Cheap Car Insurance in Tyler, TX (July 2025)

Written by Xuyun Zeng and 2 others
Updated Jul 23, 2025
Insurance price card

Cheap Car Insurance in Tyler, TX (July 2025)

No long forms No spam or unwanted phone calls Quotes from top insurance companies

You’re minutes away from insurance savings.

Driving in Tyler, Texas means navigating a mix of busy city roads and rural highways, where weather, speed and road conditions can vary quickly. While traffic is lighter than in major metros, accident risks remain — especially on rural routes where many fatal crashes occur. These local driving conditions influence how insurance providers assess risk and set rates. For Tyler residents looking to stay protected without overspending, finding cheap car insurance that fits their driving habits is key.

More: Best car insurance in Texas

Cheapest minimum coverage insurance in Tyler

These are the cheapest car insurance quotes for minimum coverage in Tyler, Texas that Jerry customers have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$37 $449 Progressive 30 June 27, 2025 Tyler, TX 75703
$57 $679 Progressive 55 June 20, 2025 Tyler, TX 75703
$63 $753 Progressive 49 March 8, 2025 Tyler, TX 75702
$66 $789 Progressive 25 February 6, 2024 Tyler, TX 75707
$75 $903 Progressive 31 July 14, 2025 Tyler, TX 75704
$78 $931 Progressive 27 August 17, 2024 Tyler, TX 75701
$79 $945 Progressive 43 September 20, 2024 Tyler, TX 75701
$79 $947 Progressive 61 December 29, 2024 Tyler, TX 75707
$83 $995 Progressive 79 August 9, 2024 Tyler, TX 75707
$84 $1,007 Progressive 45 August 15, 2024 Tyler, TX 75703
Last Updated Jul 24, 2025

Texas requires drivers to carry these minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in Texas

Cheapest full coverage insurance in Tyler

If your car is damaged by weather-related incidents such as theft, fire, vandalism or collisions, the minimum coverage won’t pay for your repairs but full coverage, which includes comprehensive coverage and collision insurances, could. These are the cheapest quotes for full coverage that drivers in Tyler have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$75 $903 Progressive 31 July 14, 2025 Tyler, TX 75704
$76 $910 Safeco 66 April 24, 2025 Tyler, TX 75707
$78 $931 Progressive 27 August 17, 2024 Tyler, TX 75701
$79 $945 Progressive 43 September 20, 2024 Tyler, TX 75701
$82 $981 Progressive 50 July 4, 2025 Tyler, TX 75704
$84 $1,003 Progressive 71 November 25, 2024 Tyler, TX 75704
$85 $1,019 Progressive 76 May 6, 2025 Tyler, TX 75701
$87 $1,039 Progressive 63 July 9, 2025 Tyler, TX 75701
$93 $1,121 Safeco 54 December 31, 2024 Tyler, TX 75701
$104 $1,247 Progressive 62 August 11, 2024 Tyler, TX 75706
Last Updated Jul 24, 2025

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

Average monthly quote:
$–
COMPARE QUOTES
Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Tyler (18-29 years old)

Young drivers in Tyler typically pay more for auto insurance because they lack driving experience. These are the cheapest quotes that young drivers in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$66 $789 Progressive 25 No February 6, 2024 Tyler, TX 75707
$78 $931 Progressive 27 Yes August 17, 2024 Tyler, TX 75701
$98 $1,171 Progressive 25 No June 26, 2025 Tyler, TX 75704
$99 $1,189 Progressive 24 No June 27, 2025 Tyler, TX 75703
$101 $1,209 Commonwealth Insurance 27 No July 23, 2024 Tyler, TX 75703
Last Updated Jul 24, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Tyler (30-54 years old)

Drivers between 30 and 54 years old typically pay a lower insurance premium than younger drivers, but it’s still wise to continue shopping for a better rate before your policy renews. These are the cheapest quotes that mature drivers have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$37 $449 Progressive 30 No June 27, 2025 Tyler, TX 75703
$63 $753 Progressive 49 No March 8, 2025 Tyler, TX 75702
$75 $903 Progressive 31 Yes July 14, 2025 Tyler, TX 75704
$79 $945 Progressive 43 Yes September 20, 2024 Tyler, TX 75701
$84 $1,007 Progressive 45 No August 15, 2024 Tyler, TX 75703
Last Updated Jul 24, 2025

Cheapest car insurance for older drivers in Tyler (55+ years old)

