Cars are deeply ingrained into the culture of Amarillo, as the city was a key stop along Route 66, and is still known for quirky roadside attractions like Cadillac Ranch and the Leaning Tower of Texas. Drivers here deserve kudos for dealing with dust storms, traffic on Interstate 40 and winds so strong they can tip over a semi truck.
Make sure you’ve got a good insurance policy before hitting the road in the Texas Panhandle. We’ve gathered data from Jerry customers in Amarillo to help you figure out which companies might offer lower prices and understand how your age, driving history and coverage needs can impact your rate.
Cheapest minimum coverage in Amarillo, TX
These are the cheapest quotes that drivers in Amarillo have received via Jerry.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$30 | $364 | Safeco | 62 | June 11, 2024 | Amarillo, TX | 79103 |
$39 | $471 | Progressive | 61 | August 5, 2024 | Amarillo, TX | 79107 |
$48 | $571 | Progressive | 66 | February 16, 2025 | Amarillo, TX | 79106 |
$50 | $605 | Progressive | 61 | May 22, 2024 | Amarillo, TX | 79106 |
$52 | $627 | Progressive | 74 | March 26, 2025 | Amarillo, TX | 79106 |
$57 | $679 | Progressive | 61 | February 11, 2024 | Amarillo, TX | 79107 |
$60 | $725 | Aspen | 38 | March 7, 2024 | Amarillo, TX | 79110 |
$61 | $729 | Progressive | 64 | July 24, 2024 | Amarillo, TX | 79110 |
$62 | $741 | Progressive | 55 | December 11, 2024 | Amarillo, TX | 79107 |
$63 | $757 | Assurance America | 58 | December 29, 2024 | Amarillo, TX | 79103 |
Drivers in Texas must carry these minimum coverages:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage in Amarillo, TX
Amarillo faces a few occasions of freezing weather per year and its wildfires can cause extensive damage. The minimum coverage won’t pay for your repairs if your car gets damaged by a natural disaster, but full coverage could. These are the cheapest quotes for full coverage in Amarillo, based on Jerry’s quote data.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$39 | $471 | Progressive | 61 | August 5, 2024 | Amarillo, TX | 79107 |
$72 | $859 | Progressive | 49 | June 11, 2024 | Amarillo, TX | 79106 |
$72 | $865 | Progressive | 69 | March 5, 2024 | Amarillo, TX | 79106 |
$81 | $971 | Progressive | 29 | February 11, 2025 | Amarillo, TX | 79103 |
$82 | $983 | Progressive | 24 | January 27, 2025 | Amarillo, TX | 79118 |
$84 | $1,013 | Progressive | 38 | January 2, 2025 | Amarillo, TX | 79107 |
$85 | $1,017 | Progressive | 45 | November 24, 2023 | Amarillo, TX | 79118 |
$92 | $1,105 | Progressive | 40 | April 13, 2025 | Amarillo, TX | 79119 |
$97 | $1,161 | Progressive | 46 | July 25, 2024 | Amarillo, TX | 79109 |
$97 | $1,161 | Progressive | 32 | March 15, 2025 | Amarillo, TX | 79118 |
Cheapest car insurance for young drivers in Amarillo (18-29 years old)
Young drivers typically pay the highest rates for an auto policy of their lack of experience behind the wheel, making them riskier to insure. Shopping around for rates may help young drivers in Amarillo find a cheaper policy. Here are the cheapest quotes that they have received via Jerry.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$81 | $971 | Progressive | 29 | Yes | February 11, 2025 | Amarillo, TX | 79103 |
$82 | $983 | Progressive | 24 | Yes | January 27, 2025 | Amarillo, TX | 79118 |
$84 | $1,005 | Progressive | 27 | No | July 15, 2024 | Amarillo, TX | 79118 |
$93 | $1,119 | Bluefire | 28 | No | April 19, 2024 | Amarillo, TX | 79109 |
$98 | $1,173 | Progressive | 26 | No | July 28, 2024 | Amarillo, TX | 79107 |
Cheapest car insurance for mature drivers in Amarillo (30-54 years old)
Drivers between 30 and 54 typically pay lower rates than younger drivers. Here are the cheapest quotes that mature drivers in Amarillo have received via Jerry.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$60 | $725 | Aspen | 38 | No | March 7, 2024 | Amarillo, TX | 79110 |
$68 | $813 | Aspen | 46 | No | November 12, 2023 | Amarillo, TX | 79118 |
$68 | $815 | Progressive | 54 | No | December 4, 2023 | Amarillo, TX | 79119 |
$69 | $829 | Bluefire | 37 | No | March 8, 2024 | Amarillo, TX | 79118 |
$72 | $859 | Progressive | 49 | Yes | June 11, 2024 | Amarillo, TX | 79106 |
Cheapest car insurance for older drivers in Amarillo (55+ years old)
Drivers 55 and older typically pay low rates for their auto insurance, but rates usually rise once they reach their 70s. Check out the cheapest rates that older drivers in Amarillo have received via Jerry.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
Has Full Coverage
|
---|---|---|---|---|---|---|---|
$30 | $364 | Safeco | 62 | June 11, 2024 | Amarillo, TX | 79103 | No |
$39 | $471 | Progressive | 61 | August 5, 2024 | Amarillo, TX | 79107 | Yes |
$48 | $571 | Progressive | 66 | February 16, 2025 | Amarillo, TX | 79106 | No |
$50 | $605 | Progressive | 61 | May 22, 2024 | Amarillo, TX | 79106 | No |
$52 | $627 | Progressive | 74 | March 26, 2025 | Amarillo, TX | 79106 | No |
Cheapest car insurance for drivers with clean records in Amarillo
Driving safely helps keep your insurance bill low. These are the cheapest quotes that drivers with no accidents, violations or insurance claims in Amarillo have received via Jerry.
