Why is car insurance so expensive in Massachusetts?
My daughter is moving to Boston for school and driving her car up the coast in the fall. Unfortunately, car insurance sure isn't cheap up there! Why is car insurance so expensive in Massachusetts?
. One significant reason is the state’s above-average claim frequency, which drives up insurance expenses.
Let’s delve into the key factors driving this higher-than-average claim frequency:
High population density: Massachusetts is one of the most densely populated states in the nation. More vehicles concentrated in a relatively small area raises the likelihood of accidents and subsequent
have heavy traffic congestion, leading to more accidents. Urban areas also contend with higher rates of theft and vandalism, further increasing claims.
Severe weather: The Bay State is prone to inclement weather, including heavy snowfall during winter. Severe weather conditions contribute to more
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