Seniors in Tyler typically pay the lowest rates for auto insurance until they hit their 70s, when prices tend to go up. These are the cheapest quotes that older drivers in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$57 $679 Progressive 55 June 20, 2025 Tyler, TX 75703 No
$79 $947 Progressive 61 December 29, 2024 Tyler, TX 75707 No
$83 $995 Progressive 79 August 9, 2024 Tyler, TX 75707 No
$84 $1,003 Progressive 71 November 25, 2024 Tyler, TX 75704 Yes
$85 $1,019 Progressive 76 May 6, 2025 Tyler, TX 75701 Yes
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with clean records in Tyler

Drivers with no accidents, traffic violations or insurance claims typically qualify for low auto insurance premiums. These are the cheapest quotes that drivers with clean records in Tyler have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$37 $449 Progressive 30 June 27, 2025 No Tyler, TX 75703
$57 $679 Progressive 55 June 20, 2025 No Tyler, TX 75703
$63 $753 Progressive 49 March 8, 2025 No Tyler, TX 75702
$75 $903 Progressive 31 July 14, 2025 Yes Tyler, TX 75704
$78 $931 Progressive 27 August 17, 2024 Yes Tyler, TX 75701
$79 $945 Progressive 43 September 20, 2024 Yes Tyler, TX 75701
$79 $947 Progressive 61 December 29, 2024 No Tyler, TX 75707
$84 $1,003 Progressive 71 November 25, 2024 Yes Tyler, TX 75704
$84 $1,007 Progressive 45 August 15, 2024 No Tyler, TX 75703
$85 $1,019 Progressive 76 May 6, 2025 Yes Tyler, TX 75701
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with low credit scores in Tyler

Texas allows insurers to use your credit score to determine your premium and a low score could cost you more. Here are the cheapest quotes that drivers in Tyler with credit scores below 550 have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $91 $1,089 Assurance America 43 June 30, 2024 Tyler, TX 75701
<550 $97 $1,169 Progressive 33 June 15, 2025 Tyler, TX 75703
<550 $101 $1,209 Commonwealth Insurance 27 July 23, 2024 Tyler, TX 75703
<550 $107 $1,285 Bristol West 34 December 27, 2024 Tyler, TX 75701
<550 $114 $1,373 Progressive 29 May 4, 2024 Tyler, TX 75706
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Tyler

Drivers with at-fault accidents typically pay a high premium for car insurance. If you’ve recently been in an at-fault accident, shop around for the best rate before your current policy renews to ensure you’re keeping costs low. These are the cheapest quotes that drivers in Tyler have received via Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $83 $995 Progressive 79 No August 9, 2024 Tyler, TX 75707
At Fault With No Injury $87 $1,039 Progressive 63 Yes July 9, 2025 Tyler, TX 75701
At Fault With No Injury $98 $1,171 Progressive 25 No June 26, 2025 Tyler, TX 75704
At Fault With No Injury $101 $1,209 Commonwealth Insurance 27 No July 23, 2024 Tyler, TX 75703
At Fault With No Injury $109 $1,302 Electric 66 No April 24, 2025 Tyler, TX 75707
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with speeding tickets in Tyler

Speeding citations usually cause your insurance premiums to rise, and the degree of increase may depend on what speed you were cited at. These are the cheapest quotes that drivers in Tyler with speeding tickets have received via Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $87 $1,039 Progressive 63 July 9, 2025 Tyler, TX 75701
Speeding over 15 $107 $1,285 Bristol West 34 December 27, 2024 Tyler, TX 75701
Speeding over 15 $114 $1,373 Progressive 29 May 4, 2024 Tyler, TX 75706
Speeding under 15 $166 $1,987 Progressive 39 September 17, 2024 Tyler, TX 75703
Speeding under 15 $171 $2,051 Bluefire 52 June 12, 2025 Tyler, TX 75703
Last Updated Jul 24, 2025

Cheapest car insurance for drivers with DUIs in Tyler

A DUI may cause your premium to rise, and some insurers may not issue policies to drivers who have been cited. To ensure you’re getting the coverage you need at the lowest price, it’s wise to compare multiple quotes. These are the cheapest quotes that drivers in Tyler with DUIs have received via Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $204 $2,453 Bristol West 26 September 26, 2024 Tyler, TX 75704
DUI $226 $2,715 Progressive 25 February 27, 2024 Tyler, TX 75701
Last Updated Jul 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
meet-experts-thumbnail
Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.