Arlington is a large city in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher car insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.
To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.
More: Best car insurance in Texas
Cheapest minimum coverage insurance in Arlington
Texas requires drivers to carry these coverages at minimum:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per accident.
- $25,000 for property damage.
These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $41 | $497 | Progressive | 54 | February 18, 2025 | Arlington, TX | 76002 |
| $42 | $506 | Geico | 73 | July 22, 2025 | Arlington, TX | 76012 |
| $44 | $525 | Assurance America | 35 | June 29, 2025 | Arlington, TX | 76017 |
| $49 | $584 | Geico | 25 | March 30, 2025 | Arlington, TX | 76017 |
| $53 | $640 | ROOT | 38 | May 17, 2025 | Arlington, TX | 76006 |
| $54 | $642 | Bluefire | 39 | June 17, 2025 | Arlington, TX | 76006 |
| $56 | $670 | ROOT | 51 | June 21, 2025 | Arlington, TX | 76013 |
| $64 | $763 | Progressive | 55 | June 3, 2025 | Arlington, TX | 76001 |
| $64 | $767 | Progressive | 55 | March 9, 2025 | Arlington, TX | 76012 |
| $64 | $771 | The General | 37 | June 8, 2025 | Arlington, TX | 76018 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Texas
Cheapest full coverage insurance in Arlington
Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.
These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $56 | $673 | Progressive | 75 | February 24, 2025 | Arlington, TX | 76012 |
| $68 | $817 | Progressive | 38 | June 15, 2025 | Arlington, TX | 76014 |
| $83 | $991 | Progressive | 48 | April 10, 2025 | Arlington, TX | 76014 |
| $86 | $1,031 | Progressive | 45 | June 24, 2025 | Arlington, TX | 76010 |
| $89 | $1,065 | Progressive | 37 | June 13, 2025 | Arlington, TX | 76001 |
| $90 | $1,081 | Progressive | 44 | June 22, 2025 | Arlington, TX | 76015 |
| $90 | $1,085 | Progressive | 54 | June 20, 2025 | Arlington, TX | 76002 |
| $102 | $1,229 | Progressive | 44 | February 16, 2025 | Arlington, TX | 76012 |
| $103 | $1,241 | Bristol West | 39 | June 16, 2025 | Arlington, TX | 76006 |
| $104 | $1,253 | Progressive | 64 | March 17, 2025 | Arlington, TX | 76018 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Arlington (18-29 years old)
Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn't mean affordable coverage is unattainable, but you may have to do some extra shopping for car insurance.
Here are the cheapest quotes that young Jerry customers in Arlington have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $75 | $903 | Progressive | 26 | No | April 10, 2025 | Arlington, TX | 76002 |
| $98 | $1,181 | The General | 28 | No | August 6, 2025 | Arlington, TX | 76013 |
| $100 | $1,195 | Bluefire | 29 | No | March 27, 2025 | Arlington, TX | 76017 |
| $109 | $1,302 | ROOT | 24 | No | July 26, 2025 | Arlington, TX | 76013 |
| $110 | $1,314 | ROOT | 29 | No | March 18, 2025 | Arlington, TX | 76013 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Arlington (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $497 | Progressive | 54 | No | February 18, 2025 | Arlington, TX | 76002 |
| $44 | $525 | Assurance America | 35 | No | June 29, 2025 | Arlington, TX | 76017 |
| $53 | $640 | ROOT | 38 | No | May 17, 2025 | Arlington, TX | 76006 |
| $54 | $642 | Bluefire | 39 | No | June 17, 2025 | Arlington, TX | 76006 |
| $56 | $670 | ROOT | 51 | No | June 21, 2025 | Arlington, TX | 76013 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $42 | $506 | Geico | 73 | No | July 22, 2025 | Arlington, TX | 76012 |
| $64 | $767 | Progressive | 55 | No | March 9, 2025 | Arlington, TX | 76012 |
| $77 | $923 | Assurance America | 75 | No | February 24, 2025 | Arlington, TX | 76012 |
| $97 | $1,161 | National General | 62 | No | March 25, 2025 | Arlington, TX | 76012 |
| $97 | $1,163 | Assurance America | 64 | No | March 31, 2025 | Arlington, TX | 76017 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Arlington
Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $497 | Progressive | 54 | February 18, 2025 | No | Arlington, TX | 76002 |
| $42 | $506 | Geico | 73 | July 22, 2025 | No | Arlington, TX | 76012 |
| $44 | $525 | Assurance America | 35 | June 29, 2025 | No | Arlington, TX | 76017 |
| $53 | $640 | ROOT | 38 | May 17, 2025 | No | Arlington, TX | 76006 |
| $54 | $642 | Bluefire | 39 | June 17, 2025 | No | Arlington, TX | 76006 |
| $56 | $670 | ROOT | 51 | June 21, 2025 | No | Arlington, TX | 76013 |
| $64 | $767 | Progressive | 55 | March 9, 2025 | No | Arlington, TX | 76012 |
| $64 | $771 | The General | 37 | June 8, 2025 | No | Arlington, TX | 76018 |
| $66 | $787 | Progressive | 44 | March 12, 2025 | No | Arlington, TX | 76011 |
| $67 | $798 | Bluefire | 45 | June 25, 2025 | No | Arlington, TX | 76015 |
Cheapest car insurance for drivers with low credit scores in Arlington
A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $64 | $773 | Assurance America | 45 | May 19, 2025 | Arlington, TX | 76010 |
| <550 | $72 | $867 | Progressive | 54 | March 31, 2024 | Arlington, TX | 76013 |
| <550 | $77 | $929 | The General | 44 | February 20, 2025 | Arlington, TX | 76017 |
| <550 | $80 | $956 | Commonwealth Insurance | 61 | March 11, 2025 | Arlington, TX | 76006 |
| <550 | $84 | $1,005 | The General | 62 | December 1, 2024 | Arlington, TX | 76014 |
Cheapest car insurance for drivers with at-fault accidents in Arlington
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $75 | $901 | Progressive | 26 | No | May 24, 2025 | Arlington, TX | 76013 |
| At Fault With No Injury | $78 | $932 | Commonwealth Insurance | 40 | No | February 25, 2025 | Arlington, TX | 76017 |
| At Fault With No Injury | $86 | $1,031 | Progressive | 54 | No | April 11, 2025 | Arlington, TX | 76001 |
| At Fault With No Injury | $91 | $1,086 | Commonwealth Insurance | 44 | No | January 5, 2025 | Arlington, TX | 76012 |
| At Fault With No Injury | $94 | $1,129 | Commonwealth Insurance | 33 | No | March 26, 2025 | Arlington, TX | 76013 |
Cheapest car insurance for drivers with speeding tickets in Arlington
A speeding citation is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $95 | $1,143 | Assurance America | 39 | June 26, 2024 | Arlington, TX | 76006 |
| Speeding under 15 | $98 | $1,175 | Progressive | 25 | January 7, 2025 | Arlington, TX | 76001 |
| Speeding over 15 | $105 | $1,261 | Bluefire | 26 | April 20, 2025 | Arlington, TX | 76006 |
| Speeding over 15 | $133 | $1,595 | Bluefire | 45 | July 18, 2025 | Arlington, TX | 76011 |
| Speeding over 15 | $136 | $1,633 | Bristol West | 32 | March 4, 2025 | Arlington, TX | 76010 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