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$30 | $364 | Safeco | 62 | June 11, 2024 | No | Amarillo, TX | 79103 |
$39 | $471 | Progressive | 61 | August 5, 2024 | Yes | Amarillo, TX | 79107 |
$48 | $571 | Progressive | 66 | February 16, 2025 | No | Amarillo, TX | 79106 |
$50 | $605 | Progressive | 61 | May 22, 2024 | No | Amarillo, TX | 79106 |
$52 | $627 | Progressive | 74 | March 26, 2025 | No | Amarillo, TX | 79106 |
$57 | $679 | Progressive | 61 | February 11, 2024 | No | Amarillo, TX | 79107 |
$60 | $725 | Aspen | 38 | March 7, 2024 | No | Amarillo, TX | 79110 |
$61 | $729 | Progressive | 64 | July 24, 2024 | No | Amarillo, TX | 79110 |
$62 | $741 | Progressive | 55 | December 11, 2024 | No | Amarillo, TX | 79107 |
$63 | $757 | Assurance America | 58 | December 29, 2024 | No | Amarillo, TX | 79103 |
Cheapest car insurance for drivers with low credit scores in Amarillo
Texas allows insurers to use drivers’ credit scores to help calculate car insurance premiums. A lower score may lead to a higher premium. These are the cheapest quotes that drivers in Amarillo with scores below 550 have received via Jerry.
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
<550 | $48 | $571 | Progressive | 66 | February 16, 2025 | Amarillo, TX | 79106 |
<550 | $61 | $729 | Progressive | 64 | July 24, 2024 | Amarillo, TX | 79110 |
<550 | $64 | $765 | Assurance America | 60 | May 26, 2024 | Amarillo, TX | 79106 |
<550 | $66 | $795 | Progressive | 58 | February 5, 2025 | Amarillo, TX | 79109 |
<550 | $68 | $813 | Aspen | 46 | November 12, 2023 | Amarillo, TX | 79118 |
Cheapest car insurance for drivers with at-fault accidents in Amarillo
If you’ve recently been in an at-fault accident, your rates will usually rise. It’s wise to compare multiple quotes to ensure you’re getting the cheapest rate for auto insurance. These are the cheapest quotes that drivers in Amarillo with at-fault accidents have received through Jerry.
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $82 | $983 | Progressive | 24 | Yes | January 27, 2025 | Amarillo, TX | 79118 |
At Fault With No Injury | $83 | $998 | Electric | 64 | No | September 13, 2024 | Amarillo, TX | 79107 |
At Fault With No Injury | $88 | $1,057 | Progressive | 37 | No | March 17, 2024 | Amarillo, TX | 79107 |
At Fault With No Injury | $93 | $1,115 | Progressive | 67 | No | November 22, 2024 | Amarillo, TX | 79107 |
At Fault With No Injury | $107 | $1,279 | Progressive | 27 | No | January 18, 2024 | Amarillo, TX | 79106 |
Cheapest car insurance for drivers with speeding tickets in Amarillo
If you’ve recently been cited for speeding, your insurance bill will likely increase. To keep your insurance as cheap as possible, compare new quotes before your policy renews. These are the cheapest quotes that drivers in Amarillo with speeding tickets have received via Jerry.
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
Speeding over 15 | $66 | $795 | Progressive | 58 | February 5, 2025 | Amarillo, TX | 79109 |
Speeding over 15 | $83 | $998 | Electric | 64 | September 13, 2024 | Amarillo, TX | 79107 |
Speeding over 15 | $84 | $1,002 | Commonwealth Insurance | 36 | May 4, 2025 | Amarillo, TX | 79110 |
Speeding over 15 | $92 | $1,105 | Progressive | 40 | April 13, 2025 | Amarillo, TX | 79119 |
Speeding under 15 | $93 | $1,115 | Progressive | 67 | November 22, 2024 | Amarillo, TX | 79107 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.