. Between 2013 and 2017, New York saw its car insurance rates jump by 14%, and its yearly premiums of $1,350 ranks fifth most expensive in the nation, which is 34% higher than the national average.
And don’t think moving to New Jersey will save you money, because it won’t. The Garden State has even higher car insurance costs than New York. Connecticut is in the same boat. So there’s no escape unless you move to a state like South Dakota, which has the cheapest rates in the country.
, residents in the New York state save an average of $893 per year on car insurance. It doesn’t do it by reducing your coverage. It uses an AI platform to match your current coverage, so you can compare apples to apples.
include big national brand names such as Nationwide, Travelers, Metlife, Safeco, as well as regional insurance companies such as Plymouth Rock. You can sign up for your new insurance and cancel your old one through the app. No muss, no fuss. Done.
widget
Altered States
For most people, it is not an option to leave your home and your family and head off to Sioux City where insurance does not feel like a big expenditure. Why do car insurance rates vary from state to state?
to required insurance coverages dictated by state law, cost of living, and population density. Other factors like the number of uninsured drivers and health-care costs weigh in as well. New York state’s rate increases stretch back to 1989 and have averaged
. But across the nation, car insurance has gone up by 27% since 2008.
Help Is on the Way
As a state, New York contains many different communities, from the Big Apple to Buffalo, where chicken wings were invented. Because of these regional differences,
can deliver you a windfall of around $1,700 in savings on auto insurance, which would be a rush like going over Niagara Falls in a barrel. For those living on Long Island (Suffolk and Naussau), you’d see less savings but even pocketing $400 by downloading an
seems easier than winning at Three-Card Monty. Many counties are above $1,000, so we’re not talking chump-change here.
If you look at the same data from the perspective of New York’s urban areas, you get a similar picture, as seen below:
Here’s a trick question: what do people from Brooklyn, Buffalo, and Syracuse all have in common? The answer isn’t they all hate the Yankees. No, in each of those cities, people can haul off with over $1,000 saved per year by letting
saved the day. "It was just so perfect!😄," P.I. recalled "This was my first automobile and I finally got my license after years of trying. I got the money for the new vehicle and already knew what I wanted and where to find it. I decided to take action. I called the car lot to see if the automobile was available."
It was. But there was a potential snag. "Then I used the
app because I just found out I can’t take the automobile off the lot without insurance," he continued, "and I heard these horror stories about $400 to even $1100 a month insurance. But after not even two minutes,
pulled up four different quotes and plain simple insurance and all was under $125. . . I was amazed and went to the bank to put the money in my account and got it. That same day I was emailed an insurance card and my policy and boom at the end of the night I was on the road."
Now for the tear-jerker ending. "I thank God for the people behind