Based on data from 2019, the average driver travels approximately 1,200 miles per month.
You certainly aren’t the only person whose driving habits have changed due to COVID-19. According to the Department of Transportation (DOT), the number of miles driven fell by 10.3% during lockdowns.
If you’re concerned about paying too much on your car insurance
for a vehicle that you rarely drive, a low-mileage plan may better suit your needs. Low-mileage insurance plans are made for drivers who travel less than 8,000 miles per year, and most often take the form of policy discounts or pay-per-mile plans. Most insurance carriers offer some form of low-mileage discount to customers—although, depending on the company, you may need to participate in a usage-based insurance program that tracks more than just your mileage (such as your driving habits).
If you’re stuck between keeping your vehicle or not, you may want to compare the cost of low-mileage insurance with the price of public transport in your area. Be sure to request quotes from at least three different companies when comparing car insurance rates to ensure you’re finding the lowest price!
MORE: Cheapest low-mileage car insurance