Cheap Car Insurance in Arlington, TX (October 2025)

Written by Xuyun Zeng and 1 other
Updated Oct 14, 2025
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Cheap Car Insurance in Arlington, TX (October 2025)

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Arlington is a large city in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher car insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.

To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.

More: Best car insurance in Texas

Cheapest minimum coverage insurance in Arlington

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per accident.
  • $25,000 for property damage.

These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$39 $463 Progressive 40 06/18/25 Arlington, TX 76011
$39 $472 Geico 75 06/26/25 Arlington, TX 76006
$42 $499 Progressive 37 06/14/25 Arlington, TX 76017
$51 $609 Progressive 38 06/14/25 Arlington, TX 76011
$51 $609 Assurance America 44 07/20/25 Arlington, TX 76013
$53 $634 Geico 41 07/14/25 Arlington, TX 76001
$58 $694 Safeco 42 08/20/25 Arlington, TX 76016
$58 $695 Progressive 41 06/19/25 Arlington, TX 76010
$59 $711 Progressive 45 06/25/25 Arlington, TX 76006
$61 $732 Bluefire 38 06/15/25 Arlington, TX 76017
Last Updated Oct. 15, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Cheapest car insurance in Texas

Cheapest full coverage insurance in Arlington

Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.

These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$68 $817 Progressive 38 06/15/25 Arlington, TX 76014
$86 $1,031 Progressive 45 06/24/25 Arlington, TX 76010
$89 $1,065 Progressive 37 06/13/25 Arlington, TX 76001
$90 $1,081 Progressive 44 06/22/25 Arlington, TX 76015
$90 $1,085 Progressive 54 06/20/25 Arlington, TX 76002
$103 $1,241 Bristol West 39 06/16/25 Arlington, TX 76006
$105 $1,258 Clearcover 37 06/16/25 Arlington, TX 76002
$108 $1,290 Electric 44 06/22/25 Arlington, TX 76018
$108 $1,297 Assurance America 44 06/26/25 Arlington, TX 76014
$108 $1,301 Progressive 45 06/25/25 Arlington, TX 76013
Last Updated Oct. 15, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Arlington (18-29 years old)

Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn't mean affordable coverage is unattainable, but you may have to do some extra shopping for car insurance.

Here are the cheapest quotes that young Jerry customers in Arlington have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$76 $916 Geico 24 No 05/30/25 Arlington, TX 76002
$77 $919 Progressive 28 No 08/23/25 Arlington, TX 76014
$83 $1,001 Bristol West 29 No 09/04/25 Arlington, TX 76010
$86 $1,037 Assurance America 26 No 08/16/25 Arlington, TX 76017
$88 $1,052 ROOT 23 No 06/29/25 Arlington, TX 76017
$103 $1,241 Bristol West 39 06/16/25 Arlington, TX 76006
$105 $1,258 Clearcover 37 06/16/25 Arlington, TX 76002
$108 $1,290 Electric 44 06/22/25 Arlington, TX 76018
$108 $1,297 Assurance America 44 06/26/25 Arlington, TX 76014
$108 $1,301 Progressive 45 06/25/25 Arlington, TX 76013
Last Updated Oct. 15, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Arlington (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$44 $525 Assurance America 35 No 06/29/25 Arlington, TX 76017
$53 $640 ROOT 38 No 05/17/25 Arlington, TX 76006
$54 $642 Bluefire 39 No 06/17/25 Arlington, TX 76006
$56 $670 ROOT 51 No 06/21/25 Arlington, TX 76013
$59 $708 Safeco 43 No 09/07/25 Arlington, TX 76015
$103 $1,241 Bristol West 39 06/16/25 Arlington, TX 76006
$105 $1,258 Clearcover 37 06/16/25 Arlington, TX 76002
$108 $1,290 Electric 44 06/22/25 Arlington, TX 76018
$108 $1,297 Assurance America 44 06/26/25 Arlington, TX 76014
$108 $1,301 Progressive 45 06/25/25 Arlington, TX 76013
Last Updated Oct. 15, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$39 $472 Geico 75 No 06/26/25 Arlington, TX 76006
$68 $815 Progressive 63 No 09/12/25 Arlington, TX 76018
$75 $903 Gainsco 55 No 09/25/25 Arlington, TX 76013
$76 $909 Liberty Mutual 55 No 08/05/25 Arlington, TX 76018
$78 $931 Progressive 60 No 08/28/25 Arlington, TX 76010
$103 $1,241 Bristol West 39 06/16/25 Arlington, TX 76006
$105 $1,258 Clearcover 37 06/16/25 Arlington, TX 76002
$108 $1,290 Electric 44 06/22/25 Arlington, TX 76018
$108 $1,297 Assurance America 44 06/26/25 Arlington, TX 76014
$108 $1,301 Progressive 45 06/25/25 Arlington, TX 76013
Last Updated Oct. 15, 2025

