Car Insurance in California by City

Written by Kevin Berry and 1 other
Updated Sep 26, 2025

Shopping around is a key step in making sure you get a competitive car insurance rate in California.

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There are several factors that go into determining your car insurance rate, and your specific location within the state of California is likely to be one of the larger variables.

Shopping around for multiple car insurance quotes in your city is a good way to make sure you’re getting a good deal. Whether you’re in Southern California, the Bay Area or somewhere in between, getting multiple quotes will help you find a competitive rate.

Below you will be able to check car insurance prices from a variety of companies across several cities in California. Find your city, or one nearby, to get a sense of what you could pay while you’re shopping for car insurance.

SIMPLIFY YOUR CALIFORNIA CAR INSURANCE IN MINUTES

Car insurance in Anaheim, CA

For Orange County residents in the Anaheim area, look to companies like Progressive, Aspire or National General which have often provided Jerry customers with affordable car insurance quotes.

Insurance Company
Avg Monthly Quote
Aspire Advantage $132
First Acceptance $159
Anchor General $177
Clearcover $184
Trexis $196
Last Updated Sept. 27, 2025

Car insurance in Chula Vista, CA

Down south in the Chula Vista area, you’ll find plenty of good car insurance options from companies like Aspire, Dairyland or Progressive who have often quoted Jerry customers prices below the California state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage $108
National General $153
Anchor General $153
First Acceptance $153
ROOT $157
Last Updated Sept. 27, 2025

Car insurance in Fontana, CA

For those living in Fontana, you can often find good car insurance rates with places like Dairyland, Aspire and Mercury.

Insurance Company
Avg Monthly Quote
Aspire Advantage $127
Electric $151
Anchor General $179
First Acceptance $196
National General $201
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Fremont, CA

If you’re a resident in Fremont looking for auto insurance coverage, Jerry customers have often gotten good rates with the likes of Aspire, Progressive and National General.

Insurance Company
Avg Monthly Quote
Aspire Advantage $122
First Acceptance $150
Anchor General $156
ROOT $167
Progressive $190
Last Updated Sept. 27, 2025

Car insurance in Hemet, CA

In Hemet, insurers such as Progressive, Bluefire or Aspire have often quoted Jerry customers rates below the California state average.

Insurance Company
Avg Monthly Quote
First Acceptance $106
Aspire Advantage $107
Anchor General $138
National General $177
ROOT $183
Last Updated Sept. 26, 2025

Car insurance in Lancaster, CA

For those shopping for car insurance in Lancaster, compare quotes from providers like Progressive, National General and Aspire to find affordable rates in your city.

Insurance Company
Avg Monthly Quote
Anchor General $154
Aspire Advantage $191
First Acceptance $208
National General $213
Progressive $230
Last Updated Sept. 26, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Merced, CA

You can often get cheap car insurance in Merced, California by checking out quotes from insurance companies like Progressive, Mercury and Anchor General.

Insurance Company
Avg Monthly Quote
First Acceptance $109
Aspire Advantage $116
Anchor General $138
ROOT $164
Progressive $171
Last Updated Sept. 27, 2025

Car insurance in Pasadena, CA

Car insurance can be expensive in the Pasadena area but companies like Progressive, Aspire and Dairyland have often quoted Jerry customers solid rates that are less than the California state average.

Insurance Company
Avg Monthly Quote
First Acceptance $143
Anchor General $178
Aspire Advantage $190
Progressive $212
Mercury $218
Last Updated Sept. 27, 2025

Car insurance in Redding, CA

You are likely to find several solid options for car insurance in the Redding area including the likes of Progressive, National General and Aspire.

Insurance Company
Avg Monthly Quote
First Acceptance $79
Aspire Advantage $88
ROOT $121
Anchor General $121
National General $129
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Roseville, CA

For those in Roseville, check out insurers like National General, Aspire and Progressive who have shown to quote affordable rates for Jerry customers in the area.

Insurance Company
Avg Monthly Quote
Aspire Advantage $115
Anchor General $142
First Acceptance $167
ROOT $171
National General $172
Last Updated Sept. 27, 2025

Car insurance in Salinas, CA

If you need car insurance in Salinas, California compare rates from companies like Progressive, Aspire or National General.

Insurance Company
Avg Monthly Quote
First Acceptance $78
Aspire Advantage $90
Anchor General $124
National General $145
Progressive $173
Last Updated Sept. 26, 2025

Car insurance in Santa Maria, CA

In need of car insurance in Santa Maria, California? Get quotes from places like Aspire, Anchor General or National General who have often found affordable rates for Jerry users.

Insurance Company
Avg Monthly Quote
First Acceptance $74
Aspire Advantage $104
Anchor General $117
National General $132
ROOT $145
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Santa Rosa, CA

In the Santa Rosa area you will likely find several affordable car insurance options from companies like Dairyland, Aspire and Anchor General.

Insurance Company
Avg Monthly Quote
Aspire Advantage $110
First Acceptance $120
Anchor General $156
ROOT $162
Progressive $176
Last Updated Sept. 22, 2025

Car insurance in Temecula, CA

Companies like Aspire as well as Anchor General and Progressive are good bets to find affordable car insurance in the city of Temecula.

Insurance Company
Avg Monthly Quote
First Acceptance $83
Aspire Advantage $103
Anchor General $139
National General $183
ROOT $185
Last Updated Sept. 27, 2025

Car insurance in Torrance, CA

For below-average car insurance pricing in the Torrance area, get quotes from places like Aspire or National General so you can compare multiple prices at once.

Insurance Company
Avg Monthly Quote
First Acceptance $130
Anchor General $150
Aspire Advantage $152
Mercury $167
Geico $187
Last Updated Sept. 27, 2025

Methodology

Data for all tables includes quotes after 1/1/25 for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

meet-experts-thumbnail
Lacie Glover

Lacie Glover is a Lead Writer and Editor with sixteen years’ experience in the insurance category. Prior to Jerry, she spent more than a decade on NerdWallet’s content team writing, editing and then overseeing the auto insurance category, as well as dabbling in other insurance and automotive topics. Prior to her career in the online personal finance content space, Lacie spent time in the hard sciences, in clinical research and chemistry labs. She has a bachelor’s degree from Colorado State University.

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