Key Takeaways
- Assurance America, National General and Progressive offer some of the cheapest car insurance in Nebraska.
- The average cost of minimum coverage in Nebraska is around $115 per month.
- Compare quotes from multiple insurers to find cheap car insurance in Nebraska.
You may get cheap car insurance in Nebraska from insurers like Assurance America, National General and Progressive. These companies are among the cheapest in the state, according to real quotes for Jerry customers.
Here are more affordable options for both minimum and full coverage, plus by age, driving history and credit score.
Cheap liability car insurance in Nebraska
These are the cheapest car insurance companies in Nebraska for minimum coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $68 | $821 |
| National General | $107 | $1,288 |
| Progressive | $112 | $1,348 |
| Assurance America | $124 | $1,490 |
| Dairyland | $149 | $1,789 |
| Root | $155 | $1,858 |
| The General | $162 | $1,945 |
| Clearcover | $162 | $1,948 |
| Bristol West | $170 | $2,041 |
Minimum car insurance requirements in Nebraska
Drivers in Nebraska must have the following car insurance coverages:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $25,000 in uninsured motorist coverage per person.
- $50,000 in uninsured motorist coverage per accident.
Cheap full coverage car insurance in Nebraska
These are the cheapest car insurance companies in Nebraska for full coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $170 | $2,043 |
| Progressive | $187 | $2,249 |
| National General | $194 | $2,332 |
| Assurance America | $236 | $2,835 |
| Root | $257 | $3,080 |
| Trexis | $278 | $3,331 |
| Bristol West | $317 | $3,808 |
| Clearcover | $319 | $3,828 |
| Dairyland | $324 | $3,887 |
| The General | $361 | $4,337 |
Average car insurance costs for young drivers in Nebraska
Below are the average costs of car insurance in Nebraska for drivers between 18 and 24.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 18-20 | $354 | $4,250 |
| 21-24 | $273 | $3,279 |
Cheap liability car insurance in Nebraska for a 20-year-old
Below are the cheapest auto insurers in Nebraska for 20-year-olds with minimum coverage.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Root | $222 | $2,660 |
| Progressive | $227 | $2,724 |
| Dairyland | $241 | $2,892 |
| The General | $259 | $3,104 |
| National General | $284 | $3,411 |
Cheap full coverage in Nebraska for a 20-year-old
Here are the most affordable insurers in Nebraska for 20-year-olds with full coverage policies, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Progressive | $254 | $3,048 |
| National General | $283 | $3,396 |
| Bristol West | $402 | $4,819 |
| The General | $404 | $4,851 |
| Dairyland | $488 | $5,855 |
Average auto insurance costs for mature drivers in Nebraska (25-54)
Below are the average costs of car insurance for drivers in Nebraska between the ages of 25 and 54.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 25-34 | $195 | $2,345 |
| 35-44 | $186 | $2,230 |
| 45-54 | $176 | $2,116 |
Cheapest liability car insurance in Nebraska for a 35-year-old
These are the cheapest car insurance companies in Nebraska for 35-year-olds with minimum coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Assurance America | $90 | $1,078 |
| Progressive | $97 | $1,167 |
| National General | $104 | $1,250 |
| Dairyland | $124 | $1,491 |
| Root | $126 | $1,506 |
Cheapest full coverage in Nebraska for a 35-year-old
Below are the cheapest auto insurers in Nebraska for 35-year-olds with full coverage.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $146 | $1,753 |
| National General | $157 | $1,879 |
| Progressive | $170 | $2,037 |
| Assurance America | $178 | $2,133 |
| Root | $228 | $2,737 |
Average car insurance costs for older drivers in Nebraska (55+)
Below are the average costs of car insurance for drivers in Nebraska 55 and older.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 55-64 | $151 | $1,809 |
| 65+ | $202 | $2,425 |
Cheapest liability car insurance in Nebraska for a 65-year-old
These are the cheapest car insurance companies in Nebraska for 65-year-olds with minimum coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| National General | $64 | $770 |
| Progressive | $98 | $1,170 |
| The General | $119 | $1,430 |
| Bristol West | $177 | $2,119 |
Cheapest full coverage in Nebraska for a 65-year-old
These are the cheapest car insurance companies in Nebraska for 65-year-olds with full coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| The General | $120 | $1,442 |
| Progressive | $123 | $1,475 |
| Safeco | $162 | $1,946 |
| Dairyland | $247 | $2,966 |
Cheapest car insurance in Nebraska by driving history
Your driving history affects how much you pay for an auto insurance policy. If you have a clean record, you’ll likely pay less than a driver with a violation like a speeding ticket or at-fault accident.
