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What car loan can I get approved for with a 750 credit score?
I want to get a car loan, but I'm not sure what to expect with a 750 credit score. Can I get approved? What will my APR be?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
With a 750 credit score, you’re in the prime credit score range, which will help you get approved and qualify for some of the best interest rates for
car loans
from lenders. Keep in mind: Your credit score is just one determinant of car loan interest rates. Other factors that can affect your interest rate on a car loan include:
- Your income
- Your debt-to-income ratio (DTI)
- Market conditions
- Whether you buy a new or used car
With the right income and a healthy DTI ratio, getting approved for a car loan with a 750 credit score shouldn’t be a problem for you. It’s possible you could reasonably expect to get an average rate between 3% and 6% for a new car or 5% and 9% for a used car.
Just remember that different lenders may offer different rates—which is why it pays off to shop around before picking a lender.
View full answer
- Gregory R.
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