Over the past year, Jerry has helped 343 Saab drivers find smarter coverage and real savings. By analyzing real Saab insurance policies, we know what owners are actually paying and what you can expect for every level of coverage.
Competitive annual prices for Saab drivers are currently around:
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$1,071 for basic coverage.
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$2,207 for standard coverage.
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$2,570 for premium coverage.
These are just benchmarks, though. Your own rate depends on factors like your location, driving record and the model you drive.
On average, Saab drivers pay between $1,762 and $3,515 annually for full coverage, with an average premium around $2,934. That’s well below the national average of $4,143, thanks to Saab’s strong safety history, reliable engineering and moderate repair costs.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and see if you’re getting the best price and coverage. If we find a better deal, you can switch right away, even before renewal time. Jerry does the legwork to cancel your old policy and help get any refund you’re owed.
Fast track your Saab insurance with Jerry.
How much does Saab insurance cost?
Saab insurance rates vary, but Jerry makes it easy to see what real drivers with your model and profile are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Even in the same city, two Saab drivers can pay very different rates. Jerry compares quotes from leading insurers to help you find coverage that fits your car, your lifestyle and your budget.
What’s the best insurance for a Saab?
Saabs are known for thoughtful engineering, safety and timeless design. Protecting that legacy means choosing insurance that values those same qualities.
If your Saab is financed or leased, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your car is totaled.
Jerry recommends Saab drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While higher than most state minimums, it’s smart protection for a vehicle built to last.
No matter your lender, budget or insurance company, there are many coverages to choose from. Here are some of the most common options, what they cover and why Saab drivers choose each one.
Higher liability limits
Saabs are safe but solid vehicles can still cause serious damage in an at-fault accident. About 37% of Jerry Saab drivers choose higher-than-minimum coverage.
Full coverage
Comprehensive and collision protect your Saab from theft, weather and at-fault accidents. Roughly 19% of Saab drivers carry full coverage for peace of mind.
OEM parts coverage
Keeps your Saab running smoothly with trusted parts and repair shops familiar with the brand. Available for vehicles between three and ten years old.
New car replacement
Replaces your Saab with a new model if it’s totaled early in ownership. Especially useful for newer or well-maintained vehicles.
Roadside assistance
Covers towing, jump-starts and lockouts. Many Saab drivers extend this coverage to ensure help on longer drives.
Rental reimbursement
Covers the cost of a rental while your Saab is in the shop for a claim. Most insurers offer 30 to 45 days of coverage depending on your state.
Gap insurance
Covers what’s left on your loan or lease if your Saab is totaled. Around 39% of drivers add gap coverage when financing.
Accident forgiveness
Keeps your rate steady after your first at-fault accident. Without it, Saab drivers can see premiums increase by 20% on average.
See coverage options for your Saab.
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Coverage definitions
4 smart ways Saab drivers can lower insurance costs
Finding the right insurance means balancing cost, coverage and confidence. For Saab owners, that balance depends on your model, mileage and driving habits.
Jerry’s experts help Saab drivers lower premiums without sacrificing quality protection. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 42% to 69% among Saab drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Use Telematics | 6% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before buying
Not every insurer prices Saab coverage fairly. Some overestimate repair difficulty, while others recognize the brand’s reputation for safety and longevity. Comparing quotes ensures you get fair value for the same protection.
Here’s where Saab drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Saab drivers who switched | Average Jerry savings |
|---|---|---|
| National General | 50% | 24% |
| Root | 50% | 31% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Saab drivers can save nearly a third by comparing quotes. Jerry shows real prices in real time so you can find your best deal before you buy.
Tip 2: Stack discounts for more savings
Many Saab drivers qualify for multiple discounts like multi-car, low-mileage or safe-driver. But insurers don’t always apply them automatically.
Jerry checks your options to make sure you’re getting all available savings.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Saab
Saabs are built to last, and insurance should reflect that. Most owners buy more than the minimum required. This usually means maintaining full coverage and higher limits on newer or well-preserved models, then adjusting as their cars age.
Minimum
$63 – $140/mo
Offers the legal minimum limits, which vary by state.
Full
$115 – $227/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$145 – $296/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$162 – $354/mo
Raises liability further, lowers deductibles and expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Saab drivers with newer or restored vehicles often choose full coverage and higher limits. Jerry experts recommend 100/300/100 for strong, balanced protection.
Tip 4: Try telematics to save based on how you drive
Telematics programs track your driving habits — like braking, acceleration and mileage — through an app or device. For Saab drivers, these programs can lead to 6% savings on average, especially for smooth, careful drivers who keep their mileage low.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Saab drivers, real savings
Want to see what Jerry can really do for Saab owners? Here are real drivers, their vehicles and the savings they found by shopping with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Saabs have always stood for safety and smart engineering, and your insurance should, too. Whether you drive a 9-3, 9-5 or an older classic, Jerry helps you find coverage that fits your needs and your budget.
We compare top insurers, uncover discounts and handle renewals so your protection stays as reliable as your Saab.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
