Cheapest Car Insurance in Milwaukee (2025)

Written by Xuyun Zeng and 1 other
Updated Jan 7, 2025
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Cheapest Car Insurance in Milwaukee (2025)

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Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.

To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. This data represents some of the cheapest car insurance offerings in the city and shows how your age, driving record and preferred coverage can impact your rates.

Cheapest minimum coverage insurance in Milwaukee

Wisconsin requires drivers to have a minimum coverage of:

  • $25,000 for bodily injury of one person.
  • $50,000 for bodily injury of more than one person.
  • $10,000 for property damage.

Wisconsin also requires drivers to have uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.

Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$41 $494 Progressive 41 March 17, 2025 Milwaukee, WI 53218
$44 $522 Progressive 61 September 23, 2024 Milwaukee, WI 53208
$44 $532 Progressive 29 October 15, 2024 Milwaukee, WI 53227
$50 $598 Progressive 51 March 10, 2025 Milwaukee, WI 53224
$53 $636 Progressive 29 February 6, 2025 Milwaukee, WI 53212
$54 $646 Bristol West 42 November 15, 2024 Milwaukee, WI 53215
$55 $660 Safeco 54 March 6, 2025 Milwaukee, WI 53208
$57 $686 Progressive 43 April 8, 2025 Milwaukee, WI 53214
$59 $706 Bristol West 57 September 24, 2024 Milwaukee, WI 53223
$60 $716 Bristol West 61 September 23, 2024 Milwaukee, WI 53208
Last Updated May 7, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Milwaukee

Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice, and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision and comprehensive policies.

These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$41 $494 Progressive 41 March 17, 2025 Milwaukee, WI 53218
$50 $598 Progressive 51 March 10, 2025 Milwaukee, WI 53224
$53 $636 Progressive 29 February 6, 2025 Milwaukee, WI 53212
$64 $762 National General 30 January 12, 2025 Milwaukee, WI 53211
$64 $770 Progressive 54 April 27, 2025 Milwaukee, WI 53222
$67 $803 Progressive 42 March 14, 2025 Milwaukee, WI 53215
$69 $830 Progressive 38 January 25, 2024 Milwaukee, WI 53212
$70 $844 National General 42 March 14, 2025 Milwaukee, WI 53215
$79 $952 Progressive 36 May 5, 2025 Milwaukee, WI 53207
$80 $962 Progressive 38 March 3, 2025 Milwaukee, WI 53219
Last Updated May 7, 2025

Cheapest car insurance for young drivers in Milwaukee (18-29 years old)

Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.

That doesn’t mean you can’t find affordable rates, but it’s smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$44 $532 Progressive 29 No October 15, 2024 Milwaukee, WI 53227
$53 $636 Progressive 29 No February 6, 2025 Milwaukee, WI 53212
$53 $636 Progressive 29 Yes February 6, 2025 Milwaukee, WI 53212
$61 $736 Gainsco 29 No October 15, 2024 Milwaukee, WI 53227
$72 $866 National General 29 No October 15, 2024 Milwaukee, WI 53227
Last Updated May 7, 2025

Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$41 $494 Progressive 41 No March 17, 2025 Milwaukee, WI 53218
$41 $494 Progressive 41 Yes March 17, 2025 Milwaukee, WI 53218
$50 $598 Progressive 44 No April 11, 2025 Milwaukee, WI 53215
$50 $598 Progressive 51 Yes March 10, 2025 Milwaukee, WI 53224
$53 $630 Progressive 44 No April 10, 2025 Milwaukee, WI 53215
Last Updated May 7, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$44 $522 Progressive 61 No September 23, 2024 Milwaukee, WI 53208
$59 $706 Bristol West 57 No September 24, 2024 Milwaukee, WI 53223
$60 $716 Bristol West 61 No September 23, 2024 Milwaukee, WI 53208
$60 $722 Gainsco 68 No April 10, 2024 Milwaukee, WI 53214
$67 $808 Progressive 64 No April 23, 2025 Milwaukee, WI 53222
Last Updated May 7, 2025

Cheapest car insurance for drivers with clean records in Milwaukee

Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.

Here are the cheapest quotes that Jerry customers with a clean record have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$41 $494 Progressive 41 March 17, 2025 No Milwaukee, WI 53218
$41 $494 Progressive 41 March 17, 2025 Yes Milwaukee, WI 53218
$44 $522 Progressive 61 September 23, 2024 No Milwaukee, WI 53208
$50 $598 Progressive 51 March 10, 2025 Yes Milwaukee, WI 53224
$54 $650 Progressive 54 January 19, 2025 No Milwaukee, WI 53209
$55 $660 Safeco 54 March 6, 2025 No Milwaukee, WI 53208
$56 $670 National General 33 September 23, 2024 No Milwaukee, WI 53204
$60 $716 Bristol West 61 September 23, 2024 No Milwaukee, WI 53208
$60 $722 Gainsco 68 April 10, 2024 No Milwaukee, WI 53214
$64 $770 Progressive 54 April 27, 2025 Yes Milwaukee, WI 53222
Last Updated May 7, 2025

Cheapest car insurance for drivers with low credit scores in Milwaukee

A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $72 $866 Progressive 52 May 17, 2024 Milwaukee, WI 53221
<550 $72 $868 Bristol West 45 September 28, 2024 Milwaukee, WI 53204
<550 $77 $920 Dairyland 52 May 17, 2024 Milwaukee, WI 53221
<550 $79 $944 Bristol West 48 March 2, 2025 Milwaukee, WI 53225
<550 $83 $996 Gainsco 52 May 17, 2024 Milwaukee, WI 53221
Last Updated May 7, 2025

Cheapest car insurance for drivers with at-fault accidents in Milwaukee

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $44 $532 Progressive 29 No October 15, 2024 Milwaukee, WI 53227
At Fault With No Injury $53 $630 Bristol West 54 No January 31, 2025 Milwaukee, WI 53215
At Fault With No Injury $57 $686 Progressive 43 No April 7, 2025 Milwaukee, WI 53214
At Fault With No Injury $57 $686 Progressive 43 No April 8, 2025 Milwaukee, WI 53214
At Fault With No Injury $59 $706 Bristol West 57 No September 24, 2024 Milwaukee, WI 53223
Last Updated May 7, 2025

Cheapest car insurance for drivers with speeding tickets in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $64 $762 National General 30 January 12, 2025 Milwaukee, WI 53211
Speeding over 15 $79 $946 Progressive 36 January 27, 2024 Milwaukee, WI 53207
Speeding over 15 $91 $1,088 Progressive 41 April 22, 2025 Milwaukee, WI 53217
Speeding over 15 $94 $1,128 Progressive 42 November 21, 2024 Milwaukee, WI 53216
Speeding over 15 $97 $1,158 Progressive 42 November 28, 2024 Milwaukee, WI 53216
Last Updated May 7, 2025

Cheapest car insurance for drivers with DUIs in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $80 $954 Bristol West 27 December 30, 2024 Milwaukee, WI 53219
DUI $85 $1,019 Progressive 44 April 11, 2025 Milwaukee, WI 53215
DUI $88 $1,050 Progressive 44 April 10, 2025 Milwaukee, WI 53215
DUI $109 $1,308 Progressive 27 December 30, 2024 Milwaukee, WI 53219
DUI $123 $1,478 Bristol West 44 April 10, 2025 Milwaukee, WI 53215
Last Updated May 7, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.