Oklahoma Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Oklahoma.
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Oklahoma Car Insurance Resources
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Oklahoma minimum car insurance requirements

Oklahoma requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • Drivers must also be offered $25,000 per person and $50,000 per accident for uninsured motorist coverage, but you can reject these coverages.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

While looking around for car insurance quotes, you should consider whether you need cheap car insurance or have a higher priority for increased protection and coverage amounts. By getting multiple quotes, you’ll be able to better see the average cost of car insurance for your situation.

Whether you need auto insurance for one car or four cars, we have lots of online resources to help you out including guides to learn about the various types of car insurance and how to handle situations like rental car insurance.

Recent car insurance quotes in Oklahoma

Monthly Quote
Insurance Company
Date of Quote
City
$20 Mercury March 18, 2025 Beggs
$21 Mercury July 18, 2025 Cushing
$21 Mercury May 7, 2025 Oklahoma City
$21 Geico July 16, 2025 Yukon
$21 Mercury April 19, 2025 Sayre
Last Updated Jul 30, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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