Cheap Car Insurance in Arlington, TX (July 2025)

Written by Xuyun Zeng and 1 other
Updated Jul 23, 2025
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Cheap Car Insurance in Arlington, TX (July 2025)

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Arlington is a large city in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher car insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.

To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.

More: Best car insurance in Texas

Cheapest minimum coverage insurance in Arlington

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$50 $601 Progressive 26 February 7, 2025 Arlington, TX 76014
$59 $711 Progressive 28 May 27, 2025 Arlington, TX 76011
$60 $721 Assurance America 59 June 23, 2025 Arlington, TX 76006
$61 $735 Progressive 45 March 7, 2025 Arlington, TX 76017
$63 $751 Progressive 63 February 6, 2025 Arlington, TX 76017
$64 $773 Assurance America 45 May 19, 2025 Arlington, TX 76010
$69 $823 Progressive 58 April 19, 2024 Arlington, TX 76013
$70 $841 Commonwealth Insurance 37 December 18, 2024 Arlington, TX 76012
$72 $866 Commonwealth Insurance 27 February 8, 2024 Arlington, TX 76013
$72 $867 Progressive 54 March 31, 2024 Arlington, TX 76013
Last Updated Jul 24, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Cheapest car insurance in Texas

Cheapest full coverage insurance in Arlington

Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.

These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$72 $869 Progressive 58 April 19, 2024 Arlington, TX 76013
$85 $1,023 Progressive 34 January 18, 2025 Arlington, TX 76014
$96 $1,149 Progressive 51 November 29, 2024 Arlington, TX 76014
$96 $1,153 Progressive 42 November 29, 2024 Arlington, TX 76006
$96 $1,155 Progressive 26 April 9, 2025 Arlington, TX 76014
$98 $1,181 Progressive 24 March 4, 2025 Arlington, TX 76015
$99 $1,183 Progressive 61 June 28, 2024 Arlington, TX 76012
$102 $1,227 Progressive 61 June 29, 2025 Arlington, TX 76012
$106 $1,267 Bluefire 54 May 23, 2025 Arlington, TX 76011
$109 $1,305 Progressive 65 August 31, 2024 Arlington, TX 76018
Last Updated Jul 24, 2025

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Arlington (18-29 years old)

Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn't mean affordable coverage is unattainable, but you may have to do some extra shopping for car insurance.

Here are the cheapest quotes that young Jerry customers in Arlington have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$50 $601 Progressive 26 No February 7, 2025 Arlington, TX 76014
$72 $866 Commonwealth Insurance 27 No February 8, 2024 Arlington, TX 76013
$72 $867 Progressive 27 No June 18, 2025 Arlington, TX 76001
$75 $901 Progressive 26 No May 24, 2025 Arlington, TX 76013
$80 $965 Progressive 29 No May 2, 2024 Arlington, TX 76014
Last Updated Jul 24, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Arlington (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$61 $735 Progressive 45 No March 7, 2025 Arlington, TX 76017
$64 $773 Assurance America 45 No May 19, 2025 Arlington, TX 76010
$70 $841 Commonwealth Insurance 37 No December 18, 2024 Arlington, TX 76012
$72 $867 Progressive 54 No March 31, 2024 Arlington, TX 76013
$73 $877 Commonwealth Insurance 36 No March 12, 2025 Arlington, TX 76017
Last Updated Jul 24, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$60 $721 Assurance America 59 No June 23, 2025 Arlington, TX 76006
$63 $751 Progressive 63 No February 6, 2025 Arlington, TX 76017
$69 $823 Progressive 58 No April 19, 2024 Arlington, TX 76013
$80 $955 Progressive 56 No March 12, 2025 Arlington, TX 76013
$80 $956 Commonwealth Insurance 61 No March 11, 2025 Arlington, TX 76006
Last Updated Jul 24, 2025

More: Best car insurance for seniors

Cheapest car insurance for drivers with clean records in Arlington

Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$50 $601 Progressive 26 February 7, 2025 No Arlington, TX 76014
$60 $721 Assurance America 59 June 23, 2025 No Arlington, TX 76006
$61 $735 Progressive 45 March 7, 2025 No Arlington, TX 76017
$63 $751 Progressive 63 February 6, 2025 No Arlington, TX 76017
$64 $773 Assurance America 45 May 19, 2025 No Arlington, TX 76010
$69 $823 Progressive 58 April 19, 2024 No Arlington, TX 76013
$70 $841 Commonwealth Insurance 37 December 18, 2024 No Arlington, TX 76012
$72 $866 Commonwealth Insurance 27 February 8, 2024 No Arlington, TX 76013
$72 $867 Progressive 54 March 31, 2024 No Arlington, TX 76013
$72 $867 Progressive 27 June 18, 2025 No Arlington, TX 76001
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with low credit scores in Arlington

A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $64 $773 Assurance America 45 May 19, 2025 Arlington, TX 76010
<550 $72 $867 Progressive 54 March 31, 2024 Arlington, TX 76013
<550 $77 $929 The General 44 February 20, 2025 Arlington, TX 76017
<550 $80 $956 Commonwealth Insurance 61 March 11, 2025 Arlington, TX 76006
<550 $84 $1,005 The General 62 December 1, 2024 Arlington, TX 76014
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Arlington

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $75 $901 Progressive 26 No May 24, 2025 Arlington, TX 76013
At Fault With No Injury $78 $932 Commonwealth Insurance 40 No February 25, 2025 Arlington, TX 76017
At Fault With No Injury $86 $1,031 Progressive 54 No April 11, 2025 Arlington, TX 76001
At Fault With No Injury $91 $1,086 Commonwealth Insurance 44 No January 5, 2025 Arlington, TX 76012
At Fault With No Injury $94 $1,129 Commonwealth Insurance 33 No March 26, 2025 Arlington, TX 76013
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with speeding tickets in Arlington

A speeding citation is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $95 $1,143 Assurance America 39 June 26, 2024 Arlington, TX 76006
Speeding under 15 $98 $1,175 Progressive 25 January 7, 2025 Arlington, TX 76001
Speeding over 15 $105 $1,261 Bluefire 26 April 20, 2025 Arlington, TX 76006
Speeding under 15 $118 $1,422 Commonwealth Insurance 39 January 28, 2024 Arlington, TX 76011
Speeding over 15 $133 $1,595 Bluefire 45 July 18, 2025 Arlington, TX 76011
Last Updated Jul 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.