Cheap Car Insurance in Tyler, TX (July 2025)

Written by Xuyun Zeng and 2 others
Updated Jul 5, 2025
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Cheap Car Insurance in Tyler, TX (July 2025)

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Driving in Tyler, Texas means navigating a mix of busy city roads and rural highways, where weather, speed and road conditions can vary quickly. While traffic is lighter than in major metros, accident risks remain — especially on rural routes where many fatal crashes occur. These local driving conditions influence how insurance providers assess risk and set rates. For Tyler residents looking to stay protected without overspending, finding cheap car insurance that fits their driving habits is key.

More: Best car insurance in Texas

Cheapest minimum coverage insurance in Tyler

These are the cheapest car insurance quotes for minimum coverage in Tyler, Texas that Jerry customers have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$52 $629 Progressive 28 January 26, 2024 Tyler, TX 75703
$60 $721 Assurance America 42 February 21, 2025 Tyler, TX 75704
$63 $753 Progressive 49 March 8, 2025 Tyler, TX 75702
$64 $773 Progressive 55 June 20, 2025 Tyler, TX 75703
$66 $789 Progressive 25 February 6, 2024 Tyler, TX 75707
$68 $813 Aspen 30 October 3, 2024 Tyler, TX 75701
$72 $865 Assurance America 35 December 26, 2024 Tyler, TX 75701
$73 $879 Bristol West 34 January 1, 2025 Tyler, TX 75701
$78 $931 Progressive 27 August 17, 2024 Tyler, TX 75701
$78 $941 Aspen 46 March 7, 2024 Tyler, TX 75709
Last Updated Jul 4, 2025

Texas requires drivers to carry these minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in Texas

Cheapest full coverage insurance in Tyler

If your car is damaged by weather-related incidents such as theft, fire, vandalism or collisions, the minimum coverage won’t pay for your repairs but full coverage, which includes comprehensive coverage and collision insurances, could. These are the cheapest quotes for full coverage that drivers in Tyler have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$53 $637 Progressive 71 November 25, 2024 Tyler, TX 75704
$64 $773 Progressive 55 June 20, 2025 Tyler, TX 75703
$69 $823 Progressive 33 November 30, 2024 Tyler, TX 75701
$78 $931 Progressive 27 August 17, 2024 Tyler, TX 75701
$79 $945 Progressive 43 September 20, 2024 Tyler, TX 75701
$80 $959 Progressive 51 April 9, 2025 Tyler, TX 75703
$80 $961 Progressive 34 February 28, 2025 Tyler, TX 75708
$83 $1,001 Progressive 34 April 12, 2025 Tyler, TX 75701
$88 $1,061 Progressive 30 June 27, 2025 Tyler, TX 75703
$89 $1,071 Progressive 36 April 26, 2025 Tyler, TX 75706
Last Updated Jul 6, 2025

More: Best car insurance companies

Cheapest car insurance for young drivers in Tyler (18-29 years old)

Young drivers in Tyler typically pay more for auto insurance because they lack driving experience. These are the cheapest quotes that young drivers in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$52 $629 Progressive 28 No January 26, 2024 Tyler, TX 75703
$66 $789 Progressive 25 No February 6, 2024 Tyler, TX 75707
$78 $931 Progressive 27 Yes August 17, 2024 Tyler, TX 75701
$98 $1,171 Progressive 25 No June 26, 2025 Tyler, TX 75704
$99 $1,187 Aspen 29 No May 4, 2024 Tyler, TX 75706
Last Updated Jul 5, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Tyler (30-54 years old)

Drivers between 30 and 54 years old typically pay a lower insurance premium than younger drivers, but it’s still wise to continue shopping for a better rate before your policy renews. These are the cheapest quotes that mature drivers have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$60 $721 Assurance America 42 No February 21, 2025 Tyler, TX 75704
$63 $753 Progressive 49 No March 8, 2025 Tyler, TX 75702
$68 $813 Aspen 30 No October 3, 2024 Tyler, TX 75701
$69 $823 Progressive 33 Yes November 30, 2024 Tyler, TX 75701
$72 $865 Assurance America 35 No December 26, 2024 Tyler, TX 75701
Last Updated Jul 5, 2025

Cheapest car insurance for older drivers in Tyler (55+ years old)

