Cheap Car Insurance in Arlington, TX (December 2025)

Written by Xuyun Zeng and 1 other
Updated Nov 29, 2025
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Cheap Car Insurance in Arlington, TX (December 2025)

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Arlington is a large city in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher car insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.

To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.

More: Best car insurance in Texas

Cheapest minimum coverage insurance in Arlington

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per accident.
  • $25,000 for property damage.

These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Cheapest car insurance in Texas

Cheapest full coverage insurance in Arlington

Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.

These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$74 $887 36 06/14/25 76010
$94 $1,125 50 09/05/25 76018
$94 $1,130 28 08/06/25 76013
$94 $1,133 28 08/08/25 76017
$98 $1,173 67 08/30/25 76006
$100 $1,204 31 11/25/25 76017
$101 $1,215 48 08/02/25 76018
$101 $1,216 55 11/17/25 76018
$102 $1,223 44 06/26/25 76017
$103 $1,232 27 10/28/25 76010
Last Updated Nov. 27, 2025

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Arlington (18-29 years old)

Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn't mean affordable coverage is unattainable, but you may have to do some extra shopping for car insurance.

Here are the cheapest quotes that young Jerry customers in Arlington have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$48 $577 28 No 08/08/25 76017
$66 $795 26 No 11/19/25 76011
$74 $887 29 No 08/09/25 76013
$75 $899 26 No 09/30/25 76015
$80 $955 27 No 11/20/25 76006
$100 $1,204 31 11/25/25 76017
$101 $1,215 48 08/02/25 76018
$101 $1,216 55 11/17/25 76018
$102 $1,223 44 06/26/25 76017
$103 $1,232 27 10/28/25 76010
Last Updated Nov. 29, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Arlington (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$45 $535 44 No 07/20/25 76013
$53 $637 38 No 08/13/25 76017
$54 $642 39 No 06/17/25 76006
$62 $742 43 No 06/21/25 76013
$66 $787 48 No 11/04/25 76014
$100 $1,204 31 11/25/25 76017
$101 $1,215 48 08/02/25 76018
$101 $1,216 55 11/17/25 76018
$102 $1,223 44 06/26/25 76017
$103 $1,232 27 10/28/25 76010
Last Updated Nov. 27, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$33 $398 64 No 11/13/25 76006
$39 $469 84 No 10/04/25 76012
$41 $494 66 No 10/14/25 76015
$50 $594 55 No 11/17/25 76018
$52 $622 78 No 09/17/25 76016
$100 $1,204 31 11/25/25 76017
$101 $1,215 48 08/02/25 76018
$101 $1,216 55 11/17/25 76018
$102 $1,223 44 06/26/25 76017
$103 $1,232 27 10/28/25 76010
Last Updated Nov. 29, 2025

More: Best car insurance for seniors

Cheapest car insurance for drivers with clean records in Arlington

Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$33 $398 64 11/13/25 No 76006
$39 $469 84 10/04/25 No 76012
$41 $494 66 10/14/25 No 76015
$46 $553 41 06/21/25 No 76010
$48 $577 28 08/08/25 No 76017
$50 $594 55 11/17/25 No 76018
$52 $621 44 06/26/25 No 76006
$52 $622 78 09/17/25 No 76016
$59 $708 56 09/21/25 No 76010
$60 $717 42 06/20/25 No 76018
Last Updated Nov. 29, 2025

Cheapest car insurance for drivers with low credit scores in Arlington

A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $55 $659 42 10/01/25 76012
<550 $64 $773 45 05/19/25 76010
<550 $72 $859 52 08/05/25 76005
<550 $77 $925 58 05/26/25 76006
<550 $77 $929 44 02/20/25 76017
$50 $594 55 76018
$52 $621 44 76006
$52 $622 78 76016
$59 $708 56 76010
$60 $717 42 76018
Last Updated Nov. 28, 2025

Cheapest car insurance for drivers with at-fault accidents in Arlington

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $51 $613 55 No 10/30/25 76011
At Fault With No Injury $61 $729 38 No 10/21/25 76014
At Fault With No Injury $66 $793 54 No 04/14/25 76012
At Fault With No Injury $71 $847 26 No 10/04/25 76012
At Fault With No Injury $72 $858 45 No 11/04/25 76012
$50 $594 55 No 76018
$52 $621 44 No 76006
$52 $622 78 No 76016
$59 $708 56 No 76010
$60 $717 42 No 76018
Last Updated Nov. 30, 2025

Cheapest car insurance for drivers with speeding tickets in Arlington

A speeding citation is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Speeding under 15 $80 $963 33 09/10/25 76014
Speeding over 15 $85 $1,023 42 09/05/25 76015
Speeding over 15 $94 $1,125 46 09/10/25 76006
Speeding over 15 $97 $1,161 31 09/08/25 76010
Speeding over 15 $105 $1,262 25 07/20/25 76016
$50 $594 55 11/17/25 76018
$52 $621 44 06/26/25 76006
$52 $622 78 09/17/25 76016
$59 $708 56 09/21/25 76010
$60 $717 42 06/20/25 76018
Last Updated Nov. 25, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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