Car insurance prices vary more by company than most drivers realize. The right insurer depends on your state, your driving history and how each company weighs those factors. Based on Jerry’s data, full coverage quotes among the carriers on this page range from under $107 per month on the low end to over $469 per month for drivers with clean records. All figures come from real quotes received by Jerry drivers in the past 12 months. The comparison table below shows overall averages for each carrier; scroll down for a state-by-state breakdown.
|
Insurer
|
Avg monthly quote
|
Avg annual quote
|
|---|
|
Insurer
|
Avg monthly quote
|
Avg annual quote
|
|---|---|---|
| $340 | $4,084 | |
| $231 | $2,776 | |
| $216 | $2,586 | |
| $313 | $3,759 | |
| $282 | $3,384 | |
| $418 | $5,022 | |
| $341 | $4,096 | |
| $386 | $4,627 | |
| $320 | $3,835 | |
| $289 | $3,466 | |
| $315 | $3,774 | |
| $107 | $1,286 | |
| $283 | $3,392 | |
| $325 | $3,898 | |
| $367 | $4,403 | |
| $443 | $5,320 | |
| $428 | $5,140 | |
| $380 | $4,555 | |
| $469 | $5,629 | |
| $244 | $2,930 | |
| $289 | $3,468 | |
| $374 | $4,484 | |
| $287 | $3,448 | |
| $235 | $2,814 | |
| $298 | $3,570 | |
| $343 | $4,110 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
How much does AAA car insurance cost?
AAA car insurance is sold through regional member clubs, and membership is generally required to purchase or renew a policy.
AAA is the 23rd -most popular carrier in terms of policies sold through Jerry. The table below shows average full coverage quotes across the nine states where AAA data is available.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $335 | $4,014 | |
| $307 | $3,686 | |
| $309 | $3,709 | |
| $334 | $4,011 | |
| $399 | $4,792 | |
| $283 | $3,399 | |
| $359 | $4,314 | |
| $434 | $5,207 | |
| $296 | $3,546 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Ohio and Virginia are the most affordable markets in Jerry’s data; Pennsylvania sits at the high end at $434/mo.
How much does Anchor General car insurance cost?
Anchor General is a San Diego-based insurer specializing in non-standard private passenger auto coverage. Currently, Anchor General only issues policies in California, Arizona and Texas.
By policies sold, Anchor General ranks eighth among carriers in Jerry’s dataset. Below are average full coverage quotes from Jerry’s data in the states where Anchor General data is available.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $231 | $2,772 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Jerry’s data shows Anchor General full coverage averaging $231/mo in California
How much does Aspire Advantage car insurance cost?
Aspire General is a California-based non-standard insurance carrier that aims to raise the bar in non-standard auto insurance, selling two tiers of coverage through independent brokers and agents.
Aspire is the sixth -best-selling carrier in Jerry’s dataset. The breakdown below shows average full coverage quotes by state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $182 | $2,178 | |
| $219 | $2,627 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Arizona is the more affordable market at $182/mo, with California running higher at $219/mo.
How much does Assurance America car insurance cost?
Assurance America is a non-standard insurer offering same-day coverage and flexible payment options, primarily for high-risk drivers. This carrier currently offers coverage in 13 states.
Among all carriers in this dataset, AssuranceAmerica ranks fifth by policies sold through Jerry. The table below shows what Jerry drivers have received as full coverage quotes for Assurance America, state by state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $170 | $2,036 | |
| $307 | $3,689 | |
| $297 | $3,564 | |
| $353 | $4,236 | |
| $188 | $2,252 | |
| $193 | $2,311 | |
| $186 | $2,232 | |
| $450 | $5,395 | |
| $299 | $3,585 | |
| $205 | $2,455 | |
| $357 | $4,280 | |
| $335 | $4,015 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Alabama, Oklahoma and Indiana are the most affordable markets; Pennsylvania is the most expensive at $450/mo.
How much does Bluefire car insurance cost?
