South Dakota Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in South Dakota.
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South Dakota Car Insurance Resources
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South Dakota minimum car insurance requirements

South Dakota requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist  coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in South Dakota

Monthly Quote
Insurance Company
Date of Policy
City
$40 Safeco May 15, 2025 Aberdeen
$47 Bristol West May 10, 2025 Spearfish
$48 Bristol West April 24, 2025 Rapid City
$49 The General April 24, 2025 Rapid City
$53 The General May 18, 2025 Belle Fourche
Last Updated May 21, 2025
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