Car Insurance in Texas by City

Written by Kevin Berry and 1 other
Updated Jan 28, 2025

Texas insurance pricing can vary widely by location. See average monthly rates by insurer in cities across the state.

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Many factors impact your car insurance rate, and in a state as big as Texas, your location will undoubtedly be one of them.

One of the best ways to save money on car insurance is to compare quotes for similar coverage levels across multiple insurers. Whether you’re in a major metro area like Houston or farther out west in a city like Lubbock, it pays to get quotes with multiple providers to find the best rate.

Below you will find recent car insurance costs from many cities across Texas. Find your city, or one nearby, to get a sense for what you could pay if you’re shopping for car insurance.

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Car insurance in Baytown, TX

Insurers like Safeco, Mercury, Travelers and Allstate often quote below-average rates to customers with clean driving records in Texas.

Insurance Company
Avg Monthly Quote
Safeco $178
Mercury $199
Travelers $210
Allstate $211
Assurance America $215
Last Updated Jan, 2025

Car insurance in Bryan, TX

If you’re looking to save money on car insurance in Bryan, some of the large national providers such as Safeco, Nationwide and Progressive often quote affordable rates.

Insurance Company
Avg Monthly Quote
Safeco $141
State Auto $157
Nationwide $158
Progressive $161
Kemper $166
Last Updated Jan 30, 2025

Car insurance in Conroe, TX

If you need car insurance in Conroe, give companies like Travelers, Kemper or Safeco a look as they have often quoted Jerry customers rates below the state average.

Insurance Company
Avg Monthly Quote
Travelers $167
Mercury $170
Kemper $180
Safeco $187
Assurance America $189
Last Updated Jan 30, 2025
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Car insurance in Denton, TX

If you’re in the Denton area and looking to save money on car insurance, companies like Trexis, Kemper and Safeco provide quotes to Denton residents that are below-average for the state.

Insurance Company
Avg Monthly Quote
Trexis $91
Kemper $146
Commonwealth Insurance $176
Safeco $184
Nationwide $186
Last Updated Jan 30, 2025

Car insurance in Garland, TX

In Gardland, if you are looking for car insurance rates below the state average, check out companies like Assurance America, Mercury or Trexis. These insurers have often quoted low rates to Jerry customers in Garland.

Insurance Company
Avg Monthly Quote
Assurance America $182
Mercury $188
Trexis $197
Travelers $198
Safeco $201
Last Updated Jan 29, 2025

Car insurance in Katy, TX

Big brands such as Safeco, Travelers and Nationwide are often at the top of the list for cheap car insurance in Katy.

Insurance Company
Avg Monthly Quote
Aspire Advantage $150
Safeco $181
Travelers $185
Mercury $189
Nationwide $209
Last Updated Jan, 2025
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Car insurance in Lufkin, TX

If you shop around, you can find a good car insurance rate in Lufkin. Jerry customers with quotes from places like Assurance America, Safeco and Travelers have been quoted rates that are below the state average.

Insurance Company
Avg Monthly Quote
Assurance America $136
Safeco $149
Travelers $151
Metlife $155
Mercury $157
Last Updated Jan 30, 2025

Car insurance in Midland, TX

If you’re in the Midland area, you can often find affordable car insurance rates with big companies like Safeco, Nationwide and Progressive, among others.

Insurance Company
Avg Monthly Quote
Safeco $156
Assurance America $180
Nationwide $197
Mercury $200
Progressive $208
Last Updated Jan 30, 2025

Car insurance in Plano, TX

You can often find below-average prices on car insurance in Plano with insurers such as AAA, Travelers and Kemper.

Insurance Company
Avg Monthly Quote
AAA $159
Travelers $163
Kemper $173
Trexis $179
Mercury $187
Last Updated Jan 30, 2025
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Car insurance in San Marcos, TX

If you’re shopping for car insurance in San Marcos, look to companies like Kemper, Travelers and Safeco who often quote rates to Jerry customers below the state average.

Insurance Company
Avg Monthly Quote
Kemper $125
Mercury $145
Travelers $154
Safeco $179
Progressive $190
Last Updated Jan, 2025

Car insurance in Texarkana, TX

You should have plenty of affordable car insurance options when shopping in the Texarkana area, including the likes of Safeco, Kemper and Allstate.

Insurance Company
Avg Monthly Quote
Safeco $134
Commonwealth Insurance $138
Kemper $147
Allstate $151
State Auto $159
Last Updated Jan, 2025

Car insurance in Victoria, TX

If you’re shopping for car insurance in the Victoria area, you may find low rates with companies such as Mercury, Commonwealth and Allstate.

Insurance Company
Avg Monthly Quote
Mercury $145
Assurance America $154
Commonwealth Insurance $170
Allstate $172
Travelers $175
Last Updated Jan, 2025

Car insurance in Wichita Falls, TX

Good deals on car insurance can certainly be had in Wichita Falls, if you shop around. Consider insurers such as Safeco, Mercury and Kemper.

Insurance Company
Avg Monthly Quote
Safeco $89
Mercury $115
Anchor General $116
Kemper $116
Travelers $134
Last Updated Jan 30, 2025
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Methodology

Data for all tables includes quotes on or after 1/1/24 for Jerry customers in the designated city with no violations.