Bluefire operates as a managing general agent (MGA), not an insurance carrier itself. It distributes non-standard auto coverage through independent agents, with policies actually underwritten by partner carriers such as Integon National, Equity Insurance Company and Home State County Mutual. Bluefire It’s based in Irving, TX, and operates in roughly 10 states. Bluefire specializes in drivers who are harder to insure, including those with tickets, accidents, DUIs, or coverage lapses.
Bluefire ranks seventh in Jerry’s dataset by policies sold. See the chart below for a state-by-state breakdown of Bluefire full coverage quotes from Jerry’s data.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $177 | $2,126 | |
| $309 | $3,713 | |
| $280 | $3,357 | |
| $316 | $3,787 | |
| $175 | $2,104 | |
| $295 | $3,538 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Mississippi is the most affordable market at $175/mo; Louisiana sits highest at $316/mo.
How much does Bristol West car insurance cost?
Bristol West is a Farmers Insurance Group subsidiary specializing in non-standard auto coverage. Coverage is offered in 43 states with SR-22 and FR-44 filing available for drivers who need proof of financial responsibility after a DUI or serious violation.
Bristol West is the third -most popular carrier by policies sold through Jerry, making it one of the top-selling carriers in this dataset. Based on Jerry’s data, the table below shows average Bristol West full coverage rates across 42 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $224 | $2,687 | |
| $371 | $4,451 | |
| $255 | $3,058 | |
| $484 | $5,803 | |
| $263 | $3,160 | |
| $659 | $7,904 | |
| $339 | $4,065 | |
| $473 | $5,675 | |
| $157 | $1,881 | |
| $157 | $1,880 | |
| $269 | $3,226 | |
| $242 | $2,898 | |
| $213 | $2,560 | |
| $335 | $4,023 | |
| $521 | $6,256 | |
| $363 | $4,353 | |
| $744 | $8,927 | |
| $192 | $2,299 | |
| $333 | $3,997 | |
| $304 | $3,644 | |
| $304 | $3,651 | |
| $248 | $2,981 | |
| $208 | $2,497 | |
| $169 | $2,029 | |
| $214 | $2,566 | |
| $156 | $1,875 | |
| $468 | $5,615 | |
| $186 | $2,233 | |
| $658 | $7,900 | |
| $1,460 | $17,522 | |
| $235 | $2,818 | |
| $247 | $2,959 | |
| $209 | $2,509 | |
| $323 | $3,881 | |
| $495 | $5,942 | |
| $212 | $2,540 | |
| $239 | $2,862 | |
| $323 | $3,876 | |
| $265 | $3,176 | |
| $235 | $2,815 | |
| $386 | $4,635 | |
| $211 | $2,527 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: New Hampshire and Idaho are the cheapest markets in Jerry’s data; New York is a notable outlier at the top at $1,460/mo.
How much does CLEARCOVER car insurance cost?
Clearcover is an insurtech carrier specializing in auto insurance, known for its app-based experience and AI-powered claims handling. It operates in roughly 19 states and targets price-sensitive drivers looking for a low-touch digital experience.
In terms of policies sold, Clearcover is the 11th -most popular carrier in Jerry’s dataset by policies sold. Jerry’s data spans 19 states; the table below shows the full breakdown.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $295 | $3,539 | |
| $256 | $3,078 | |
| $384 | $4,609 | |
| $360 | $4,325 | |
| $232 | $2,779 | |
| $183 | $2,192 | |
| $638 | $7,660 | |
| $451 | $5,412 | |
| $379 | $4,543 | |
| $265 | $3,175 | |
| $579 | $6,948 | |
| $363 | $4,358 | |
| $254 | $3,048 | |
| $442 | $5,309 | |
| $376 | $4,510 | |
| $317 | $3,805 | |
| $187 | $2,238 | |
| $372 | $4,465 | |
| $386 | $4,632 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Indiana and Utah are the most affordable states at $183/mo and $187/mo; Kentucky is the most expensive at $638/mo.
How much does Dairyland car insurance cost?
