Driving in Irving means navigating busy highways like State Highway 114 and Loop 12 while dealing with congestion from the city’s rapid growth. Its proximity to Dallas-Fort Worth International Airport adds steady traffic, and ongoing development brings frequent construction zones.

With a mix of commuters, visitors and business traffic, it’s wise to carry solid car insurance as you travel the Irving area.

More: Best car insurance in California

Cheapest minimum coverage insurance in Irving

Texas requires drivers to carry these minimum coverages:

• $30,000 of bodily injury per person.
• $60,000 of bodily injury per accident.
• $25,000 for property damage.

Here are the cheapest car insurance quotes that drivers in Irving received via Jerry.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

More: Cheapest car insurance in California

Cheapest full coverage insurance in Irving

Drivers living in Irving may encounter all kinds of weather hazards, including hail, flooding, tornadoes and the occasional ice storm, according to FEMA’s National Risk Index. If bad weather damages your car, minimum coverage will not pay for your repairs, but full coverage may. These are the cheapest full coverage quotes that Jerry customers in Irving have received.

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Cheapest car insurance for young drivers in Irving (18-29 years old)

Young drivers usually pay higher premiums because insurers view their limited driving experience as risky. Since insurers weigh this risk differently, getting quotes from multiple companies may help you find the cheapest coverage. Here are the cheapest quotes that Jerry customers in Irving received via Jerry.

Cheapest car insurance for mature drivers in Irving (30-54 years old)

Drivers between 30 and 54 years old typically receive lower rates than younger drivers, but to keep premiums as low as possible, it’s wise to compare quotes from different insurers when your policy is about to renew. Here are the cheapest car insurance quotes for mature drivers in Irving who received quotes via Jerry.

Cheapest car insurance for older drivers in Irving (55+ years old)

Drivers who are over 54 years old usually pay relatively low premiums until their 70s, when rates could rise. Here are the cheapest quotes that seniors in Irving have received via Jerry.

Cheapest car insurance for drivers with clean records in Irving

Drivers who have no claims, accidents, or violations on their records typically pay the lowest rates for auto insurance. Here are the cheapest quotes for drivers in Irving with clean records, based on Jerry data.

Cheapest car insurance for drivers with low credit scores in Irving

Texas allows insurers to use your credit history to help set your premium, meaning a low score could result in a more expensive policy. If you have a low score, compare quotes from multiple insurers to find the cheapest option. Below are the cheapest quotes that Irving drivers with credit scores below 550 have received via Jerry.

Cheapest car insurance for drivers with at-fault accidents in Irving

Drivers who have a new at-fault accident on their records typically see their insurance costs rise. Therefore, it’s wise to compare quotes just before your renewal date to find the cheapest option.

Cheapest car insurance for drivers with speeding tickets in Irving

A speeding citation will typically cause your auto policy premiums to rise. To ensure you are getting the best rate, it’s wise to get multiple quotes when your renewal date is close. Here are the cheapest quotes Jerry customers with speeding tickets in Irving have received.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS

Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

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