According to data from the National Association of Insurance Commissioners (NAIC), State Farm has the largest percentage of market share in the US auto insurance industry with 16.9%. Progressive, GEICO, Allstate, and USAA round out the top five.

When you’re shopping for a new

car insurance

policy, be sure to check rates from several of the largest car insurance companies in the US. Thanks to their extended networks and versatile offerings, these companies can often offer attractive rates—even if your driving record or credit history is less-than-stellar.

1. State Farm

Market share: 16.9%

Direct premiums written: $46,660,515

AM Best Financial Strength rating: A++ (Superior)

BBB rating: A+

JD Power customer satisfaction rating: 877

JD Power claims satisfaction rating: 882

Jerry customer satisfaction rating: 4/5

State Farm is the largest auto insurer in the U.S., and for good reason—they have the highest JD Power customer satisfaction rating on this list. Their

Drive Safe & Save

program could save you as much as 30% on your insurance bill, plus the other discounts they offer.

In addition to standard protections like liability insurance, collision coverage, and comprehensive coverage, State Farm also offers helpful add-ons like rental reimbursement, roadside assistance, uninsured/underinsured motorist, and collector car insurance.

Best for: Drivers with good credit and a clean driving record

Number of

State Farm discounts

available: 10

Available in: All 50 states

Learn more:

State Farm car insurance quotes: everything you need to know

2. Progressive

Market share: 14.1%

Direct premiums written: $38,927,286

AM Best Financial Strength rating: A (Excellent)

BBB rating: A+

JD Power customer satisfaction rating: 853

JD Power claims satisfaction rating: 889

Jerry customer satisfaction rating: 4.2/5

Progressive Casualty Insurance Company—better known as simply Progressive—offers a variety of coverages and discounts, allowing you to create a personalized policy. Their mobile app makes it easy to file a claim and they’re known for having low rates, but their customer service only ranks average compared to other large auto insurance companies.

If you’re a safe driver, you can save big with

Progressive Snapshot

—a telematics program that tracks your driving through a mobile app or a small device that plugs into your car’s OBD-II port. Just be aware that if you engage in risky driving behaviors during your Snapshot tracking period, your insurance rates could actually go up instead of down.

Best for: Safe drivers, students, and young drivers

Number of

Progressive discounts

available: 13

Available in: All 50 states

Learn more:

Progressive car insurance quotes: what you need to know

3. GEICO (Berkshire Hathaway)

Market share: 13.8%

Direct premiums written: $38,121,466

AM Best Financial Strength rating: A++ (Superior)

BBB rating: A+

JD Power customer satisfaction rating: 857

JD Power claims satisfaction rating: 874

Jerry customer satisfaction rating: 3.9/5

GEICO might attract a lot of attention with their clever ad campaigns but commercials won’t keep customers. Luckily, GEICO has a lot more to offer, with excellent customer satisfaction scores, affordable policies, and easy-to-use online tools, including the

GEICO DriveEasy app

If there’s a drawback to using GEICO, it’s that your access to local agents might be somewhat limited depending on where you live. Plus, they don’t offer

gap insurance

, rideshare insurance, or new car replacement—so they may not provide all of the protection you need.

Best for: Customers with a good driving history

Number of

GEICO discounts

available: 16

Available in: All 50 states

Learn more:

Everything you need to find a GEICO car insurance quote

4. Allstate

Market share: 10.7%

Direct premiums written: $29,610.810

AM Best Financial Stability rating: A (Excellent)

BBB rating: A+

JD Power customer satisfaction rating: 853

JD Power claims satisfaction rating: 874

Jerry customer satisfaction rating: 3.9/5

Allstate has higher average rates than some of the other top auto insurance providers, but they’re rated especially high in terms of claim reliability. Additionally, they offer a Claim Satisfaction Guarantee, so if you find yourself having to deal with car repairs after a collision, you may find the higher auto insurance rates worth it.

In addition to liability and full-coverage policies, Allstate offers many of the same coverages as other major companies in the auto insurance market. But if you’re looking for more protection, they also offer an option to add extra liability coverage in the form of a personal umbrella policy (PUP).

Best for: Safe drivers and drivers with a poor credit rating—under 500

Number of Allstate discounts available: 12

Available in: All 50 states

Learn more:

Allstate car insurance quotes: what you need to know

5. USAA

Market share: 5.9%

Direct premiums written: $16,371,445

AM Best Financial Strength rating: A++ (Superior)

BBB rating: Not rated

JD Power customer satisfaction rating: 874

JD Power claims satisfaction rating: 890

Jerry customer satisfaction rating: 4/5

If you or a family member are (or have been) in the military, don’t buy car insurance until you get a quote from USAA. They’re known for some of the lowest average car insurance rates in the industry, and you can save up to 30% more by enrolling in

USAA’s SafePilot program

When you couple these savings with USAA’s above-average customer satisfaction, you’re looking at some of the best auto insurance on the market. The only real drawback is that not everyone will qualify due to their strict membership requirements.