Dairyland is a personal lines subsidiary of Sentry Insurance, offering non-standard auto coverage since 1953 and motorcycle insurance for over 60 years. It offers many coverages that other non-standard carriers don’t, like gap insurance and ATV/RV policies.
Dairyland ranks 12th among carriers in this dataset by policies sold through Jerry. The table below reflects average full coverage quotes across 29 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $268 | $3,218 | |
| $255 | $3,064 | |
| $320 | $3,846 | |
| $445 | $5,338 | |
| $294 | $3,525 | |
| $513 | $6,157 | |
| $180 | $2,163 | |
| $159 | $1,910 | |
| $341 | $4,087 | |
| $250 | $2,998 | |
| $355 | $4,262 | |
| $358 | $4,301 | |
| $425 | $5,104 | |
| $245 | $2,937 | |
| $248 | $2,974 | |
| $186 | $2,228 | |
| $249 | $2,982 | |
| $265 | $3,183 | |
| $292 | $3,509 | |
| $348 | $4,179 | |
| $207 | $2,486 | |
| $293 | $3,518 | |
| $370 | $4,439 | |
| $253 | $3,032 | |
| $380 | $4,555 | |
| $330 | $3,956 | |
| $275 | $3,301 | |
| $278 | $3,332 | |
| $163 | $1,954 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Idaho, Wyoming and Iowa are the most affordable states in Jerry’s data; Florida sits highest at $513/mo.
How much does Electric car insurance cost?
Electric is the 19th -best-selling carrier in Jerry’s dataset. Below are average Electric full coverage quotes from Jerry drivers in each state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $433 | $5,201 | |
| $274 | $3,294 | |
| $206 | $2,475 | |
| $474 | $5,689 | |
| $211 | $2,538 | |
| $246 | $2,951 | |
| $338 | $4,060 | |
| $215 | $2,583 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Indiana is the most affordable at $206/mo, with Maryland coming in highest at $474/mo.
How much does Embark General car insurance cost?
Embark General is a regional insurer offering coverage to Jerry drivers in Alabama, California, Florida, Georgia, Massachusetts, Pennsylvania and Texas.
Embark General is the 16th -best-selling carrier in Jerry’s dataset. Below are average Embark General full coverage quotes from Jerry drivers in each state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $176 | $2,111 | |
| $232 | $2,784 | |
| $486 | $5,834 | |
| $320 | $3,841 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Alabama is the most affordable at $176/mo, with Massachusetts coming in highest at $486/mo.
How much does First Acceptance car insurance cost?
First Acceptance is a Nashville-based non-standard auto insurer, founded in 1969. It writes coverage for high-risk drivers through a network of independent agents in 14 states.
First Acceptance ranks 17th by policies sold among carriers in Jerry’s data. The table below shows average full coverage quotes from Jerry’s data, by state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $233 | $2,802 | |
| $334 | $4,004 | |
| $224 | $2,683 | |
| $285 | $3,422 | |
| $305 | $3,655 | |
| $384 | $4,609 | |
| $290 | $3,486 | |
| $428 | $5,131 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: In Jerry’s data, First Acceptance quotes range from $224/mo in Indiana to $428/mo in Texas.
How much does Gainsco car insurance cost?
GAINSCO is a State Farm-owned non-standard insurer focused on minimum-limits personal auto coverage. It offers coverage in 22 states.
GAINSCO is the 10th -most popular carrier in Jerry’s dataset by policies sold. Jerry’s data covers 22 states — see the breakdown below.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $213 | $2,552 | |
| $218 | $2,611 | |
| $254 | $3,044 | |
| $241 | $2,895 | |
| $399 | $4,783 | |
| $107 | $1,283 | |
| $215 | $2,584 | |
| $214 | $2,573 | |
| $451 | $5,416 | |
| $356 | $4,268 | |
| $230 | $2,755 | |
| $212 | $2,550 | |
| $188 | $2,259 | |
| $262 | $3,147 | |
| $293 | $3,513 | |
| $309 | $3,709 | |
| $297 | $3,562 | |
| $207 | $2,483 | |
| $258 | $3,091 | |
| $236 | $2,831 | |
| $317 | $3,805 | |
| $246 | $2,956 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Idaho leads as the most affordable market at $107/mo; Maryland and Georgia sit at the high end of the range.
