Arlington is a large city in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher car insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.
To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.
More: Best car insurance in Texas
Cheapest minimum coverage insurance in Arlington
Texas requires drivers to carry these coverages at minimum:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $35 | $421 | Progressive | 42 | March 12, 2025 | Arlington, TX | 76002 |
| $44 | $531 | Assurance America | 64 | April 7, 2025 | Arlington, TX | 76012 |
| $54 | $653 | Progressive | 41 | May 3, 2025 | Arlington, TX | 76014 |
| $58 | $693 | Assurance America | 37 | May 24, 2024 | Arlington, TX | 76010 |
| $59 | $711 | Progressive | 28 | May 27, 2025 | Arlington, TX | 76011 |
| $60 | $719 | Progressive | 61 | June 7, 2025 | Arlington, TX | 76001 |
| $60 | $721 | Assurance America | 59 | June 23, 2025 | Arlington, TX | 76006 |
| $61 | $729 | Progressive | 59 | October 14, 2024 | Arlington, TX | 76006 |
| $61 | $735 | Progressive | 45 | March 7, 2025 | Arlington, TX | 76017 |
| $62 | $743 | Progressive | 37 | April 16, 2024 | Arlington, TX | 76012 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Texas
Cheapest full coverage insurance in Arlington
Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.
These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $50 | $599 | Progressive | 42 | March 12, 2025 | Arlington, TX | 76002 |
| $64 | $765 | Progressive | 31 | May 4, 2025 | Arlington, TX | 76001 |
| $64 | $771 | Progressive | 33 | May 19, 2025 | Arlington, TX | 76017 |
| $67 | $805 | Progressive | 35 | February 4, 2025 | Arlington, TX | 76005 |
| $72 | $869 | Progressive | 58 | April 19, 2024 | Arlington, TX | 76013 |
| $86 | $1,037 | Progressive | 52 | March 16, 2025 | Arlington, TX | 76014 |
| $92 | $1,101 | Progressive | 51 | April 12, 2025 | Arlington, TX | 76010 |
| $96 | $1,149 | Progressive | 51 | November 29, 2024 | Arlington, TX | 76014 |
| $96 | $1,153 | Progressive | 42 | November 29, 2024 | Arlington, TX | 76006 |
| $96 | $1,155 | Progressive | 26 | April 9, 2025 | Arlington, TX | 76014 |
More: Best car insurance companies
Cheapest car insurance for young drivers in Arlington (18-29 years old)
Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn’t mean affordable coverage is unattainable, but you may have to do some extra shopping for car insurance.
Here are the cheapest quotes that young Jerry customers in Arlington have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $72 | $866 | Commonwealth Insurance | 27 | No | February 8, 2024 | Arlington, TX | 76013 |
| $72 | $867 | Progressive | 27 | No | June 18, 2025 | Arlington, TX | 76001 |
| $75 | $901 | Progressive | 26 | No | May 24, 2025 | Arlington, TX | 76013 |
| $80 | $965 | Progressive | 29 | No | May 2, 2024 | Arlington, TX | 76014 |
| $82 | $985 | Progressive | 26 | No | October 29, 2024 | Arlington, TX | 76010 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Arlington (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $35 | $421 | Progressive | 42 | No | March 12, 2025 | Arlington, TX | 76002 |
| $54 | $653 | Progressive | 41 | No | May 3, 2025 | Arlington, TX | 76014 |
| $58 | $693 | Assurance America | 37 | No | May 24, 2024 | Arlington, TX | 76010 |
| $61 | $735 | Progressive | 45 | No | March 7, 2025 | Arlington, TX | 76017 |
| $62 | $743 | Progressive | 37 | No | April 16, 2024 | Arlington, TX | 76012 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $44 | $531 | Assurance America | 64 | No | April 7, 2025 | Arlington, TX | 76012 |
| $60 | $721 | Assurance America | 59 | No | June 23, 2025 | Arlington, TX | 76006 |
| $61 | $729 | Progressive | 59 | No | October 14, 2024 | Arlington, TX | 76006 |
| $63 | $751 | Progressive | 63 | No | February 6, 2025 | Arlington, TX | 76017 |
| $65 | $779 | The General | 55 | No | January 4, 2025 | Arlington, TX | 76011 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Arlington
Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $35 | $421 | Progressive | 42 | March 12, 2025 | No | Arlington, TX | 76002 |
| $44 | $531 | Assurance America | 64 | April 7, 2025 | No | Arlington, TX | 76012 |
| $54 | $653 | Progressive | 41 | May 3, 2025 | No | Arlington, TX | 76014 |
| $58 | $693 | Assurance America | 37 | May 24, 2024 | No | Arlington, TX | 76010 |
| $60 | $721 | Assurance America | 59 | June 23, 2025 | No | Arlington, TX | 76006 |
| $61 | $729 | Progressive | 59 | October 14, 2024 | No | Arlington, TX | 76006 |
| $61 | $735 | Progressive | 45 | March 7, 2025 | No | Arlington, TX | 76017 |
| $62 | $743 | Progressive | 37 | April 16, 2024 | No | Arlington, TX | 76012 |
| $63 | $751 | Progressive | 63 | February 6, 2025 | No | Arlington, TX | 76017 |
| $64 | $771 | Progressive | 33 | May 19, 2025 | Yes | Arlington, TX | 76017 |
Cheapest car insurance for drivers with low credit scores in Arlington
A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $72 | $867 | Progressive | 54 | March 31, 2024 | Arlington, TX | 76013 |
| <550 | $80 | $956 | Commonwealth Insurance | 61 | March 11, 2025 | Arlington, TX | 76006 |
| <550 | $80 | $960 | Commonwealth Insurance | 43 | March 20, 2025 | Arlington, TX | 76013 |
| <550 | $84 | $1,005 | The General | 62 | December 1, 2024 | Arlington, TX | 76014 |
| <550 | $85 | $1,025 | Commonwealth Insurance | 59 | June 25, 2025 | Arlington, TX | 76013 |
Cheapest car insurance for drivers with at-fault accidents in Arlington
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $65 | $779 | The General | 55 | No | January 4, 2025 | Arlington, TX | 76011 |
| At Fault With No Injury | $68 | $819 | Progressive | 42 | No | January 9, 2025 | Arlington, TX | 76012 |
| At Fault With No Injury | $75 | $901 | Progressive | 26 | No | May 24, 2025 | Arlington, TX | 76013 |
| At Fault With No Injury | $77 | $919 | Aspen | 48 | No | April 16, 2024 | Arlington, TX | 76010 |
| At Fault With No Injury | $94 | $1,129 | Commonwealth Insurance | 33 | No | March 26, 2025 | Arlington, TX | 76013 |
Cheapest car insurance for drivers with speeding tickets in Arlington
A speeding citation is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $75 | $905 | Progressive | 30 | January 23, 2025 | Arlington, TX | 76016 |
| Speeding over 15 | $81 | $976 | Commonwealth Insurance | 31 | September 14, 2024 | Arlington, TX | 76006 |
| Speeding under 15 | $95 | $1,143 | Assurance America | 39 | June 26, 2024 | Arlington, TX | 76006 |
| Speeding over 15 | $96 | $1,153 | Aspen | 42 | April 9, 2024 | Arlington, TX | 76014 |
| Speeding under 15 | $98 | $1,175 | Progressive | 25 | January 7, 2025 | Arlington, TX | 76001 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
