Oregon Car Insurance Resources

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Oregon Car Insurance Resources
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Oregon minimum car insurance requirements

Oregon requires drivers to carry these minimum levels of coverage:

  • Liability for bodily injury and property damage includes $25,000 per person, $50,000 per crash for injuries to others, and $20,000 per crash for damage to others’ property.
  • Personal injury protection of $15,000 per person.
  • Uninsured motorist coverage of $25,000 per person and $50,000 per crash for bodily injuries caused by an uninsured driver.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Oregon

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive April 30, 2025 Bend
$36 Progressive May 22, 2025 Elmira
$45 Progressive May 9, 2025 Hillsboro
$59 Progressive May 10, 2025 Portland
$62 Bristol West May 23, 2025 Grants Pass
Last Updated May 28, 2025
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Annie Millerbernd, Apr 18, 2025