How much does Geico car insurance cost?
GEICO is one of the largest auto insurers in the United States by market share, known for affordable rates, strong digital tools and broad discount programs.
The table below shows average GEICO full coverage quotes across 42 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $244 | $2,930 | |
| $212 | $2,539 | |
| $260 | $3,124 | |
| $346 | $4,150 | |
| $363 | $4,362 | |
| $273 | $3,273 | |
| $349 | $4,187 | |
| $356 | $4,274 | |
| $487 | $5,846 | |
| $347 | $4,163 | |
| $112 | $1,349 | |
| $114 | $1,362 | |
| $191 | $2,297 | |
| $147 | $1,763 | |
| $222 | $2,666 | |
| $319 | $3,830 | |
| $433 | $5,194 | |
| $246 | $2,953 | |
| $337 | $4,046 | |
| $139 | $1,669 | |
| $279 | $3,346 | |
| $189 | $2,264 | |
| $327 | $3,930 | |
| $219 | $2,627 | |
| $172 | $2,061 | |
| $180 | $2,157 | |
| $354 | $4,245 | |
| $189 | $2,269 | |
| $490 | $5,885 | |
| $584 | $7,010 | |
| $154 | $1,851 | |
| $224 | $2,694 | |
| $205 | $2,465 | |
| $225 | $2,703 | |
| $241 | $2,896 | |
| $209 | $2,510 | |
| $305 | $3,659 | |
| $214 | $2,571 | |
| $185 | $2,223 | |
| $309 | $3,712 | |
| $137 | $1,641 | |
| $194 | $2,329 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Iowa and Idaho are the most affordable states; New York is the most expensive at $584/mo.
How much does Home State car insurance cost?
Home State is the Texas-only brand of Home State County Mutual Insurance Company, a Waco-based carrier chartered in 1948 that specializes in non-standard auto coverage. It distributes through independent agents and also serves as a fronting carrier for other MGAs selling high-risk policies in Texas.
Home State ranks 22nd in Jerry’s dataset by policies sold. Jerry’s data for Home State covers Texas only; the table below shows the average full coverage quote.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $367 | $4,403 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway:Jerry’s data shows Home State full coverage averaging $367/mo in Texas.
How much does Infinity car insurance cost?
Infinity Insurance is a Kemper subsidiary specializing in non-standard auto coverage and SR-22 filings. Following Kemper’s $1.4 billion acquisition in 2018, Infinity’s non-California business was migrated to the Kemper Auto brand, and Infinity is now a California-only operation in runoff — servicing existing policies but no longer writing new ones.
Infinity is the 20th -most popular carrier in Jerry’s dataset by policies sold. But because Infinity is no longer actively writing policies, the state-by-state quotes below may reflect historical data rather than current availability.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $412 | $4,948 | |
| $567 | $6,798 | |
| $330 | $3,956 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Texas is the most affordable market at $330/mo; Pennsylvania comes in highest at $567/mo.
How much does Kemper car insurance cost?
Kemper is a Chicago-based insurance group, founded in 1912, that specializes in non-standard auto coverage for high-risk drivers. It’s the parent of Infinity Insurance and several other specialty brands, and exited the preferred/standard auto market in 2023 to concentrate on specialty lines.
By policies sold, Kemper ranks ninth among carriers in Jerry’s data by policies sold. Below is the average Kemper full coverage quote from Jerry’s data in the states represented.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $428 | $5,140 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway:Jerry’s data shows Kemper full coverage averaging $428/mo in California.
How much does Liberty Mutual car insurance cost?
Liberty Mutual is one of the largest auto insurers in the U.S. by market share. It’s known for a wide menu of optional coverages like Better Car Replacement, New Car Replacement, and gap insurance, as well as its RightTrack telematics program, which offers discounts of up to 30% for safe driving.