Best for: Active-duty or honorably discharged military members and their families

Number of

USAA discounts

available:

Available in: All 50 states

Learn more:

USAA car insurance quotes: what you need to know

6. Liberty Mutual

Market share: 5.0%

Direct premiums written: $13,704,351

AM Best Financial Strength rating: A (Excellent)

BBB rating: A+

JD Power customer satisfaction rating: 818

JD Power claims satisfaction rating: 870

Jerry customer satisfaction rating: 3.6/5

Liberty Mutual has no shortage of coverage options and discount opportunities, making it easy to create a customized policy that’s right for you. Their

accident forgiveness

, usage-based RightTrack safe driving program, vanishing deductible, and Better Car Replacement packages are especially attractive for policyholders who qualify.

That said, their customer satisfaction ratings could be higher, and their pricing can be inconsistent depending on where you live.

Number of

Liberty Mutual discounts

available: 13

Available in: All 50 states

Learn more:

Liberty Mutual auto insurance quote: everything you need to know

7. Farmers Insurance

Market share: 4.6%

Direct premiums written: $12,605,723

AM Best Financial Strength rating: A (Excellent)

BBB rating: Not rated

JD Power customer satisfaction rating: 846

JD Power claims satisfaction rating: 882

Jerry customer satisfaction rating: 4/5

If you need specialized coverage, Farmers could be a great option. They offer tons of add-ons, including customized equipment coverage, full windshield/glass, classic car coverage, and more.

Farmers also offers the most discounts of anyone on our list—which could come in handy since they’re not always the cheapest provider. Be sure to check out the

Farmers Signal app

for the chance to save up to 30% on your premium.

Best for: Anyone who can take advantage of multiple discounts

Number of

Farmers discounts

available: 23

Available in: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

Learn more:

Farmers car insurance review: everything you need to know

8. Travelers

Market share: 2.1%

Direct premiums written: $5,836,018

AM Best Financial Strength rating: A+ (Excellent)

BBB rating: A

JD Power customer satisfaction rating: 848

JD Power claims satisfaction rating: 854

Jerry customer satisfaction rating: 4.6/5

Travelers has been writing car insurance policies since 1897, so if dealing with an established company is important to you, it’s hard to go wrong here. Their customer service, claims process, and policy offerings all rate about average—nothing that would especially sway buyers either way

Travelers’ rates tend to be on the higher side, especially for high-risk drivers. That said, they offer numerous opportunities to save, including the Travelers IntelliDrive program, which could discount up to 30% off your policy. Be aware that if your credit score is less-than-ideal, you’ll likely pay way higher rates with Travelers.

Best for: Drivers with good credit

Number of

Travelers discounts

available: 14

Available in: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Washington DC, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin

Learn more:

Everything about a Travelers car insurance quote

9. American Family Insurance

Market share: 2.1%

Direct premiums written: $5,834,828

AM Best Financial Strength rating: A (Excellent)

BBB rating: A

JD Power customer satisfaction rating: 867

JD Power claims satisfaction rating: 874

Jerry customer satisfaction rating: Not rated

American Family prides itself on flexibility—whether you need minimum coverage or additional protection, American Family gives customers the option to fully customize their car insurance coverage to give them more control over the final cost of their insurance premiums. They also offer discounts for switching from another provider, paperless billing, autopay, and more.

American Family’s customer satisfaction ratings are above-average, as well. But their coverage options can be limited, and to take advantage of the savings and service, you’ll have to live in one of the few states where they operate.

Best for: Drivers living in the Midwest or Southwest

Available in: Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Montana, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, Wisconsin

Learn more: American Family car and home insurance, explained

10. Nationwide

Market share: 2.0%

Direct premiums written: $5,505,995

AM Best Financial Strength rating: A+ (Superior)

BBB rating: A+

JD Power customer satisfaction rating: 861

JD Power claims satisfaction rating: 868

Jerry customer satisfaction rating: 4.3/5

Nationwide’s catchy jingle “Nationwide is on your side” has been getting stuck in people’s heads since 1965 and they’ve been providing insurance for even longer than that—they were founded in Ohio as Farm Bureau Mutual in 1926. Today, they offer a variety of insurance products, making them a great choice for bundling your auto policy with homeowner’s insurance, renter’s insurance, life insurance, and more.

While many insurers offer reduced rates for drivers with good credit, Nationwide offers reduced rates for drivers with poor credit. You can also save 10% just by signing up with the

Nationwide SmartRide app

. Do note, however, that Nationwide often has higher rates than other insurers when it comes to young drivers.

Best for: Drivers who are over 25, drivers who have a good driving record, and drivers with poor credit

Number of Nationwide discounts available:10

Available in: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Washington DC, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming

Learn more:

Everything about a Nationwide car insurance quote

Big picture: When it comes to shopping around, you should probably start by comparing rates from several of the largest auto insurance companies in the US. But smaller insurance companies may provide you with a better rate. That’s why when you’re shopping for the best car insurance companies, you should use an insurance comparison tool that shows you the cheapest car insurance rates from large and small insurers—like the

Jerry

app.

MORE:

Does Jerry’s insurance comparison app really help you save?

Methodology: The editorial staff used data taken from NAIC’s 2022 Auto Insurance Market Share Report, as well as from the websites of AM Best, BBB, and JD Power. We also used our own customer carrier surveys to determine the Jerry customer satisfaction rating.