3. Select the quote you like best
Tap “Confirm your rate” to select the quote that best meets your insurance needs and we’ll finalize your rate with the provider you’ve selected.
4. Make your first payment to activate coverage
You’ll receive a notification in the app once your price is confirmed. Then, all you have to do is enter your payment info to purchase your coverage—no need to leave the app. Most Jerry partners offer same-day coverage so you could even have your digital insurance card within one to three hours.
“I recently started with Statefarm after being with Geico for 7 years. Geico raised my rates out of nowhere after having the same rate for 7 years and so I had to look elsewhere. I had two friends with Statefarm who had cheap rates & never had any issues. They also told me of how awesome their Agents were. So i went ahead and looked and for all of the same coverage I had with Geico, was half the price at Statefarm! I immediately switched and my assigned agent reached out first thing the next morning to walk everything through with me. He was awesome and helped me get everything setup quickly and easily. I’m so excited for my years to come with Statefarm!” —Carleigh, Pearland, TX
How to save on car insurance in Pearland
Using an independent insurance agency or broker is a great place to start when it comes to shopping for car insurance, but there’s still more you can do. To make sure you get the lowest possible price, here are some additional tricks:
Bundle your policies: Homeowners and renters can save money by bundling auto and home
insurance or renters insurance with their auto insurance coverage. Jerry can compare bundled quotes and help you find other multi-policy discounts right in the app. Take advantage of discounts: Insurers offer a variety of car insurance discounts, from maintaining a clean driving record to signing up for autopay. Check with your insurance company to see if there are any discounts you qualify for that you’re not already getting.
Raise your deductible: The higher the deductibles on your collision and comprehensive insurance, the less you’ll pay for your policy. Most insurance companies will allow you to set your car insurance deductible
as high as $1,000, but be sure to choose a deductible you can afford to pay if you need to file a claim. Improve your driving: Avoiding tickets, DUIs, and accidents to maintain a clean driving history is a great way to keep your insurance costs low. If you have the Jerry app on your phone, you can get a free safe driving score and tips to improve your driving record!
Improve your credit score: Texas is one of many states that allow insurers to use your credit score when calculating your insurance premiums. Drivers with bad credit will usually see higher rates than those with good credit.
Reshop often: Even if you find a great rate on your car insurance, you should still shop around each time your policy renews. If you buy with the Jerry app, you can turn on the reshopping feature and you’ll be automatically notified before renewal if another insurer can offer you a better price.
Methodology
All premium data in this article comes from real car insurance quotes obtained through the Jerry app and analyzed by our editorial team. Jerry’s data scientists analyzed over 25 million real quotes issued to users in Jerry’s proprietary database. Jerry is partnered with 55+ insurance companies in 48 states.
Unless otherwise stated, all data represents the average of the lowest quoted price for a currently insured single driver with a single vehicle.
Minimum coverage refers to policies with the following coverage limits:
$60,000 bodily injury liability per accident
Full coverage refers to policies that contain at least the minimum liability required by law in Texas along with comprehensive and collision insurance with deductibles of either $500 or $1,000.
FAQs
Who is the cheapest car insurance in Texas?
No one car insurance company offers the cheapest rate for every driver. The primary reason is that every customer gets different car insurance quotes based on their profile—so the most affordable company differs for everyone.
How much does car insurance cost in Texas per month?
Texas drivers pay an average of $1,563 per year or $130 per month for full coverage. A liability-only policy averages about $635 per year or $53 per month.
How much is car insurance in Pearland Texas?
Pearland car insurance costs about the same as the statewide average—$1,783 annually or $149 monthly for full coverage and $666 per year or about $56 per month for liability insurance coverage.
What are some car insurance companies in Pearland, TX?
Pearland drivers have dozens of car insurance companies to choose from, but some of the most popular include Progressive, Travelers, Nationwide, Safeco, and State Auto.
What is the average car insurance cost in Houston, Texas?
Drivers in Houston pay more than the statewide average—$1,851 annually or $154 monthly for full coverage and $780 per year or about $65 per month for liability insurance coverage.
What is the average cost of car insurance?
As of December 2023, a full coverage car insurance policy costs drivers an average of $1,790 per year.
How can I lower my car insurance in Texas?
A few things you can do to lower your Texas car insurance rates
include taking advantage of discounts, adjusting your policy deductibles, and reshopping your policy at each renewal. Does credit score affect car insurance?
In most states, including Texas, your credit score influences your car insurance rates. If you live in Hawaii, Massachusetts, California, or Michigan, your credit score cannot be taken into account when calculating your car insurance premiums.
Sources