Liberty Mutual is the 25th -best-selling carrier in Jerry’s dataset. The table below shows what Jerry drivers have paid for Liberty Mutual full coverage across 33 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $222 | $2,667 | |
| $225 | $2,705 | |
| $297 | $3,563 | |
| $414 | $4,969 | |
| $525 | $6,305 | |
| $360 | $4,316 | |
| $482 | $5,786 | |
| $574 | $6,893 | |
| $124 | $1,492 | |
| $256 | $3,073 | |
| $208 | $2,492 | |
| $228 | $2,735 | |
| $228 | $2,735 | |
| $543 | $6,510 | |
| $174 | $2,083 | |
| $378 | $4,531 | |
| $256 | $3,077 | |
| $229 | $2,747 | |
| $227 | $2,723 | |
| $459 | $5,502 | |
| $400 | $4,796 | |
| $232 | $2,780 | |
| $229 | $2,744 | |
| $286 | $3,429 | |
| $218 | $2,618 | |
| $368 | $4,416 | |
| $322 | $3,859 | |
| $248 | $2,981 | |
| $399 | $4,788 | |
| $269 | $3,222 | |
| $402 | $4,827 | |
| $178 | $2,134 | |
| $203 | $2,436 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Idaho is the most affordable market at $124/mo; Georgia is the most expensive at $574/mo.
How much does Mendota car insurance cost?
Mendota Insurance is a Nashville-based non-standard auto carrier, in business since 1989, that writes coverage for drivers with DUIs, tickets, accidents, or coverage lapses. It sells exclusively through independent agents in roughly 10 states and is owned by Premier Holdings.
Mendota ranks 15th in Jerry’s dataset by policies sold. Jerry’s data covers the states where Mendota actively writes business; the table below shows the full breakdown.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $340 | $4,077 | |
| $379 | $4,551 | |
| $647 | $7,766 | |
| $262 | $3,138 | |
| $484 | $5,813 | |
| $444 | $5,329 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Mississippi is the most affordable state in this dataset at $261/mo; Florida sits highest at $647/mo.
How much does Mercury car insurance cost?
Mercury Insurance is a California-based carrier founded in 1961, offering personal auto, homeowners and renters insurance across 11 states through a network of more than 8,000 independent agents. Headquartered in Brea, California, Mercury is the leading independent-agency auto insurance writer in California and one of the state’s largest private passenger auto insurers overall.
Among carriers in this dataset, Mercury ranks 18th by policies sold through Jerry. See below for average full coverage quotes in the 10 states where Mercury data is available.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $182 | $2,187 | |
| $265 | $3,176 | |
| $231 | $2,772 | |
| $246 | $2,956 | |
| $148 | $1,771 | |
| $346 | $4,156 | |
| $291 | $3,487 | |
| $129 | $1,547 | |
| $206 | $2,474 | |
| $146 | $1,746 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Oklahoma and Virginia are Mercury’s most competitive markets in Jerry’s data; New Jersey runs highest at $346/mo.
How much does National General car insurance cost?
National General is an Allstate subsidiary, founded in 1939, that serves both standard and non-standard drivers through independent agents. Alongside personal auto, its coverage extends to RVs, motorcycles, and commercial vehicles.