More: Best car insurance for seniors

Cheapest car insurance for drivers with clean records in Arlington

Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$39 $472 Geico 75 06/26/25 No Arlington, TX 76006
$42 $499 Progressive 37 06/14/25 No Arlington, TX 76017
$51 $609 Progressive 38 06/14/25 No Arlington, TX 76011
$51 $609 Assurance America 44 07/20/25 No Arlington, TX 76013
$53 $634 Geico 41 07/14/25 No Arlington, TX 76001
$59 $711 Progressive 45 06/25/25 No Arlington, TX 76006
$62 $740 Geico 34 04/29/25 No Arlington, TX 76014
$62 $749 The General 54 09/03/25 No Arlington, TX 76014
$64 $772 Electric 44 06/23/25 No Arlington, TX 76001
$65 $775 The General 42 06/20/25 No Arlington, TX 76018
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with low credit scores in Arlington

A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $77 $929 The General 44 02/20/25 Arlington, TX 76017
<550 $80 $963 Progressive 48 02/08/25 Arlington, TX 76014
<550 $84 $1,005 The General 62 12/01/24 Arlington, TX 76014
<550 $87 $1,047 Progressive 67 08/30/25 Arlington, TX 76006
<550 $91 $1,093 Bristol West 67 08/16/25 Arlington, TX 76006
$59 $711 Progressive 45 Arlington, TX 76006
$62 $740 Geico 34 Arlington, TX 76014
$62 $749 The General 54 Arlington, TX 76014
$64 $772 Electric 44 Arlington, TX 76001
$65 $775 The General 42 Arlington, TX 76018
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with at-fault accidents in Arlington

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $75 $901 Progressive 26 No 05/24/25 Arlington, TX 76013
At Fault With No Injury $96 $1,149 Bluefire 34 No 09/04/25 Arlington, TX 76012
At Fault With No Injury $96 $1,151 Bristol West 57 No 07/14/25 Arlington, TX 76001
At Fault With No Injury $97 $1,159 Commonwealth Insurance 32 No 11/28/24 Arlington, TX 76013
At Fault With No Injury $105 $1,265 Progressive 27 Yes 09/15/25 Arlington, TX 76017
$59 $711 Progressive 45 No Arlington, TX 76006
$62 $740 Geico 34 No Arlington, TX 76014
$62 $749 The General 54 No Arlington, TX 76014
$64 $772 Electric 44 No Arlington, TX 76001
$65 $775 The General 42 No Arlington, TX 76018
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with speeding tickets in Arlington

A speeding citation is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Speeding over 15 $70 $838 ROOT 41 10/02/25 Arlington, TX 76018
Speeding over 15 $72 $867 Bristol West 32 09/10/25 Arlington, TX 76005
Speeding under 15 $80 $964 Geico 38 04/18/25 Arlington, TX 76006
Speeding under 15 $82 $986 Bluefire 32 09/28/25 Arlington, TX 76017
Speeding over 15 $93 $1,121 Assurance America 32 05/03/25 Arlington, TX 76006
$59 $711 Progressive 45 06/25/25 Arlington, TX 76006
$62 $740 Geico 34 04/29/25 Arlington, TX 76014
$62 $749 The General 54 09/03/25 Arlington, TX 76014
$64 $772 Electric 44 06/23/25 Arlington, TX 76001
$65 $775 The General 42 06/20/25 Arlington, TX 76018
Last Updated Oct. 14, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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