Jerry has helped customers find affordable coverage in Texas since 2019. In Austin, here are some key numbers from the past six months:
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Jerry has helped 2,866 drivers to compare 17 insurance providers.
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Majority of quotes range from $144 to $337 per month.
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On average, Jerry users who switched to a lower quote saved $34 to $146 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on Austin insurance with Jerry.
How Jerry finds car insurance savings for Austin drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry has found more affordable coverage by comparing up to 17 insurers in just minutes. Here’s a look at real quotes Jerry customers in Austin found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Texas
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Always compare quotes from different companies
Drivers in Austin can often find real savings by comparing quotes from different insurers. Insurers price driver profiles differently and that’s why quotes vary for the same coverage. Here are some recent examples:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Austin can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: You may not have activated all of your available discounts. Use Jerry’s app to find out which discounts you qualify for.
Jerry Agent Tip 3: Balance coverage and cost
Choosing the right mix of coverage helps drivers in Austin strike a balance between saving money and staying well protected.
While state minimum coverage keeps costs lower, adding more protection like full coverage and roadside assistance can give peace of mind if something unexpected happens. It’s all about finding what works best for your budget and your needs, so you feel confident on the road without paying for coverage you don’t need.
Here are the coverage options Austin drivers can choose from to find the right combination of price and protection:
Minimum
$89 – $170/mo
Meets Texas’s 30/60/25 liability requirements to keep costs down, but doesn’t cover damage to your own vehicle.
Full
$179 – $354/mo
Adds collision and comprehensive coverage for your car, which is often required if your vehicle is financed or leased.
Standard
$217 – $432/mo
Includes uninsured/underinsured motorist coverage and medical payments (or PIP), especially valuable in Texas where many severe crashes involve uninsured drivers.
Preferred
$211 – $369/mo
Offers higher liability limits, lower deductibles and extras like towing and rental reimbursement for broader protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Austin drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Austin quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
