requirements, so you’ll need to purchase Mexico auto insurance if you’re going to be driving in Mexico.
You have two options:
Purchase a Mexico car insurance policy from a Mexican insurance company
Purchase a Mexico car insurance policy from an American insurance company that offers Mexican insurance coverage
If you get into an accident in Mexico and someone is injured, you may be arrested and your car impounded until the authorities can sort out the situation—so you want to make sure you have the right insurance coverage.
American car insurance companies that offer Mexico car insurance
If you want to purchase Mexican auto insurance from an American insurer, here are some of your options:
Drivers over the age of 21 who hold a similar policy in the U.S. can purchase Mexico Tourist Auto Insurance that includes the following coverage options:
: Responds if you break down and need a tow, tire change, battery boost, and more.
Legal assistance: If you get into an accident and someone is injured, you may be arrested while the authorities sort things out—so it’s a good idea to ensure your policy offers free legal assistance.
on your U.S. policy, you won’t be able to add it to your Mexican one.
How to buy Mexico car insurance
When you’re ready to purchase car insurance for your trip to Mexico, here’s the information you’ll need to provide:
Make, model, year, VIN, and license plate of your car
Value of your car
Type of coverage and limits you want
How long you’ll be in Mexico
Where you’ll be in Mexico
If you have any underage drivers (under 21)
If you’re towing anything (an RV, for example)
You’ll need insurance coverage for a rental vehicle in Mexico
If you’re renting a car instead of driving your own, you’ll also need insurance coverage.
Third-party liability insurance is mandatory across the country and you will not be able to rent a vehicle without it—liability limits may vary by state
You can purchase liability insurance through your rental agency for about $15 per day
Optional coverages include collision, medical, roadside assistance, and zero-deductible—and some agencies bundle these into protection packages
Most credit cards offer a collision damage waiver (CDW) but do not provide liability coverage—so you’ll need to purchase this while renting a car.