Car Insurance in Georgia by City

Written by Kevin Berry and 1 other
Updated Sep 26, 2025

Georgians in cities big and small may save money on car insurance by rate shopping.

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Many variables affect your car insurance rate, and your location within the state of Georgia will almost certainly be one of them.

You can get quotes on the same or similar coverage from multiple insurers in order to get the best rate. Whether you’re in an urban area like Atlanta or in a more rural city up north like Dalton, getting multiple auto insurance quotes will help you find a competitive rate.

Below you will find recent car insurance costs from several cities across the state of Georgia. Find your city, or one nearby, to preview what you could pay if you’re looking for the best car insurance.

Larger cities, like Atlanta, have more robust pricing information and are not included in this list.

SIMPLIFY YOUR GEORGIA CAR INSURANCE IN MINUTES

Car insurance in Albany, GA

In Albany, companies like Dairyland, National General and Progressive often provide pricing that’s lower than the state’s average for customers with clean driving records.

Insurance Company
Avg Monthly Quote
Safeco $165
First Acceptance $179
National General $199
ROOT $211
Progressive $223
Last Updated Sept. 27, 2025

Car insurance in Athens, GA

If you’re in the Athens area, look to companies such as Progressive, First Acceptance or Trexis for low-cost policy options.

Insurance Company
Avg Monthly Quote
Safeco $163
First Acceptance $165
National General $184
ROOT $194
Geico $197
Last Updated Sept. 29, 2025

Car insurance in Augusta, GA

Out east in Augusta, you’ll find low-cost policies with insurers like Progressive, Dairyland or National General — all provide quotes below the Georgia state average to Jerry customers.

Insurance Company
Avg Monthly Quote
First Acceptance $187
Geico $196
Safeco $202
ROOT $217
National General $222
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Carrollton, GA

Residents of the Carrollton area can look for coverage from companies like Assurance America, Progressive and First Acceptance for reasonably priced policies.

Insurance Company
Avg Monthly Quote
First Acceptance $169
National General $197
Assurance America $198
Safeco $201
Clearcover $219
Last Updated Sept. 27, 2025

Car insurance in Cartersville, GA

If you’re looking for low auto insurance rates in the Cartersville area, Jerry customers have found good deals with companies such as Assurance America, Progressive and Trexis.

Insurance Company
Avg Monthly Quote
First Acceptance $184
National General $204
The General $208
Geico $214
Assurance America $225
Last Updated Sept. 27, 2025

Car insurance in Columbus, GA

Brands such as Embark, Safeco and Progressive are often at the top of the list for cheap car insurance in Columbus.

Insurance Company
Avg Monthly Quote
Bluefire $127
Embark General $159
First Acceptance $174
Safeco $183
Geico $198
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Conyers, GA

You’ll find some well-known insurers providing affordable quotes to folks in Conyers, GA. Look to companies like First Acceptance, Root and National General for low rates.

Insurance Company
Avg Monthly Quote
Safeco $253
National General $273
First Acceptance $276
Geico $277
ROOT $306
Last Updated Sept. 25, 2025

Car insurance in Dalton, GA

If you’re living in the Dalton area, insurers such as First Acceptance, Progressive and Assurance America may provide quotes that are below-average for the state.

Insurance Company
Avg Monthly Quote
First Acceptance $154
Assurance America $161
National General $169
ROOT $176
Safeco $185
Last Updated Sept. 23, 2025

Car insurance in Douglasville, GA

You can find below-state-average prices on car insurance in Douglasville with insurers such as Safeco, Dairyland and Aspen.

Insurance Company
Avg Monthly Quote
Dairyland $262
First Acceptance $264
National General $268
Safeco $276
ROOT $278
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Gainesville, GA

Jerry customers in the Gainesville area have received affordable car insurance quotes from insurers like Progressive, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Safeco $190
Geico $193
First Acceptance $215
ROOT $217
National General $220
Last Updated Sept. 27, 2025

Car insurance in Griffin, GA

Griffin residents can find affordable rates with a number of insurers, including the likes of First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
First Acceptance $216
Safeco $218
National General $229
Clearcover $237
ROOT $276
Last Updated Sept. 29, 2025

Car insurance in Lagrange, GA

Shopping for car insurance in Lagrange can yield several affordable options from companies like Progressive, First Acceptance and National General.

Insurance Company
Avg Monthly Quote
Dairyland $81
National General $182
Geico $184
First Acceptance $191
ROOT $217
Last Updated Sept. 27, 2025

Car insurance in Macon, GA

Jerry customers in Macon find polices at below-state-average prices from companies like Embark, Progressive and National General.

Insurance Company
Avg Monthly Quote
Safeco $218
National General $251
First Acceptance $256
ROOT $266
Geico $267
Last Updated Sept. 29, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Marietta, GA

If you live in the Marietta area, big-name insurers like Safeco and Progressive provide Jerry customers quotes that are below the average price for Georgians.

Insurance Company
Avg Monthly Quote
Geico $249
First Acceptance $251
ROOT $260
National General $263
Safeco $264
Last Updated Sept. 27, 2025

Car insurance in Rome, GA

When in Rome, you may find affordable car insurance with companies like First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
National General $180
First Acceptance $182
Safeco $207
Gainsco $215
ROOT $222
Last Updated Sept. 27, 2025

Car insurance in Valdosta, GA

Good deals on car insurance can be had in Valdosta, if you shop around. Consider insurers such as Trexis, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Dairyland $132
Safeco $180
Trexis $182
National General $183
ROOT $192
Last Updated Sept. 27, 2025

Car insurance in Warner Robins, GA

Drivers in Warner Robins should look to companies like First Acceptance, National General and Progressive because they provide Jerry customers with solid car insurance rates.

Insurance Company
Avg Monthly Quote
First Acceptance $208
National General $209
Safeco $209
Geico $215
ROOT $217
Last Updated Sept. 27, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

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