National General is the second -most popular carrier in Jerry’s dataset by policies sold — one of the top-selling carriers here. The table below shows average full coverage quotes across 37 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $142 | $1,701 | |
| $155 | $1,858 | |
| $286 | $3,437 | |
| $318 | $3,812 | |
| $309 | $3,710 | |
| $425 | $5,099 | |
| $294 | $3,529 | |
| $240 | $2,883 | |
| $330 | $3,958 | |
| $116 | $1,391 | |
| $136 | $1,633 | |
| $184 | $2,212 | |
| $196 | $2,353 | |
| $164 | $1,966 | |
| $233 | $2,793 | |
| $213 | $2,556 | |
| $390 | $4,676 | |
| $275 | $3,304 | |
| $180 | $2,156 | |
| $244 | $2,926 | |
| $153 | $1,835 | |
| $151 | $1,815 | |
| $146 | $1,748 | |
| $191 | $2,290 | |
| $327 | $3,918 | |
| $136 | $1,633 | |
| $183 | $2,191 | |
| $252 | $3,022 | |
| $204 | $2,449 | |
| $179 | $2,143 | |
| $167 | $2,006 | |
| $341 | $4,089 | |
| $189 | $2,269 | |
| $278 | $3,342 | |
| $229 | $2,745 | |
| $152 | $1,829 | |
| $206 | $2,473 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway:Among the 37 states in Jerry’s data, Iowa and Ohio are the most affordable; Connecticut runs highest at $425/mo.
How much does Plymouth Rock car insurance cost?
Plymouth Rock Assurance is a Northeast auto insurer operating in six states. It offers optional features like accident forgiveness and Deductible Dollars — $50 in collision deductible credits for each claim-free year.
Plymouth Rock ranks 21st in Jerry’s dataset by policies sold. Jerry’s data covers three states; the breakdown below shows average full coverage quotes by state.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $265 | $3,183 | |
| $586 | $7,032 | |
| $207 | $2,482 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Pennsylvania comes in as the most affordable at $207/mo; New York is significantly higher at $586/mo.
How much does Progressive car insurance cost?
Progressive is one of the largest auto insurers in the country by market share, consistently ranking in the top three nationally. It offers the Snapshot telematics program, which can earn safe drivers discounts based on real driving behavior, and is one of the few major carriers that will file SR-22s in every state that requires them.
Progressive ranks first in Jerry’s dataset by policies sold. Jerry’s data covers 47 states — the broadest in this dataset; the table below shows state-by-state averages.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $162 | $1,941 | |
| $163 | $1,955 | |
| $224 | $2,691 | |
| $282 | $3,389 | |
| $266 | $3,197 | |
| $283 | $3,399 | |
| $482 | $5,786 | |
| $322 | $3,866 | |
| $342 | $4,105 | |
| $392 | $4,706 | |
| $105 | $1,261 | |
| $121 | $1,453 | |
| $181 | $2,174 | |
| $123 | $1,475 | |
| $179 | $2,148 | |
| $203 | $2,437 | |
| $289 | $3,470 | |
| $331 | $3,969 | |
| $118 | $1,422 | |
| $299 | $3,582 | |
| $147 | $1,763 | |
| $207 | $2,486 | |
| $196 | $2,358 | |
| $124 | $1,490 | |
| $205 | $2,458 | |
| $148 | $1,780 | |
| $133 | $1,594 | |
| $360 | $4,324 | |
| $166 | $1,989 | |
| $514 | $6,170 | |
| $671 | $8,052 | |
| $130 | $1,554 | |
| $168 | $2,021 | |
| $189 | $2,264 | |
| $277 | $3,329 | |
| $298 | $3,576 | |
| $247 | $2,964 | |
| $115 | $1,376 | |
| $171 | $2,052 | |
| $211 | $2,536 | |
| $198 | $2,375 | |
| $221 | $2,654 | |
| $138 | $1,651 | |
| $300 | $3,601 | |
| $141 | $1,694 | |
| $164 | $1,965 | |
| $120 | $1,436 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Iowa and South Dakota are the most affordable markets at $105/mo and $115/mo; New York is the highest at $671/mo.
How much does ROOT car insurance cost?
Root Insurance is an Ohio-based insurtech that prices auto coverage primarily on driving behavior rather than demographics. Before issuing a quote, Root requires a two- to three-week “test drive,” during which its app uses your smartphone’s sensors to measure habits like braking, turning, driving times and distracted driving. Drivers who score well can qualify for discounted rates; those who score poorly may not be offered coverage at all.
