You can complete a title transfer in Michigan by bringing a few essential documents, like the car’s certificate of title, to a Secretary of State branch.
, you’ll need to complete a title transfer in-person at a Secretary of State (SOS) branch. The fee is only $15.
If you’re selling, donating, or inheriting a vehicle, you will need to complete the title transfer process to transfer ownership to the buyer or recipient.
To transfer a title, the seller must sign the title and the buyer/recipient must visit the SOS to receive a new title and registration.
If you recently purchased a vehicle, you have 15 days from the date of sale to transfer the title.
What is a title transfer?
When you transfer a car’s title, you’re transferring its ownership to someone else.
Transferring a title consists of one step for the seller and one step for the buyer:
The seller must sign the title to release ownership of the vehicle
The buyer will need to go to an SOS branch office with the signed title to be issued a new title and registration
Every state has a unique process for title transfers, but all states require you to provide basic information about the vehicle, the owner, the buyer, and the bill of sale. Some states require extra paperwork depending on the circumstances (e.g., passing down a car to a family member).
Who does the title transfer?
In a private purchase, the buyer and seller must decide who will complete the title transfer process. Both people need to sign the title and ensure that the proper paperwork is filed.
When you buy a car from a dealership, it’s the dealer’s responsibility to handle all the paperwork and send you the vehicle title from the state by mail. This is one major reason that so many people prefer to shop for cars at a dealership—less hassle!
Reasons for a title transfer
The most common reason for a title transfer is a change of residency or buying or selling a car. However, there are several additional reasons to complete a title change:
Inheriting a vehicle
Paying off a vehicle loan
Donating a vehicle
Gifting a vehicle
Some situations require extra paperwork while others come with a lower fee.
How to complete a car title transfer in Michigan
You must visit a Secretary of State office to complete the Michigan
You are considered a resident as soon as you move to Michigan, and you must register your car immediately. Visit a Michigan SOS office and bring with you the current title certificate and payment for any title fees.
If you recently purchased a vehicle, you have 15 days from the date of sale to transfer the title. Otherwise, you must pay a $15 late fee.
Buying from a Michigan dealership is easier in many ways. The dealer will be responsible for handling the titling and registration paperwork. You’ll simply pay the associated fees as part of the transaction with the dealer.
Buying from a private seller is a bit more complex—and you must file the paperwork yourself. Here’s what you need:
Driver’s license number
Vehicle information—license plate number, vehicle identification number (VIN)