Seniors in Tyler typically pay the lowest rates for auto insurance until they hit their 70s, when prices tend to go up. These are the cheapest quotes that older drivers in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$53 $637 Progressive 71 November 25, 2024 Tyler, TX 75704 Yes
$64 $773 Progressive 55 June 20, 2025 Tyler, TX 75703 Yes
$75 $895 Progressive 76 May 6, 2025 Tyler, TX 75701 No
$78 $941 Progressive 63 January 31, 2025 Tyler, TX 75708 No
$79 $947 Progressive 61 December 29, 2024 Tyler, TX 75707 No
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with clean records in Tyler

Drivers with no accidents, traffic violations or insurance claims typically qualify for low auto insurance premiums. These are the cheapest quotes that drivers with clean records in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$53 $637 Progressive 71 November 25, 2024 Yes Tyler, TX 75704
$63 $753 Progressive 49 March 8, 2025 No Tyler, TX 75702
$64 $773 Progressive 55 June 20, 2025 Yes Tyler, TX 75703
$68 $813 Aspen 30 October 3, 2024 No Tyler, TX 75701
$72 $865 Assurance America 35 December 26, 2024 No Tyler, TX 75701
$75 $895 Progressive 76 May 6, 2025 No Tyler, TX 75701
$78 $931 Progressive 27 August 17, 2024 Yes Tyler, TX 75701
$78 $941 Progressive 63 January 31, 2025 No Tyler, TX 75708
$78 $941 Aspen 46 March 7, 2024 No Tyler, TX 75709
$79 $945 Progressive 43 September 20, 2024 Yes Tyler, TX 75701
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with low credit scores in Tyler

Texas allows insurers to use your credit score to determine your premium and a low score could cost you more. Here are the cheapest quotes that drivers in Tyler with credit scores below 550 have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $83 $1,001 Progressive 34 April 12, 2025 Tyler, TX 75701
<550 $89 $1,073 Progressive 30 January 2, 2025 Tyler, TX 75703
<550 $91 $1,095 Progressive 52 November 16, 2024 Tyler, TX 75708
<550 $99 $1,187 Aspen 29 May 4, 2024 Tyler, TX 75706
<550 $99 $1,187 Bluefire 47 January 10, 2024 Tyler, TX 75708
Last Updated Jul 5, 2025

Cheapest car insurance for drivers with at-fault accidents in Tyler

Drivers with at-fault accidents typically pay a high premium for car insurance. If you’ve recently been in an at-fault accident, shop around for the best rate before your current policy renews to ensure you’re keeping costs low. These are the cheapest quotes that drivers in Tyler have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $52 $629 Progressive 28 No January 26, 2024 Tyler, TX 75703
At Fault With No Injury $73 $879 Bristol West 34 No January 1, 2025 Tyler, TX 75701
At Fault With No Injury $83 $1,001 Progressive 34 Yes April 12, 2025 Tyler, TX 75701
At Fault With No Injury $91 $1,087 Bluefire 45 No February 12, 2025 Tyler, TX 75703
At Fault With No Injury $95 $1,143 The General 49 No January 25, 2025 Tyler, TX 75702
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with speeding tickets in Tyler

Speeding citations usually cause your insurance premiums to rise, and the degree of increase may depend on what speed you were cited at. These are the cheapest quotes that drivers in Tyler with speeding tickets have received via Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $52 $629 Progressive 28 January 26, 2024 Tyler, TX 75703
Speeding over 15 $99 $1,187 Aspen 29 May 4, 2024 Tyler, TX 75706
Speeding under 15 $115 $1,381 Assurance America 25 March 14, 2025 Tyler, TX 75707
Speeding under 15 $117 $1,409 The General 57 February 14, 2025 Tyler, TX 75708
Speeding under 15 $142 $1,701 Assurance America 37 May 15, 2024 Tyler, TX 75701
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with DUIs in Tyler

A DUI may cause your premium to rise, and some insurers may not issue policies to drivers who have been cited. To ensure you’re getting the coverage you need at the lowest price, it’s wise to compare multiple quotes. These are the cheapest quotes that drivers in Tyler with DUIs have received via Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $80 $959 Progressive 51 April 9, 2025 Tyler, TX 75703
DUI $127 $1,521 Progressive 26 September 26, 2024 Tyler, TX 75704
DUI $226 $2,715 Progressive 25 February 27, 2024 Tyler, TX 75701
DUI $257 $3,087 The General 50 June 8, 2025 Tyler, TX 75702
Last Updated Jul 4, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.