Cheap car insurance for drivers with clean records in Nebraska
Below are the cheapest auto insurers in Nebraska for drivers with clean driving records.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Progressive | $130 | $1,560 |
| Safeco | $130 | $1,561 |
| National General | $140 | $1,684 |
| Assurance America | $160 | $1,921 |
| Root | $175 | $2,102 |
Cheapest car insurance with a speeding ticket in Nebraska
Below are the cheapest auto insurers in Nebraska for people with speeding violations.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $129 | $1,546 |
| Progressive | $158 | $1,890 |
| National General | $165 | $1,976 |
| Assurance America | $180 | $2,158 |
| Root | $220 | $2,642 |
Cheapest car insurance after an at-fault accident with no injury in Nebraska
Here are the most affordable insurers in Nebraska for those with an at-fault accident with no injury, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $170 | $2,041 |
| National General | $180 | $2,156 |
| Progressive | $184 | $2,213 |
| Assurance America | $196 | $2,346 |
| Dairyland | $253 | $3,042 |
Cheapest auto insurance after an at-fault accident with injury in Nebraska
Below are the cheapest auto insurers in Nebraska for people with an at-fault accident with injury on their driving record.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Progressive | $183 | $2,200 |
| National General | $211 | $2,527 |
| Bristol West | $238 | $2,854 |
| Dairyland | $343 | $4,116 |
| The General | $573 | $6,882 |
Cheapest car insurance with a DUI in Nebraska
Below are the cheapest auto insurers in Nebraska for people with a DUI on their driving record.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Assurance America | $59 | $713 |
| National General | $66 | $794 |
| Dairyland | $128 | $1,532 |
| Progressive | $129 | $1,551 |
| The General | $139 | $1,673 |
Average auto insurance costs for Nebraska drivers with other violations
Below are average car insurance costs in Nebraska for other driving violations.
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Careless Driving | $123 | $1,473 |
| Defective Equipment | $175 | $2,099 |
| Driving on Sus. License | $240 | $2,877 |
| Eluding Police | $333 | $3,993 |
| Failure to Obey Traffic Sign | $252 | $3,028 |
Cheapest auto insurance for low credit scores in Nebraska
Nebraska drivers with low credit scores will likely have more expensive insurance costs than those with higher scores. Below are the most affordable insurers in Nebraska for drivers with a credit score below 550.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $120 | $1,445 |
| Progressive | $156 | $1,867 |
| National General | $156 | $1,874 |
| Assurance America | $168 | $2,014 |
| Root | $194 | $2,323 |
Learn more: How a credit-based insurance score works
How to find cheap car insurance in Nebraska
Compare quotes from multiple insurers to find the cheapest car insurance policy. Your current insurer may have been the most affordable when you bought your policy, but you can’t be certain unless you compare rates at least once a year.
You can also try these tips to lower your auto insurance costs:
- Ask your insurer about discounts you qualify for.
- Install a telematics app on your phone.
- Improve your credit score.
- Pay your policy in full.
- Bundle your home and car insurance policies with the same company.
More: Best car insurance companies
Factors that affect car insurance costs in Nebraska
How much you pay for coverage depends on a variety of factors, including your:
- ZIP code.
- Driving history.
- Vehicle’s year, make, and model.
- Claims history.
- Car usage and miles driven.
- Deductible amount.
More: How car insurance rates are calculated
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.
