Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037, but the city reported more than 3,700 crashes with injuries from Jan. 1 to Dec. 30, 2024. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.

To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. These data represent some of the cheapest car insurance offerings in the city and show you how your age, driving record and preferred coverage can impact your rates.

Cheapest minimum coverage insurance in Milwaukee

Wisconsin requires drivers to have a minimum coverage of:

• $25,000 for bodily injury of one person.
• $50,000 for bodily injury of more than one person.
• $10,000 for property damage.

Wisconsin also requires drivers to have uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.

Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Milwaukee

Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision and comprehensive policies.

These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.

Cheapest car insurance for young drivers in Milwaukee (18-29 years old)

Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.

That doesn’t mean you can’t find affordable rates, but it’s smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:

Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Milwaukee

Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.

Here are the cheapest quotes that Jerry customers with a clean record have received.

Cheapest car insurance for drivers with low credit scores in Milwaukee

A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.

Cheapest car insurance for drivers with at-fault accidents in Milwaukee

Cheapest car insurance for drivers with speeding tickets in Milwaukee

Cheapest car insurance for drivers with DUIs in Milwaukee

Methodology

Data included in this analysis comes from policies that Jerry has quoted on or after Jan. 1, 2024. Jerry services 48 states and offers a range of insurance companies to choose from.