Car Insurance in Washington State
Washington state drivers have seen a 43% increase in insurance costs from 2019 to 2024. Here’s how to get the best auto insurance for your needs.
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Car insurance coverage in Washington
Washington state drivers have been seeing increases in their auto insurance costs over the last several years. According to S&P Global’s data, Washington state has seen a 43% increase from January 2019 to September 2024, with the biggest increases happening in 2023 and 2024 of 20.2% and 16.3% respectively.
Washington hasn’t raised its state-mandated minimum coverages since 1980, which require drivers to carry these minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
While looking at car insurance quotes, be sure you think about whether you need cheap car insurance or coverage with higher limits for greater protection. Getting different quotes from different companies will help you figure out the average cost of car insurance for your specific situation and needs.
Car insurance by city in Washington (June 2025)
Cheap Car Insurance in Washington State for June 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in Washington.
Cheap Car Insurance in Seattle June 2025
Seattle drivers may pay higher car insurance premiums than those in more rural areas, but it's still possible to find solid coverage at an affordable rate.
Cheap Car Insurance in Spokane, WA
To find the cheapest car insurance in Spokane, compare quotes from multiple providers.
Best Car Insurance in Washington State for June 2025
Geico is the best car insurance company in Washington, according to Jerry’s analysis.
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Recent car insurance quotes in Washington state
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 23, 2025 | Bristol West | $229 |
| June 22, 2025 | Bristol West | $72 |
| June 22, 2025 | The General | $99 |
| June 22, 2025 | National General | $125 |
| June 22, 2025 | Bristol West | $149 |
Last Updated Jun 24, 2025
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Washington State resources
