Jerry has helped customers find affordable coverage in Massachusetts since 2019. In Lowell, here are some key numbers from the past six months:
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Jerry has helped 303 drivers to compare 5 insurance providers.
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Majority of quotes range from $142 to $342 per month.
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On average, Jerry users who switched to a lower quote saved $48 to $204 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Lowell insurance with Jerry.
How Jerry finds car insurance savings for Lowell drivers
Rates have increased for many drivers in Lowell, but that doesn’t mean you have to overpay. Jerry helps you find competitive coverage while considering your needs and budget. Here are recent quotes that Lowell drivers found in the Jerry app.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Massachusetts
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the lowest price
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
The Jerry difference: Rates may have gone up in Lowell, but since insurers don’t price every driver the same way, a lower quote can often be found if you compare. Jerry shows you those differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Stack discounts to cut your premium
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.
Key takeaway: Discounts will make a difference to your premium and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Lowell drivers can choose from to find the balance that works best:
Minimum
$90 – $218/mo
Meets Massachusetts’ state-required coverages (including bodily injury liability, property damage liability, PIP and uninsured motorist), but does not cover damage to your own vehicle.
Full
$167 – $390/mo
Adds collision and comprehensive coverage for your car. This protection is often required if your vehicle is leased or financed.
Standard
$160 – $328/mo
Includes uninsured/underinsured motorist coverage and expanded medical payments or PIP.
Preferred
$188 – $384/mo
Offers higher liability limits, lower deductibles and extras like towing and rental reimbursement for more complete protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Lowell compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
Get Lowell quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
