Many factors can impact your car insurance rate, and in a state as big as Texas, your location will undoubtedly be one of them.
One of the best ways to save money on car insurance is to compare quotes for similar coverage levels across multiple insurers who sell policies in Texas. Whether you’re in a major metro area like Houston or farther out west in a city like Lubbock, it pays to get quotes with multiple providers to find the best rate.
Below you will find recent car insurance costs from many cities across Texas. Find your city, or one nearby, to get a sense for what you could pay if you’re shopping for the best car insurance rates near you.
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See robust car insurance pricing for large Texas cities
Car insurance in Baytown, TX
Insurers like Safeco, Mercury, Travelers and Allstate often quote below-average rates to customers with clean driving records in Baytown, Texas.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Progressive | $178 |
| The General | $204 |
| Gainsco | $225 |
| ROOT | $228 |
| Geico | $234 |
Car insurance in Bryan, TX
If you’re looking to save money on car insurance in Bryan, some of the large national providers such as Safeco, Nationwide and Progressive often quote affordable rates.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Progressive | $148 |
| The General | $163 |
| Bluefire | $168 |
| Geico | $177 |
| Gainsco | $182 |
Car insurance in Conroe, TX
If you need car insurance in Conroe, give companies like Travelers, Kemper or Safeco a look as they have often quoted Jerry customers rates below the state average.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Kemper | $81 |
| Safeco | $172 |
| Progressive | $186 |
| The General | $207 |
| ROOT | $220 |
Car insurance in Denton, TX
If you’re in the Denton area and looking to save money on car insurance, companies like Trexis, Kemper and Safeco provide quotes to Denton residents that are below-average for the state.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Progressive | $160 |
| Geico | $169 |
| The General | $185 |
| ROOT | $186 |
| Safeco | $193 |
Car insurance in Garland, TX
In Gardland, if you are looking for car insurance rates below the average cost in Texas, check out companies like Assurance America, Mercury or Trexis. These insurers have often quoted low rates to Jerry customers in Garland.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $168 |
| Embark General | $197 |
| The General | $206 |
| ROOT | $228 |
| Gainsco | $230 |
Car insurance in Katy, TX
Big brands such as Safeco, Travelers and Nationwide are often at the top of the list for cheap car insurance in Katy.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Embark General | $183 |
| Safeco | $195 |
| Progressive | $209 |
| ROOT | $221 |
| The General | $226 |
Car insurance in Lufkin, TX
If you shop around for car insurance, you can find a good rate in Lufkin. Jerry customers with quotes from places like Assurance America, Safeco and Travelers have been quoted rates that are below the state average costs.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Aspire Advantage | $82 |
| Anchor General | $112 |
| Bluefire | $125 |
| The General | $137 |
| Commonwealth Insurance | $137 |
Car insurance in Midland, TX
If you’re in the Midland area, you can often find affordable car insurance rates with big companies like Safeco, Nationwide and Progressive, among others.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $166 |
| Bluefire | $166 |
| Geico | $186 |
| The General | $188 |
| Progressive | $193 |
Car insurance in Plano, TX
You can often find below-average prices on car insurance in Plano with insurers such as AAA, Travelers and Kemper.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Geico | $166 |
| Progressive | $173 |
| Bluefire | $175 |
| ROOT | $187 |
| Assurance America | $206 |
Car insurance in San Marcos, TX
If you’re shopping for car insurance in San Marcos, look to companies like Kemper, Travelers and Safeco who often quote rates to Jerry customers below the state average.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Progressive | $172 |
| Geico | $173 |
| Safeco | $183 |
| The General | $191 |
| Bluefire | $199 |
Car insurance in Texarkana, TX
You should have plenty of affordable car insurance options when shopping in the Texarkana area, including the likes of Safeco, Kemper and Allstate.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $122 |
| Commonwealth Insurance | $125 |
| The General | $130 |
| Progressive | $138 |
| Assurance America | $142 |
Car insurance in Victoria, TX
If you’re shopping for car insurance in the Victoria area, you may find low rates with companies such as Mercury, Commonwealth and Allstate.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Bluefire | $118 |
| Progressive | $131 |
| Safeco | $148 |
| Gainsco | $149 |
| The General | $156 |
Car insurance in Wichita Falls, TX
Good deals on car insurance can certainly be had in Wichita Falls, if you shop around. Consider insurers such as Safeco, Mercury and Kemper.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Anchor General | $138 |
| Progressive | $144 |
| Embark General | $146 |
| The General | $149 |
| Bluefire | $152 |
Methodology
Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.
Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
