Jerry has helped customers find affordable coverage in New York since 2019. In Rochester, here are some key numbers from the past six months:
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Jerry has helped 915 drivers to compare 6 insurance providers.
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Majority of quotes range from $161 to $434 per month.
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On average, Jerry users who switched to a lower quote saved $50 to $212 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Rochester insurance with Jerry
How Jerry finds car insurance savings for Rochester drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Rochester drivers find more affordable coverage by comparing up to 6 insurers in just minutes. Here’s a look at real quotes Jerry customers in Rochester found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in New York
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Rochester differently, the same coverage can come with very different price tags.
Here’s how those differences show up for real Jerry customers:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
The Jerry difference: Rates may go up in Rochester, but insurers don’t price every driver the same way and a lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Drivers in Rochester can lower their premiums by taking advantage of discounts like having a safe driving record, getting a quote ahead of time or going paperless. These savings can help you get a lower quote without giving up the coverage you need. Jerry automatically searches for discounts you qualify for so you don’t miss a chance to save.
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Choosing the right mix of coverage helps drivers in Rochester strike a balance between saving money and staying well protected.
While state minimum coverage keeps costs lower, adding more protection like full coverage and roadside assistance can give peace of mind if something unexpected happens. It’s all about finding what works best for your budget and your needs, so you feel confident on the road without paying for coverage you don’t need.
Here are the coverage options Rochester drivers can choose from to find the right combination of price and protection:
Minimum
$107 – $276/mo
Meets New York’s liability, UM and PIP requirements but doesn’t cover your own vehicle.
Preferred
$186 – $435/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement mean better coverage.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Rochester drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Rochester quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
