | 53209 | |||
| $263 | $3,150 | 38 | 06/10/25 | 53225 | |||
| $268 | $3,210 | 61 | 08/04/25 | 53209 | |||
| $321 | $3,850 | 60 | 06/17/25 | 53225 | |||
| $338 | $4,052 | 30 | 09/05/25 | 53218 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Milwaukee
Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.
Here are the cheapest quotes that Jerry customers with a clean record have received.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $20 | $242 | 35 | 05/21/25 | No | 53212 | ||
| $20 | $243 | 33 | 07/29/25 | No | 53202 | ||
| $20 | $243 | 33 | 07/11/25 | No | 53202 | ||
| $20 | $243 | 33 | 07/09/25 | No | 53202 | ||
| $20 | $243 | 33 | 07/18/25 | No | 53202 | ||
| $20 | $244 | 47 | 05/31/25 | No | 53227 | ||
| $21 | $246 | 37 | 06/13/25 | No | 53228 | ||
| $21 | $246 | 29 | 06/02/25 | No | 53227 | ||
| $21 | $248 | 70 | 10/02/25 | No | 53219 | ||
| $21 | $250 | 69 | 08/16/25 | No | 53227 |
Cheapest car insurance for drivers with low credit scores in Milwaukee
A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $50 | $594 | 37 | 06/08/25 | 53220 | ||
| <550 | $81 | $970 | 26 | 11/03/24 | 53205 | ||
| <550 | $96 | $1,146 | 42 | 10/26/24 | 53215 | ||
| <550 | $98 | $1,172 | 43 | 09/25/25 | 53206 | ||
| <550 | $122 | $1,462 | 25 | 10/17/25 | 53211 | ||
| $20 | $244 | 47 | 53227 | ||||
| $21 | $246 | 37 | 53228 | ||||
| $21 | $246 | 29 | 53227 | ||||
| $21 | $248 | 70 | 53219 | ||||
| $21 | $250 | 69 | 53227 |
Cheapest car insurance for drivers with at-fault accidents in Milwaukee
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $50 | $594 | 37 | No | 06/08/25 | 53220 | ||
| At Fault With No Injury | $51 | $614 | 40 | No | 10/17/25 | 53207 | ||
| At Fault With No Injury | $56 | $672 | 34 | No | 01/07/25 | 53227 | ||
| At Fault With No Injury | $68 | $810 | 41 | No | 07/23/25 | 53207 | ||
| At Fault With No Injury | $69 | $824 | 52 | Yes | 10/04/24 | 53204 | ||
| $20 | $244 | 47 | No | 53227 | ||||
| $21 | $246 | 37 | No | 53228 | ||||
| $21 | $246 | 29 | No | 53227 | ||||
| $21 | $248 | 70 | No | 53219 | ||||
| $21 | $250 | 69 | No | 53227 |
More: What is an at-fault accident?
Cheapest car insurance for drivers with speeding tickets in Milwaukee
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $55 | $662 | 40 | 10/07/25 | 53207 | ||
| Speeding over 15 | $80 | $964 | 41 | 07/15/25 | 53207 | ||
| Speeding under 15 | $83 | $992 | 45 | 09/22/25 | 53208 | ||
| Speeding under 15 | $90 | $1,084 | 26 | 10/01/25 | 53218 | ||
| Speeding under 15 | $131 | $1,566 | 35 | 06/16/25 | 53214 | ||
| $20 | $244 | 47 | 05/31/25 | 53227 | |||
| $21 | $246 | 37 | 06/13/25 | 53228 | |||
| $21 | $246 | 29 | 06/02/25 | 53227 | |||
| $21 | $248 | 70 | 10/02/25 | 53219 | |||
| $21 | $250 | 69 | 08/16/25 | 53227 |
Cheapest car insurance for drivers with DUIs in Milwaukee
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $64 | $771 | 63 | 09/22/25 | 53208 | ||
| DUI | $88 | $1,061 | 63 | 09/22/25 | 53208 | ||
| DUI | $90 | $1,079 | 63 | 09/22/25 | 53208 | ||
| DUI | $95 | $1,138 | 44 | 05/12/25 | 53215 | ||
| DUI | $95 | $1,142 | 44 | 05/12/25 | 53215 | ||
| $20 | $244 | 47 | 05/31/25 | 53227 | |||
| $21 | $246 | 37 | 06/13/25 | 53228 | |||
| $21 | $246 | 29 | 06/02/25 | 53227 | |||
| $21 | $248 | 70 | 10/02/25 | 53219 | |||
| $21 | $250 | 69 | 08/16/25 | 53227 |
More: DUI vs DWI: What's the difference?
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
