South Dakota Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in South Dakota.
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Learn about driving in South Dakota
Ben Moore, Oct 4, 2025
Cheapest Car Insurance in South Dakota for October 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in South Dakota.
R.E. Fulton, Oct 3, 2025
Cheapest car insurance in Sioux Falls, South Dakota (October 2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Sioux Falls, South Dakota.
Xuyun Zeng, Sep 27, 2025
Best Car Insurance in South Dakota for October 2025
Geico is the best car insurance company in South Dakota, according to Jerry’s analysis.
Find affordable car insurance in minutes.
South Dakota minimum car insurance requirements
South Dakota requires drivers to carry these minimum levels of car insurance coverage:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $25,000 in uninsured/underinsured motorist coverage per person.
- $50,000 in uninsured/underinsured motorist coverage per accident.
If you have a loan or lease on your vehicle, the lender will require
More: Average car insurance rates
Recent car insurance quotes in South Dakota
|
Monthly Quote
|
Insurance Company
|
Date of Quote
|
City
|
|---|
|
Monthly Quote
|
Insurance Company
|
Date of Quote
|
City
|
|---|---|---|---|
| $20 | Geico | August 9, 2025 | Aberdeen |
| $24 | Dairyland | August 23, 2025 | Wood |
| $25 | Progressive | September 5, 2025 | Sioux Falls |
| $25 | Progressive | September 5, 2025 | White River |
| $29 | Bristol West | July 20, 2025 | Eagle Butte |
Last Updated Oct. 1, 2025
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