Root ranks fourth among carriers in this dataset by policies sold through Jerry. Based on Jerry’s data, the table below shows average Root full coverage rates across 33 states.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $174 | $2,090 | |
| $168 | $2,018 | |
| $219 | $2,629 | |
| $240 | $2,882 | |
| $221 | $2,653 | |
| $254 | $3,051 | |
| $255 | $3,058 | |
| $287 | $3,443 | |
| $274 | $3,288 | |
| $126 | $1,512 | |
| $205 | $2,457 | |
| $144 | $1,722 | |
| $137 | $1,649 | |
| $238 | $2,853 | |
| $327 | $3,923 | |
| $299 | $3,587 | |
| $156 | $1,875 | |
| $151 | $1,809 | |
| $143 | $1,717 | |
| $153 | $1,841 | |
| $154 | $1,845 | |
| $352 | $4,219 | |
| $164 | $1,974 | |
| $161 | $1,926 | |
| $212 | $2,548 | |
| $200 | $2,397 | |
| $263 | $3,157 | |
| $191 | $2,289 | |
| $226 | $2,707 | |
| $184 | $2,214 | |
| $212 | $2,546 | |
| $172 | $2,060 | |
| $161 | $1,927 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Iowa is Root’s most affordable market in Jerry’s data at $126/mo; Nevada comes in highest at $352/mo.
How much does The General car insurance cost?
The General joined Sentry Insurance in January 2025 through a $1.7 billion acquisition and is now Sentry’s flagship brand for non-standard auto. A direct-to-consumer specialist founded in 1963, it focuses on drivers with violations, lapses or SR-22 requirements.
By policies sold, The General ranks 14th among carriers in Jerry’s data. See below for average full coverage quotes in the 26 states where The General data is available.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $182 | $2,180 | |
| $294 | $3,523 | |
| $240 | $2,877 | |
| $272 | $3,269 | |
| $413 | $4,959 | |
| $189 | $2,264 | |
| $278 | $3,338 | |
| $266 | $3,197 | |
| $211 | $2,529 | |
| $267 | $3,206 | |
| $344 | $4,129 | |
| $242 | $2,906 | |
| $396 | $4,751 | |
| $229 | $2,750 | |
| $204 | $2,443 | |
| $164 | $1,972 | |
| $212 | $2,540 | |
| $286 | $3,430 | |
| $347 | $4,163 | |
| $408 | $4,890 | |
| $222 | $2,666 | |
| $234 | $2,814 | |
| $278 | $3,330 | |
| $198 | $2,381 | |
| $234 | $2,808 | |
| $244 | $2,930 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Ohio and Alabama are the cheapest markets in this dataset; Georgia is the most expensive at $413/mo.
How much does Trexis car insurance cost?
Trexis is a Franklin, Tennessee-based non-standard and mid-market auto carrier, founded in 1997 and part of the Alfa Insurance family. It sells through independent agents across roughly 10 states in the South and Midwest.
Trexis ranks 13th in Jerry’s dataset by policies sold. Jerry’s data covers 13 states; the table below shows the state-by-state breakdown.
|
State
|
Average monthly quote
|
Average annual quote
|
|---|
|
State
|
Average monthly quote
|
Average annual quote
|
|---|---|---|
| $191 | $2,294 | |
| $199 | $2,385 | |
| $326 | $3,913 | |
| $345 | $4,138 | |
| $500 | $5,994 | |
| $188 | $2,254 | |
| $298 | $3,572 | |
| $269 | $3,231 | |
| $462 | $5,546 | |
| $223 | $2,674 | |
| $212 | $2,538 | |
| $357 | $4,283 | |
| $378 | $4,534 |
Based on Jerry customers with clean driving records who received full coverage quotes in the past 12 months.
Key takeaway: Indiana and Alabama are the most affordable states in this dataset; Georgia runs highest at $500/mo.
Megan Lee is an editor, writer, and SEO expert who specializes in insurance, personal finance, travel, and healthcare. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for several websites, including NerdWallet. When she`s not crafting her next piece of content, Megan adventures around her Midwest home base where she likes to drink cortados, attend theme parties, ride her bike and cook Asian food.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
